--- canonical_url: https://lendb.ai/s/usda/alabama last_verified: 2026-10-09 --- # USDA loan officers in Alabama As of 2026-10-09, LenDb lists 27 loan officers licensed in or based in Alabama whose lender pages show USDA loan work. The top-ranked are Melissa Kerbow (Fairway Independent Mortgage Corporation, Madison), Meg Hicks (CrossCountry Mortgage, Vestavia) and Lynne Mosley (Guild Mortgage, Clanton). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Melissa Kerbow](https://lendb.ai/lo/melissa-kerbow-715476)** (NMLS 715476), Fairway Independent Mortgage Corporation, Madison, GA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Meg Hicks](https://lendb.ai/lo/meg-hicks-994024)** (NMLS 994024), CrossCountry Mortgage, Vestavia, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Vestavia, AL - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 3. **[Lynne Mosley](https://lendb.ai/lo/lynne-mosley-7369)** (NMLS 7369), Guild Mortgage, Clanton, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Clanton, AL - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 4. **[Anna McCaghren Wilson](https://lendb.ai/lo/anna-mccaghren-wilson-198179)** (NMLS 198179), CrossCountry Mortgage, Decatur, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Decatur, AL - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 43 years of experience (lender page, 2026-10-09) 5. **[Wendy Nelson](https://lendb.ai/lo/wendy-nelson-207665)** (NMLS 207665), CrossCountry Mortgage, Jasper, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Jasper, AL - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 6. **[Clyde Bell](https://lendb.ai/lo/clyde-bell-1660787)** (NMLS 1660787), CrossCountry Mortgage, Birmingham, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Birmingham, AL - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 7. **[Amy Goss](https://lendb.ai/lo/amy-goss-194181)** (NMLS 194181), Guild Mortgage, Jacksonville, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 8. **[Cissy Bacon](https://lendb.ai/lo/cecilia-bacon-36702)** (NMLS 36702), CrossCountry Mortgage, Mobile, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Mobile, AL - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Florida records) 9. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 10. **[Carol Schultz Junge](https://lendb.ai/lo/carol-junge-763367)** (NMLS 763367), C2 Financial Corporation - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 11. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 12. **[Trey Wolff](https://lendb.ai/lo/norman-wolff-331844)** (NMLS 331844), Highlands Residential Mortgage, Cartersville, GA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 13. **[Joshua Phillips](https://lendb.ai/lo/joshua-phillips-157670)** (NMLS 157670), Churchill Mortgage, Brentwood, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 14. **[Gregory Michael West](https://lendb.ai/lo/gregory-michael-west-1447959)** (NMLS 1447959), Loan Factory - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 15. **[Frank Sanchez](https://lendb.ai/lo/francisco-sanchez-2290099)** (NMLS 2290099), Barrett Financial Group, Katy, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 16. **[George Harsh](https://lendb.ai/lo/george-harsh-237004)** (NMLS 237004), CrossCountry Mortgage, Houston, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Colorado records) 17. **[Rutherford Yeates](https://lendb.ai/lo/rutherford-yeates-2096232)** (NMLS 2096232), Assurance Financial, Birmingham, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Birmingham, AL - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 18. **[Brittany McLendon](https://lendb.ai/lo/brittany-mclendon-1217704)** (NMLS 1217704), CrossCountry Mortgage, Monroe, GA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 19. **[Laura Jolin](https://lendb.ai/lo/laura-jolin-180002)** (NMLS 180002), CrossCountry Mortgage, Peachtree City, GA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 20. **[Angel Thompson](https://lendb.ai/lo/angel-thompson-2397051)** (NMLS 2397051), CrossCountry Mortgage, Decatur, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Decatur, AL - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Chandler Wallace](https://lendb.ai/lo/chandler-wallace-1853222)** (NMLS 1853222), CrossCountry Mortgage, Huntsville, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Huntsville, AL - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Makinley Cook](https://lendb.ai/lo/makinley-cook-1404774)** (NMLS 1404774), Guild Mortgage, Newnan, GA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 23. **[Gleason Jones](https://lendb.ai/lo/barry-jones-1672418)** (NMLS 1672418), CrossCountry Mortgage, Nashville, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 24. **[Kristi Curling](https://lendb.ai/lo/kristi-curling-2156237)** (NMLS 2156237), CrossCountry Mortgage, Franklin, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 25. **[Kevin Holmes](https://lendb.ai/lo/kevin-holmes-193246)** (NMLS 193246), NFM Lending, Linthicum, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) ## Questions to ask - Is this address in a USDA eligible area? - Does my household income fall under the limit for this county? - How long does USDA approval take with you right now? Cite as: LenDb.ai, https://lendb.ai/s/usda/alabama. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._