--- canonical_url: https://lendb.ai/s/self-employed/missouri last_verified: 2026-10-09 --- # Loan officers for self-employed borrowers in Missouri As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Missouri whose lender pages show Self-employed work. The top-ranked are James Igbinovia (CrossCountry Mortgage, Scottsdale), Kimberly Downs (Guild Mortgage, Kansas City) and John Markman (Fairway Independent Mortgage Corporation, Overland Park). Ranking is lender-neutral: specialty evidence first, then a license in MO, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Kimberly Downs](https://lendb.ai/lo/kimberly-downs-1130753)** (NMLS 1130753), Guild Mortgage, Kansas City, MO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Kansas City, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 12 years of experience (lender page, 2026-10-09) 3. **[John Markman](https://lendb.ai/lo/john-markman-1660491)** (NMLS 1660491), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 16 years of experience (lender page, 2026-10-09) 4. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 5. **[Melisa Jones](https://lendb.ai/lo/melisa-jones-965518)** (NMLS 965518), CrossCountry Mortgage, O'Fallon, MO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in O'Fallon, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) 6. **[Nichole Crisanti](https://lendb.ai/lo/nichole-crisanti-1503218)** (NMLS 1503218), CrossCountry Mortgage, Loveland, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 7. **[Gina Kaberline](https://lendb.ai/lo/gina-kaberline-1632106)** (NMLS 1632106), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 9 years of experience (lender page, 2026-10-09) 8. **[Ammon Dorsey](https://lendb.ai/lo/ammon-dorsey-2086937)** (NMLS 2086937), Guild Mortgage, Liberty, MO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Liberty, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 9. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 10. **[Jeff Adams](https://lendb.ai/lo/jeffrey-adams-1851495)** (NMLS 1851495), CrossCountry Mortgage, Cincinnati, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 11. **[Staci Cotter](https://lendb.ai/lo/staci-cotter-404843)** (NMLS 404843), Barrett Financial Group, Chandler, AZ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) 12. **[James Hair](https://lendb.ai/lo/james-hair-1680348)** (NMLS 1680348), CrossCountry Mortgage, Houston, TX - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 13. **[Mark Bult](https://lendb.ai/lo/mark-bult-968194)** (NMLS 968194), JPMorgan Chase Bank (Chase Home Lending), Brentwood, MO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Brentwood, MO - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[Ryan Ashford](https://lendb.ai/lo/ryan-ashford-1833458)** (NMLS 1833458), CrossCountry Mortgage, Winter Park, FL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 15. **[Jordan Heatherly](https://lendb.ai/lo/jordan-heatherly-1312244)** (NMLS 1312244), Churchill Mortgage, Brentwood, TN - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 16. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 17. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 18. **[Ivan Lin](https://lendb.ai/lo/ivan-lin-2462401)** (NMLS 2462401), Loan Factory - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 19. **[Abbie Allard](https://lendb.ai/lo/abbie-allard-2065212)** (NMLS 2065212), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 6 years of experience (lender page, 2026-10-09) 20. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Manen Pan](https://lendb.ai/lo/manen-pan-1006352)** (NMLS 1006352), First Citizens Bank, Pasadena, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Arnell Brady II](https://lendb.ai/lo/arnell-brady-1128672)** (NMLS 1128672), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 24. **[Martin Issa](https://lendb.ai/lo/martin-issa-1618953)** (NMLS 1618953), JPMorgan Chase Bank (Chase Home Lending), Saint Louis, MO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Saint Louis, MO - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 25. **[Robert Redel](https://lendb.ai/lo/robert-redel-415094)** (NMLS 415094), JPMorgan Chase Bank (Chase Home Lending), Lees Summit, MO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Lees Summit, MO - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS ## Questions to ask - How will you calculate my income from my tax returns? - Would a bank statement or P&L loan qualify me for more? - Do I need two years of self-employment history? Cite as: LenDb.ai, https://lendb.ai/s/self-employed/missouri. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._