--- canonical_url: https://lendb.ai/s/self-employed/new-jersey last_verified: 2026-10-09 --- # Loan officers for self-employed borrowers in New Jersey As of 2026-10-09, LenDb lists 39 loan officers licensed in or based in New Jersey whose lender pages show Self-employed work. The top-ranked are Rich Daesener (CrossCountry Mortgage, Allentown), Larry Vindman (CrossCountry Mortgage, Union) and Robbie Pittelman (CrossCountry Mortgage, New Windsor). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Rich Daesener](https://lendb.ai/lo/rich-daesener-524597)** (NMLS 524597), CrossCountry Mortgage, Allentown, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Allentown, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 2. **[Larry Vindman](https://lendb.ai/lo/larry-vindman-103147)** (NMLS 103147), CrossCountry Mortgage, Union, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Union, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 3. **[Robbie Pittelman](https://lendb.ai/lo/robbie-pittelman-185966)** (NMLS 185966), CrossCountry Mortgage, New Windsor, NY - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 4. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 5. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 6. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Colorado records) 7. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 8. **[Matthew S. Devadan, MBA](https://lendb.ai/lo/matthew-devadan-21639)** (NMLS 21639), Atlantic Coast Mortgage, Westerville, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 9. **[Cameron Castronova](https://lendb.ai/lo/cameron-castronova-1605079)** (NMLS 1605079), CrossCountry Mortgage, Melville, NY - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 9 years of experience (lender page, 2026-10-09) 10. **[Vishal Moorjani](https://lendb.ai/lo/vishal-moorjani-2833632)** (NMLS 2833632), CrossCountry Mortgage, Montvale, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Montvale, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[Vince Gutierrez](https://lendb.ai/lo/vicente-gutierrez-2088096)** (NMLS 2088096), NFM Lending, Medford Lakes, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Medford Lakes, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 7 years of experience (lender page, 2026-10-09) 12. **[Vince Stasolla](https://lendb.ai/lo/vincente-stasolla-148704)** (NMLS 148704), CrossCountry Mortgage, Pittsburgh, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 13. **[Matt Stancato](https://lendb.ai/lo/mathews-stancato-131894)** (NMLS 131894), Guild Mortgage, Exton, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 14. **[Richard Cilo](https://lendb.ai/lo/richard-cilo-2572183)** (NMLS 2572183), CrossCountry Mortgage, Denville, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Denville, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Robert Caravella](https://lendb.ai/lo/robert-caravella-483409)** (NMLS 483409), JPMorgan Chase Bank (Chase Home Lending), Jersey City, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Jersey City, NJ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Ronald Atamian](https://lendb.ai/lo/ronald-atamian-963318)** (NMLS 963318), CrossCountry Mortgage, Allentown, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 17. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 17 years of experience (lender page, 2026-10-09) 18. **[Javier Kato, CMA](https://lendb.ai/lo/javier-kato-cma-2230547)** (NMLS 2230547), CrossCountry Mortgage, Brooklyn, NY - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Josh Dan](https://lendb.ai/lo/joshua-dan-2436989)** (NMLS 2436989), Loan Factory - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 20. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Manen Pan](https://lendb.ai/lo/manen-pan-1006352)** (NMLS 1006352), First Citizens Bank, Pasadena, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Teyona Stewart](https://lendb.ai/lo/teyona-stewart-2215853)** (NMLS 2215853), First Citizens Bank, La Jolla, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Christopher Clancy](https://lendb.ai/lo/christopher-clancy-1022546)** (NMLS 1022546), JPMorgan Chase Bank (Chase Home Lending), Cinnaminson, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Cinnaminson, NJ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2013 (per Florida records) 24. **[Franklin Woolford](https://lendb.ai/lo/franklin-woolford-1406437)** (NMLS 1406437), JPMorgan Chase Bank (Chase Home Lending), Willingboro, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Willingboro, NJ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2017 (per Florida records) 25. **[Guna Shanm](https://lendb.ai/lo/gunachandran-shanmugam-1001991)** (NMLS 1001991), JPMorgan Chase Bank (Chase Home Lending), Voorhees, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Voorhees, NJ - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2021 (per Florida records) ## Questions to ask - How will you calculate my income from my tax returns? - Would a bank statement or P&L loan qualify me for more? - Do I need two years of self-employment history? Cite as: LenDb.ai, https://lendb.ai/s/self-employed/new-jersey. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._