--- canonical_url: https://lendb.ai/s/self-employed/ohio last_verified: 2026-10-09 --- # Loan officers for self-employed borrowers in Ohio As of 2026-10-09, LenDb lists 67 loan officers licensed in or based in Ohio whose lender pages show Self-employed work. The top-ranked are Ryan Miracle (Ruoff Mortgage, Columbus), Matthew S. Devadan, MBA (Atlantic Coast Mortgage, Westerville) and Jay Cox (CrossCountry Mortgage, Pittsburgh). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Ryan Miracle](https://lendb.ai/lo/ryan-miracle-497698)** (NMLS 497698), Ruoff Mortgage, Columbus, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 19 years of experience (lender page, 2026-10-09) 2. **[Matthew S. Devadan, MBA](https://lendb.ai/lo/matthew-devadan-21639)** (NMLS 21639), Atlantic Coast Mortgage, Westerville, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Westerville, OH - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 3. **[Jay Cox](https://lendb.ai/lo/jeremiah-cox-448416)** (NMLS 448416), CrossCountry Mortgage, Pittsburgh, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 4. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 5. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 6. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY - Lists Self-employed on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Colorado records) 7. **[Robby MacAskill](https://lendb.ai/lo/robert-macaskill-1703984)** (NMLS 1703984), CrossCountry Mortgage, Columbus, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 8. **[Robin Thompson](https://lendb.ai/lo/robin-thompson-148063)** (NMLS 148063), Union Home Mortgage, Saint Clair, MI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 9. **[Jeff Adams](https://lendb.ai/lo/jeffrey-adams-1851495)** (NMLS 1851495), CrossCountry Mortgage, Cincinnati, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Cincinnati, OH - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 10. **[Kylie Miller](https://lendb.ai/lo/kylie-miller-562713)** (NMLS 562713), CrossCountry Mortgage, Beavercreek, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Beavercreek, OH - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 11. **[Needra Gandy](https://lendb.ai/lo/needra-gandy-497325)** (NMLS 497325), JPMorgan Chase Bank (Chase Home Lending), Cincinnati, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Cincinnati, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2018 (per Florida records) 12. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists Self-employed on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 13. **[Samuel Lieb](https://lendb.ai/lo/samuel-lieb-1728737)** (NMLS 1728737), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2022 (per Florida records) 14. **[Vince Stasolla](https://lendb.ai/lo/vincente-stasolla-148704)** (NMLS 148704), CrossCountry Mortgage, Pittsburgh, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 15. **[John Kaufman](https://lendb.ai/lo/john-kaufman-2796273)** (NMLS 2796273), Loan Factory, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Ohio - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Kelsie Jones](https://lendb.ai/lo/kelsie-jones-2570623)** (NMLS 2570623), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2024 (per Florida records) 17. **[Maevelyn Watts](https://lendb.ai/lo/maevelyn-watts-2497937)** (NMLS 2497937), CrossCountry Mortgage, Cincinnati, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Cincinnati, OH - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) 18. **[Robbin Wilhelm Mesmer](https://lendb.ai/lo/robbin-wilhelm-mesmer-13595)** (NMLS 13595), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[Zach Nichols](https://lendb.ai/lo/zach-nichols-2354495)** (NMLS 2354495), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 20. **[Staci Peerenboom](https://lendb.ai/lo/staci-peerenboom-2812955)** (NMLS 2812955), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 21. **[Stefan Sang](https://lendb.ai/lo/stefan-sang-2131230)** (NMLS 2131230), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2025 (per Florida records) 22. **[Erik Browning](https://lendb.ai/lo/erik-browning-2264602)** (NMLS 2264602), CrossCountry Mortgage, Scottsdale, AZ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 23. **[Craig Johnson](https://lendb.ai/lo/craig-johnson-162828)** (NMLS 162828), CrossCountry Mortgage, Southfield, MI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Leslee R Hahn](https://lendb.ai/lo/leslee-r-hahn-1280489)** (NMLS 1280489), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Columbus, OH - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 25. **[Ryan Ashford](https://lendb.ai/lo/ryan-ashford-1833458)** (NMLS 1833458), CrossCountry Mortgage, Winter Park, FL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - OH listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) ## Questions to ask - How will you calculate my income from my tax returns? - Would a bank statement or P&L loan qualify me for more? - Do I need two years of self-employment history? Cite as: LenDb.ai, https://lendb.ai/s/self-employed/ohio. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._