---
canonical_url: https://lendb.ai/s/self-employed/maine
last_verified: 2026-10-10
---

# Loan officers for self-employed borrowers in Maine

As of 2026-10-10, LenDb lists 7 loan officers licensed in or based in Maine whose lender pages show Self-employed work. The top-ranked are Kate Reagan (Guild Mortgage, Easthampton), Joe Smith (CrossCountry Mortgage, Boston) and James Igbinovia (CrossCountry Mortgage, Scottsdale). Ranking is lender-neutral: specialty evidence first, then a license in ME, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Kate Reagan](https://lendb.ai/lo/kathryn-reagan-19006)** (NMLS 19006), Guild Mortgage, Easthampton, MA
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
2. **[Joe Smith](https://lendb.ai/lo/joseph-smith-481139)** (NMLS 481139), CrossCountry Mortgage, Boston, MA
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2012 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
3. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
4. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2010 (per Colorado records)
5. **[Justin Mead](https://lendb.ai/lo/justin-mead-1656276)** (NMLS 1656276), CrossCountry Mortgage, South Burlington, VT
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
6. **[Reily Kiser](https://lendb.ai/lo/michael-kiser-1599098)** (NMLS 1599098), Lower, Columbus, OH
   - Lists Self-employed on lender page (lender page, verified 2026-10-10)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
7. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)

## Questions to ask

- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?

Cite as: LenDb.ai, https://lendb.ai/s/self-employed/maine.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._