--- canonical_url: https://lendb.ai/s/self-employed/virginia last_verified: 2026-10-09 --- # Loan officers for self-employed borrowers in Virginia As of 2026-10-09, LenDb lists 63 loan officers licensed in or based in Virginia whose lender pages show Self-employed work. The top-ranked are Robert Hoy (Guild Mortgage, Chantilly), Rob McElroy (CrossCountry Mortgage, Fairfax) and Liz McElroy- Filan (CrossCountry Mortgage, Fairfax). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Robert Hoy](https://lendb.ai/lo/robert-hoy-476444)** (NMLS 476444), Guild Mortgage, Chantilly, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 12 years experience (stated on lender page, 2026-10-09) 2. **[Rob McElroy](https://lendb.ai/lo/rob-mcelroy-20408)** (NMLS 20408), CrossCountry Mortgage, Fairfax, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 30 years experience (stated on lender page, 2026-10-09) 3. **[Liz McElroy- Filan](https://lendb.ai/lo/elizabeth-mcelroy-659461)** (NMLS 659461), CrossCountry Mortgage, Fairfax, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 12 years licensed 4. **[John LaMorte](https://lendb.ai/lo/john-lamorte-183959)** (NMLS 183959), CrossCountry Mortgage, Fairfax, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 6 years licensed 5. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) 6. **[Craig Miller Jr](https://lendb.ai/lo/craig-miller-686948)** (NMLS 686948), Guild Mortgage, Alexandria, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 6 years licensed 7. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 15 years licensed 8. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 12 years licensed 9. **[Ken Powell](https://lendb.ai/lo/ken-powell-2656628)** (NMLS 2656628), Fairway Independent Mortgage Corporation, Hughesville, MD - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 10 years experience (stated on lender page, 2026-10-09) 10. **[Chris Parks](https://lendb.ai/lo/aaron-parks-1021326)** (NMLS 1021326), Churchill Mortgage, Glen Allen, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 5 years licensed 11. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 7 years licensed 12. **[Christian Kosko](https://lendb.ai/lo/christian-kosko-1415795)** (NMLS 1415795), Fairway Independent Mortgage Corporation, Washington, DC - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 7 years licensed 13. **[Trisha Cooper](https://lendb.ai/lo/patricia-cooper-1965251)** (NMLS 1965251), ALCOVA Mortgage, Chantilly, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 5 years licensed 14. **[Gnorae Wright](https://lendb.ai/lo/gnorae-wright-64340)** (NMLS 64340), CrossCountry Mortgage, Chesapeake, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia 15. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 5 years licensed 16. **[Justin Mead](https://lendb.ai/lo/justin-mead-1656276)** (NMLS 1656276), CrossCountry Mortgage, South Burlington, VT - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 5 years licensed 17. **[Charles Toll](https://lendb.ai/lo/charles-toll-1783114)** (NMLS 1783114), CrossCountry Mortgage, San Juan Capistrano, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 5 years licensed 18. **[Jeff Adams](https://lendb.ai/lo/jeffrey-adams-1851495)** (NMLS 1851495), CrossCountry Mortgage, Cincinnati, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 5 years licensed 19. **[Vince Stasolla](https://lendb.ai/lo/vincente-stasolla-148704)** (NMLS 148704), CrossCountry Mortgage, Pittsburgh, PA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 4 years licensed 20. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 3 years licensed 21. **[Mei Mee Yuen](https://lendb.ai/lo/mei-yuen-808120)** (NMLS 808120), Loan Factory - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 14 years licensed 22. **[Corey Husted](https://lendb.ai/lo/corey-husted-1248167)** (NMLS 1248167), Intercap Lending, San Diego, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 11 years licensed 23. **[Cheree Warrick](https://lendb.ai/lo/cheree-warrick-2493922)** (NMLS 2493922), Envoy Mortgage, Reston, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 1 years licensed 24. **[Brandon Lewis](https://lendb.ai/lo/brandon-lewis-497422)** (NMLS 497422), ALCOVA Mortgage, Richmond, VA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia 25. **[James Hair](https://lendb.ai/lo/james-hair-1680348)** (NMLS 1680348), CrossCountry Mortgage, Houston, TX - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 1 years licensed ## Questions to ask - How will you calculate my income from my tax returns? - Would a bank statement or P&L loan qualify me for more? - Do I need two years of self-employment history? Cite as: LenDb.ai, https://lendb.ai/s/self-employed/virginia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._