{ "canonical_url": "https://lendb.ai/s/self-employed/new-york", "summary": "As of 2026-10-09, LenDb lists 125 loan officers licensed in or based in New York whose lender pages show Self-employed work. The top-ranked are Robbie Pittelman (CrossCountry Mortgage, New Windsor), Eric Gasper (CrossCountry Mortgage, Mineola) and Joe Magallanes (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "self-employed", "state": "NY", "total": 125, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 62.8, "loan_officer": { "nmls_id": 185966, "slug": "robbie-pittelman-185966", "full_name": "Robbie Pittelman", "canonical_url": "https://lendb.ai/lo/robbie-pittelman-185966", "json_url": "https://lendb.ai/lo/robbie-pittelman-185966.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "New Windsor", "state": "NY" }, "licensed_states": [ "GA", "NJ", "NY" ], "licenses": [ { "state": "GA", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 27, "lender_profile_url": "https://crosscountrymortgage.com/new-windsor-ny-3865/robbie-pittelman/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in New Windsor, NY", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 27 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/robbie-pittelman-185966", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/new-windsor-ny-3865/robbie-pittelman/" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 2, "score": 60.8, "loan_officer": { "nmls_id": 175852, "slug": "eric-gasper-175852", "full_name": "Eric Gasper", "canonical_url": "https://lendb.ai/lo/eric-gasper-175852", "json_url": "https://lendb.ai/lo/eric-gasper-175852.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Mineola", "state": "NY" }, "licensed_states": [ "FL", "CO", "CA", "CT", "DC", "DE", "IL", "MA", "ME", "MI", "NH", "NJ", "NY", "OH", "OR", "PA", "TX", "VA" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": 16, "licensed_since": { "year": 2010, "state": "CO" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/mineola-ny-4750/eric-gasper/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Mineola, NY", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2010 (per Colorado records)" ], "canonical_url": "https://lendb.ai/lo/eric-gasper-175852", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/mineola-ny-4750/eric-gasper/" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 3, "score": 59.8, "loan_officer": { "nmls_id": 491678, "slug": "jose-magallanes-491678", "full_name": "Joe Magallanes", "canonical_url": "https://lendb.ai/lo/jose-magallanes-491678", "json_url": "https://lendb.ai/lo/jose-magallanes-491678.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Newport Beach", "state": "CA" }, "licensed_states": [ "FL", "AR", "AZ", "CA", "CO", "CT", "GA", "IL", "KY", "MA", "MD", "MI", "NC", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "TN", "TX", "VA", "WA", "WV" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": 3, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2023 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jose-magallanes-491678", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 4, "score": 57.3, "loan_officer": { "nmls_id": 1145867, "slug": "kimberly-antenucci-1145867", "full_name": "Kimberly Antenucci", "canonical_url": "https://lendb.ai/lo/kimberly-antenucci-1145867", "json_url": "https://lendb.ai/lo/kimberly-antenucci-1145867.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Syracuse", "state": "NY" }, "licensed_states": [ "FL", "CA", "NY" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "NY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 11, "licensed_since": { "year": 2015, "state": "FL" }, "years_experience": 13, "lender_profile_url": "https://crosscountrymortgage.com/syracuse-ny-5366/kimberly-antenucci/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Syracuse, NY", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2015 (per Florida records)", "States 13 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/kimberly-antenucci-1145867", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/syracuse-ny-5366/kimberly-antenucci/" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 5, "score": 57.3, "loan_officer": { "nmls_id": 1605079, "slug": "cameron-castronova-1605079", "full_name": "Cameron Castronova", "canonical_url": "https://lendb.ai/lo/cameron-castronova-1605079", "json_url": "https://lendb.ai/lo/cameron-castronova-1605079.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Melville", "state": "NY" }, "licensed_states": [ "FL", "CT", "MA", "NJ", "NY", "SC" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 8, "licensed_since": { "year": 2018, "state": "FL" }, "years_experience": 9, "lender_profile_url": "https://crosscountrymortgage.com/melville-ny-5627/cameron-castronova/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Melville, NY", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2018 (per Florida records)", "States 9 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/cameron-castronova-1605079", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/melville-ny-5627/cameron-castronova/" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 6, "score": 56.3, "loan_officer": { "nmls_id": 1765073, "slug": "jonathan-long-1765073", "full_name": "Jonathan Long", "canonical_url": "https://lendb.ai/lo/jonathan-long-1765073", "json_url": "https://lendb.ai/lo/jonathan-long-1765073.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Rochester", "state": "NY" }, "licensed_states": [ "FL", "NY" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "NY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 3, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 7, "lender_profile_url": "https://crosscountrymortgage.com/rochester-ny-3082/jonathan-long/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Rochester, NY", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2023 (per Florida records)", "States 7 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jonathan-long-1765073", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/rochester-ny-3082/jonathan-long/" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 7, "score": 52.8, "loan_officer": { "nmls_id": 20321, "slug": "tom-dier-20321", "full_name": "Tom Dier", "canonical_url": "https://lendb.ai/lo/tom-dier-20321", "json_url": "https://lendb.ai/lo/tom-dier-20321.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Syosset", "state": "NY" }, "licensed_states": [ "NY" ], "licenses": [ { "state": "NY", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ny/syosset/550-jericho-tpke-hla-20321", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Syosset, NY", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/tom-dier-20321", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://homelendingadvisor.chase.com/ny/syosset/550-jericho-tpke-hla-20321" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 8, "score": 51.8, "loan_officer": { "nmls_id": 148704, "slug": "vincente-stasolla-148704", "full_name": "Vince Stasolla", "canonical_url": "https://lendb.ai/lo/vincente-stasolla-148704", "json_url": "https://lendb.ai/lo/vincente-stasolla-148704.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Pittsburgh", "state": "PA" }, "licensed_states": [ "FL", "CA", "CT", "DC", "DE", "GA", "LA", "MA", "MD", "MT", "NC", "NH", "NJ", "NY", "OH", "OR", "PA", "SC", "TN", "TX", "VA", "WV", "WY" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": 4, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/pittsburgh-pa-2578/vincente-stasolla/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2022 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/vincente-stasolla-148704", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/pittsburgh-pa-2578/vincente-stasolla/" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 9, "score": 51.5, "loan_officer": { "nmls_id": 493493, "slug": "edward-correa-493493", "full_name": "Edward Correa", "canonical_url": "https://lendb.ai/lo/edward-correa-493493", "json_url": "https://lendb.ai/lo/edward-correa-493493.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "East Rockaway", "state": "NY" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": 3, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ny/east-rockaway/111-main-st-hla-493493", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in East Rockaway, NY", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "Licensed since 2023 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/edward-correa-493493", "license_check": { "state": "NY", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 10, "score": 51, "loan_officer": { "nmls_id": 1793296, "slug": "debora-valdes-1793296", "full_name": "Debora Valdes", "canonical_url": "https://lendb.ai/lo/debora-valdes-1793296", "json_url": "https://lendb.ai/lo/debora-valdes-1793296.json", "lender": { "nmls_id": 2764, "name": "Total Mortgage Services", "canonical_url": "https://lendb.ai/lender/total-mortgage-services-2764", "type": "imb" }, "branch": { "city": "Milford", "state": "CT" }, "licensed_states": [ "FL", "CA", "CT", "MA", "NY", "TX" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es", "pt" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "itin", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": 4, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": 10, "lender_profile_url": "https://www.totalmortgage.com/bankers/debora-valdes", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2022 (per Florida records)", "States 10 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/debora-valdes-1793296", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.totalmortgage.com/bankers/debora-valdes" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 11, "score": 50.8, "loan_officer": { "nmls_id": 625582, "slug": "mohammed-battla-625582", "full_name": "Mohammed Battla", "canonical_url": "https://lendb.ai/lo/mohammed-battla-625582", "json_url": "https://lendb.ai/lo/mohammed-battla-625582.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Fresh Meadows", "state": "NY" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "hi", "ur" ], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ny/fresh-meadows/187-08-horace-harding-expy-hla-625582", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Fresh Meadows, NY", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/mohammed-battla-625582", "license_check": { "state": "NY", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 12, "score": 50.5, "loan_officer": { "nmls_id": 12605, "slug": "bryan-manganiello-12605", "full_name": "Bryan Manganiello", "canonical_url": "https://lendb.ai/lo/bryan-manganiello-12605", "json_url": "https://lendb.ai/lo/bryan-manganiello-12605.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Southampton", "state": "NY" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ny/southampton/60-main-st-hla-12605", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Southampton, NY", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/bryan-manganiello-12605", "license_check": { "state": "NY", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 13, "score": 50.5, "loan_officer": { "nmls_id": 128537, "slug": "christopher-schwieters-128537", "full_name": "Christopher Schwieters", "canonical_url": "https://lendb.ai/lo/christopher-schwieters-128537", "json_url": "https://lendb.ai/lo/christopher-schwieters-128537.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "New York", "state": "NY" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ny/new-york/2099-broadway-hla-128537", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in New York, NY", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/christopher-schwieters-128537", "license_check": { "state": "NY", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 14, "score": 50.5, "loan_officer": { "nmls_id": 581433, "slug": "peter-gostin-581433", "full_name": "Peter Gostin", "canonical_url": "https://lendb.ai/lo/peter-gostin-581433", "json_url": "https://lendb.ai/lo/peter-gostin-581433.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "New York", "state": "NY" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ny/new-york/530-5th-ave-1st-flr-hla-581433", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in New York, NY", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/peter-gostin-581433", "license_check": { "state": "NY", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 15, "score": 50.5, "loan_officer": { "nmls_id": 602271, "slug": "christopher-ruddle-602271", "full_name": "Christopher Ruddle", "canonical_url": "https://lendb.ai/lo/christopher-ruddle-602271", "json_url": "https://lendb.ai/lo/christopher-ruddle-602271.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "New York", "state": "NY" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ny/new-york/1290-avenue-of-the-americas-hla-602271", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in New York, NY", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/christopher-ruddle-602271", "license_check": { "state": "NY", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 16, "score": 49.3, "loan_officer": { "nmls_id": 963318, "slug": "ronald-atamian-963318", "full_name": "Ronald Atamian", "canonical_url": "https://lendb.ai/lo/ronald-atamian-963318", "json_url": "https://lendb.ai/lo/ronald-atamian-963318.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Allentown", "state": "PA" }, "licensed_states": [ "FL", "MD", "NJ", "NY", "PA", "VA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "1099-income", "evidence": "lender_page_text" }, { "slug": "asset-based", "evidence": "lender_page_text" }, { "slug": "bank-statement", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "itin", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 5, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": 15, "lender_profile_url": "https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2021 (per Florida records)", "States 15 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/ronald-atamian-963318", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/allentown-pa-2587/ronald-atamian/" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 17, "score": 46.3, "loan_officer": { "nmls_id": 690505, "slug": "iris-legaspi-690505", "full_name": "Iris Legaspi", "canonical_url": "https://lendb.ai/lo/iris-legaspi-690505", "json_url": "https://lendb.ai/lo/iris-legaspi-690505.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "San Diego", "state": "CA" }, "licensed_states": [ "AL", "AZ", "CA", "CO", "DC", "FL", "GA", "HI", "IA", "IL", "KS", "MA", "MD", "MI", "MN", "MO", "NC", "NE", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "SC", "TN", "TX", "UT", "VA", "WA", "WI", "WV", "WY" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "asset-based", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 17, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/ca/san-diego/iris-legaspi", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 17 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/iris-legaspi-690505", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://bankers.firstcitizens.com/mortgage/ca/san-diego/iris-legaspi" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 18, "score": 46, "loan_officer": { "nmls_id": 2086933, "slug": "liz-westinghouse-2086933", "full_name": "Liz Westinghouse", "canonical_url": "https://lendb.ai/lo/liz-westinghouse-2086933", "json_url": "https://lendb.ai/lo/liz-westinghouse-2086933.json", "lender": { "nmls_id": 3232, "name": "Homestead Funding", "canonical_url": "https://lendb.ai/lender/homestead-funding-3232", "type": "imb" }, "branch": { "city": "Kingston", "state": "NY" }, "licensed_states": [ "NY" ], "licenses": [ { "state": "NY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.homesteadfunding.com/loan-originators/liz-westinghouse", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Kingston, NY", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/liz-westinghouse-2086933", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.homesteadfunding.com/loan-originators/liz-westinghouse" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 19, "score": 45.3, "loan_officer": { "nmls_id": 30883, "slug": "scott-hazard-30883", "full_name": "Scott Hazard", "canonical_url": "https://lendb.ai/lo/scott-hazard-30883", "json_url": "https://lendb.ai/lo/scott-hazard-30883.json", "lender": { "nmls_id": 2184, "name": "Embrace Home Loans", "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184", "type": "imb" }, "branch": { "city": "Jamestown", "state": "RI" }, "licensed_states": [ "FL", "CA", "CT", "IL", "MA", "MT", "NY", "RI" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "RI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": 15, "licensed_since": { "year": 2011, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.embracehomeloans.com/location/rhode-island/jamestown/scott-hazard", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2011 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/scott-hazard-30883", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.embracehomeloans.com/location/rhode-island/jamestown/scott-hazard" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 20, "score": 45, "loan_officer": { "nmls_id": 2230547, "slug": "javier-kato-cma-2230547", "full_name": "Javier Kato, CMA", "canonical_url": "https://lendb.ai/lo/javier-kato-cma-2230547", "json_url": "https://lendb.ai/lo/javier-kato-cma-2230547.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Brooklyn", "state": "NY" }, "licensed_states": [ "NJ", "NY" ], "licenses": [ { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/brooklyn-ny-3871/javier-kato/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Brooklyn, NY", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/javier-kato-cma-2230547", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/brooklyn-ny-3871/javier-kato/" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 21, "score": 44.8, "loan_officer": { "nmls_id": 36832, "slug": "glenn-dube-36832", "full_name": "Glenn Dube", "canonical_url": "https://lendb.ai/lo/glenn-dube-36832", "json_url": "https://lendb.ai/lo/glenn-dube-36832.json", "lender": { "nmls_id": 2184, "name": "Embrace Home Loans", "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184", "type": "imb" }, "branch": { "city": "Melville", "state": "NY" }, "licensed_states": [ "NY" ], "licenses": [ { "state": "NY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "bank-statement", "evidence": "lender_page_text" }, { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "asset-based", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.embracehomeloans.com/location/new-york/melville/glenn-dube", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Melville, NY", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/glenn-dube-36832", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.embracehomeloans.com/location/new-york/melville/glenn-dube" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 22, "score": 40, "loan_officer": { "nmls_id": 56087, "slug": "jose-becerra-56087", "full_name": "Jose Becerra", "canonical_url": "https://lendb.ai/lo/jose-becerra-56087", "json_url": "https://lendb.ai/lo/jose-becerra-56087.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Middle Village", "state": "NY" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 21, "lender_profile_url": "https://homelendingadvisor.chase.com/ny/middle-village/74-07-eliot-ave-hla-56087", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Middle Village, NY", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 21 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jose-becerra-56087", "license_check": { "state": "NY", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 23, "score": 39.7, "loan_officer": { "nmls_id": 624075, "slug": "jacqueline-plaza-624075", "full_name": "Jacqueline Plaza", "canonical_url": "https://lendb.ai/lo/jacqueline-plaza-624075", "json_url": "https://lendb.ai/lo/jacqueline-plaza-624075.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "New York", "state": "NY" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 21, "lender_profile_url": "https://homelendingadvisor.chase.com/ny/new-york/277-park-ave-hla-624075", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in New York, NY", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 21 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/jacqueline-plaza-624075", "license_check": { "state": "NY", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 24, "score": 39.2, "loan_officer": { "nmls_id": 28440, "slug": "david-toledo-28440", "full_name": "David Toledo", "canonical_url": "https://lendb.ai/lo/david-toledo-28440", "json_url": "https://lendb.ai/lo/david-toledo-28440.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Bronx", "state": "NY" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "es" ], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 24, "lender_profile_url": "https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Office in Bronx, NY", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/david-toledo-28440", "license_check": { "state": "NY", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] }, { "rank": 25, "score": 37.8, "loan_officer": { "nmls_id": 65382, "slug": "cody-teal-65382", "full_name": "Cody Teal", "canonical_url": "https://lendb.ai/lo/cody-teal-65382", "json_url": "https://lendb.ai/lo/cody-teal-65382.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "Wilmington", "state": "NC" }, "licensed_states": [ "AL", "AZ", "CA", "CO", "DC", "FL", "GA", "HI", "IA", "IL", "KS", "MA", "MD", "MI", "MN", "MO", "NC", "NE", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "TN", "TX", "UT", "VA", "WA", "WI", "WV" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "FL", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/nc/wilmington/teal-cody", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/cody-teal-65382", "license_check": { "state": "NY", "confidence": "lender_reported", "eligible": true, "label": "NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://bankers.firstcitizens.com/mortgage/nc/wilmington/teal-cody" }, "match_status": "exact", "matched_specialties": [ "self-employed" ], "unconfirmed_specialties": [] } ] }