--- canonical_url: https://lendb.ai/s/self-employed/michigan last_verified: 2026-10-09 --- # Loan officers for self-employed borrowers in Michigan As of 2026-10-09, LenDb lists 51 loan officers licensed in or based in Michigan whose lender pages show Self-employed work. The top-ranked are Jennifer Lehman (CrossCountry Mortgage, Mishawaka), Eric Gasper (CrossCountry Mortgage, Mineola) and Kirk Taylor (CrossCountry Mortgage, Naples). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jennifer Lehman](https://lendb.ai/lo/jennifer-lehman-1588449)** (NMLS 1588449), CrossCountry Mortgage, Mishawaka, IN - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 3. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 4. **[Craig Johnson](https://lendb.ai/lo/craig-johnson-162828)** (NMLS 162828), CrossCountry Mortgage, Southfield, MI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - Branch in Michigan - No disciplinary actions on file at LenDb 5. **[Ben Valin](https://lendb.ai/lo/ben-valin-2574019)** (NMLS 2574019), JPMorgan Chase Bank (Chase Home Lending), Roseville, MI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - Branch in Michigan - No disciplinary actions on file at LenDb 6. **[Robin Thompson](https://lendb.ai/lo/robin-thompson-148063)** (NMLS 148063), Union Home Mortgage, Saint Clair, MI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - Branch in Michigan - 9 years licensed - No disciplinary actions on file at LenDb 7. **[Gus Dahlgren](https://lendb.ai/lo/gus-dahlgren-80625)** (NMLS 80625), Union Home Mortgage, East Lansing, MI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - Branch in Michigan - 4 years licensed - No disciplinary actions on file at LenDb 8. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 9. **[Justin Mead](https://lendb.ai/lo/justin-mead-1656276)** (NMLS 1656276), CrossCountry Mortgage, South Burlington, VT - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 10. **[Jeff Adams](https://lendb.ai/lo/jeffrey-adams-1851495)** (NMLS 1851495), CrossCountry Mortgage, Cincinnati, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 11. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 12. **[Jason Stiltner](https://lendb.ai/lo/jason-stiltner-27546)** (NMLS 27546), Union Home Mortgage, Rochester, MI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - Branch in Michigan - 0 years licensed - No disciplinary actions on file at LenDb 13. **[Agostino (Augie) Iacono](https://lendb.ai/lo/agostino-augie-iacono-283725)** (NMLS 283725), Barrett Financial Group, Brookfield, WI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 14. **[Diane Fan](https://lendb.ai/lo/diane-fan-2593667)** (NMLS 2593667), Loan Factory, MI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - Branch in Michigan - 10 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 15. **[Jeffrey Ben-Davis](https://lendb.ai/lo/jeffrey-ben-davis-1249070)** (NMLS 1249070), Loan Factory - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 16. **[Paul Quinlan](https://lendb.ai/lo/paul-quinlan-1853860)** (NMLS 1853860), Guild Mortgage, Albuquerque, NM - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 1 years licensed - No disciplinary actions on file at LenDb 17. **[Denise McManus](https://lendb.ai/lo/denise-mcmanus-1982222)** (NMLS 1982222), Xpert Home Lending - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 18. **[Matthew S. Devadan, MBA](https://lendb.ai/lo/matthew-devadan-21639)** (NMLS 21639), Atlantic Coast Mortgage, Westerville, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 19. **[Levi Pollack](https://lendb.ai/lo/levi-pollack-1749086)** (NMLS 1749086), American Pacific Mortgage, Westminster, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 20. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 17 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 21. **[David K Bailey](https://lendb.ai/lo/david-bailey-369541)** (NMLS 369541), Loan Factory - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 22. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 23. **[Kylie Miller](https://lendb.ai/lo/kylie-miller-562713)** (NMLS 562713), CrossCountry Mortgage, Beavercreek, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 0 years licensed - No disciplinary actions on file at LenDb 24. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in MI (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 25. **[Sean Balcom](https://lendb.ai/lo/sean-balcom-770996)** (NMLS 770996), CrossCountry Mortgage, Bloomfield Hills, MI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Branch in Michigan; no license list on file yet, verify at NMLS Consumer Access - No disciplinary actions on file at LenDb ## Questions to ask - How will you calculate my income from my tax returns? - Would a bank statement or P&L loan qualify me for more? - Do I need two years of self-employment history? Cite as: LenDb.ai, https://lendb.ai/s/self-employed/michigan. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._