---
canonical_url: https://lendb.ai/s/self-employed/iowa
last_verified: 2026-10-09
---

# Loan officers for self-employed borrowers in Iowa

As of 2026-10-09, LenDb lists 11 loan officers licensed in or based in Iowa whose lender pages show Self-employed work. The top-ranked are James Igbinovia (CrossCountry Mortgage, Scottsdale), Evan Luchaco (Churchill Mortgage, Portland) and Jason Fox (NFM Lending, Frederick). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Evan Luchaco](https://lendb.ai/lo/evan-luchaco-887608)** (NMLS 887608), Churchill Mortgage, Portland, OR
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)
   - States 12 years of experience (lender page, 2026-10-09)
3. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
4. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
5. **[Jeff Adams](https://lendb.ai/lo/jeffrey-adams-1851495)** (NMLS 1851495), CrossCountry Mortgage, Cincinnati, OH
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
6. **[Ivan Lin](https://lendb.ai/lo/ivan-lin-2462401)** (NMLS 2462401), Loan Factory
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
7. **[Maevelyn Watts](https://lendb.ai/lo/maevelyn-watts-2497937)** (NMLS 2497937), CrossCountry Mortgage, Cincinnati, OH
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
8. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
9. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
10. **[Cody Wittmaack](https://lendb.ai/lo/cody-wittmaack-511357)** (NMLS 511357), JPMorgan Chase Bank (Chase Home Lending), Waukee, IA
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - Office in Waukee, IA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
11. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?

Cite as: LenDb.ai, https://lendb.ai/s/self-employed/iowa.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._