--- canonical_url: https://lendb.ai/s/self-employed/pennsylvania last_verified: 2026-10-09 --- # Loan officers for self-employed borrowers in Pennsylvania As of 2026-10-09, LenDb lists 27 loan officers licensed in or based in Pennsylvania whose lender pages show Self-employed work. The top-ranked are Jay Cox (CrossCountry Mortgage, Pittsburgh), James Igbinovia (CrossCountry Mortgage, Scottsdale) and Larry Vindman (CrossCountry Mortgage, Union). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jay Cox](https://lendb.ai/lo/jeremiah-cox-448416)** (NMLS 448416), CrossCountry Mortgage, Pittsburgh, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Pittsburgh, PA - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 121022), verified 2026-10-09 - States 20 years of experience (lender page, 2026-10-09) 3. **[Larry Vindman](https://lendb.ai/lo/larry-vindman-103147)** (NMLS 103147), CrossCountry Mortgage, Union, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 58671), verified 2026-10-09 - Licensed since 2020 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 4. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 5. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 6. **[Rich Daesener](https://lendb.ai/lo/rich-daesener-524597)** (NMLS 524597), CrossCountry Mortgage, Allentown, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 7. **[Vince Stasolla](https://lendb.ai/lo/vincente-stasolla-148704)** (NMLS 148704), CrossCountry Mortgage, Pittsburgh, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Pittsburgh, PA - Licensed in PA: confirmed with the Pennsylvania regulator (license 99062), verified 2026-10-09 - Licensed since 2022 (per Florida records) 8. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Colorado records) 9. **[Matt Stancato](https://lendb.ai/lo/mathews-stancato-131894)** (NMLS 131894), Guild Mortgage, Exton, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Exton, PA - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 10. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 11. **[JP Weber](https://lendb.ai/lo/jp-weber-576949)** (NMLS 576949), CrossCountry Mortgage, Plymouth Meeting, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Plymouth Meeting, PA - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 12. **[Ronald Atamian](https://lendb.ai/lo/ronald-atamian-963318)** (NMLS 963318), CrossCountry Mortgage, Allentown, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Allentown, PA - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 13. **[Jeff Adams](https://lendb.ai/lo/jeffrey-adams-1851495)** (NMLS 1851495), CrossCountry Mortgage, Cincinnati, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 14. **[Logan Wojcik](https://lendb.ai/lo/logan-wojcik-2112253)** (NMLS 2112253), Ruoff Mortgage - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 122883), verified 2026-10-09 - States 5 years of experience (lender page, 2026-10-09) 15. **[Ted Hicks](https://lendb.ai/lo/ted-hicks-1972998)** (NMLS 1972998), Loan Factory - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 118953), verified 2026-10-09 - Licensed since 2022 (per Florida records) 16. **[Joel Zeiger](https://lendb.ai/lo/joel-zeiger-755253)** (NMLS 755253), Truist Bank, Harrisburg, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Harrisburg, PA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Vince Gutierrez](https://lendb.ai/lo/vicente-gutierrez-2088096)** (NMLS 2088096), NFM Lending, Medford Lakes, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 7 years of experience (lender page, 2026-10-09) 18. **[Agostino (Augie) Iacono](https://lendb.ai/lo/agostino-augie-iacono-283725)** (NMLS 283725), Barrett Financial Group, Brookfield, WI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 19. **[Rachel Pham](https://lendb.ai/lo/rachel-pham-1656687)** (NMLS 1656687), Loan Factory - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Maevelyn Watts](https://lendb.ai/lo/maevelyn-watts-2497937)** (NMLS 2497937), CrossCountry Mortgage, Cincinnati, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 22. **[Levi Pollack](https://lendb.ai/lo/levi-pollack-1749086)** (NMLS 1749086), American Pacific Mortgage, Westminster, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 23. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Todd Swanson](https://lendb.ai/lo/todd-swanson-242366)** (NMLS 242366), C2 Financial Corporation, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in PA: confirmed with the Pennsylvania regulator (license 106913), verified 2026-10-09 - Licensed since 2017 (per Colorado records) 25. **[Jonathan Bahr](https://lendb.ai/lo/jonathan-bahr-344754)** (NMLS 344754), JPMorgan Chase Bank (Chase Home Lending), Conshohocken, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Conshohocken, PA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2017 (per Florida records) ## Questions to ask - How will you calculate my income from my tax returns? - Would a bank statement or P&L loan qualify me for more? - Do I need two years of self-employment history? Cite as: LenDb.ai, https://lendb.ai/s/self-employed/pennsylvania. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._