--- canonical_url: https://lendb.ai/s/usda/colorado last_verified: 2026-10-09 --- # USDA loan officers in Colorado As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Colorado whose lender pages show USDA loan work. The top-ranked are Craig Cusick (Fairway Independent Mortgage Corporation, Phoenix), Ron Riccitelli Jr (CrossCountry Mortgage, Bel Air) and Bruce Gibson (Xpert Home Lending). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Craig Cusick](https://lendb.ai/lo/craig-cusick-210381)** (NMLS 210381), Fairway Independent Mortgage Corporation, Phoenix, AZ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100537711), verified 2026-10-09 - Licensed since 2021 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 2. **[Ron Riccitelli Jr](https://lendb.ai/lo/ron-riccitelli-jr-144907)** (NMLS 144907), CrossCountry Mortgage, Bel Air, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 21 years of experience (lender page, 2026-10-09) 3. **[Bruce Gibson](https://lendb.ai/lo/bruce-gibson-501286)** (NMLS 501286), Xpert Home Lending - Lists USDA loan on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 4. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Thornton, CO - Licensed in CO: confirmed with the Colorado regulator (license 100503110), verified 2026-10-09 - Licensed since 2016 (per Colorado records) 5. **[Kathryn Pedersen](https://lendb.ai/lo/kathryn-pedersen-223884)** (NMLS 223884), CrossCountry Mortgage, Steamboat Springs, CO - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Steamboat Springs, CO - Licensed in CO: confirmed with the Colorado regulator (license 100033811), verified 2026-10-09 - Licensed since 2010 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 6. **[Alexis Varga](https://lendb.ai/lo/alexis-varga-1473179)** (NMLS 1473179), CrossCountry Mortgage, Chicago, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100503676), verified 2026-10-09 - Licensed since 2016 (per Colorado records) - States 10 years of experience (lender page, 2026-10-09) 7. **[Shannon Odom](https://lendb.ai/lo/shannon-odom-509649)** (NMLS 509649), LeaderOne Financial, Bangor, ME - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100542517), verified 2026-10-09 - Licensed since 2021 (per Florida records) 8. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100514806), verified 2026-10-09 - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 9. **[Shannon Marie Flores](https://lendb.ai/lo/shannon-marie-flores-1002706)** (NMLS 1002706), C2 Financial Corporation - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100533440), verified 2026-10-09 - Licensed since 2022 (per Colorado records) - States 20 years of experience (lender page, 2026-10-09) 10. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100536389), verified 2026-10-09 - Licensed since 2023 (per Florida records) 11. **[Tanny Waters](https://lendb.ai/lo/tanny-waters-892213)** (NMLS 892213), C2 Financial Corporation, HI - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100537951), verified 2026-10-09 - Licensed since 2024 (per Colorado records) - States 19 years of experience (lender page, 2026-10-09) 12. **[Nathan Julius](https://lendb.ai/lo/nathan-julius-2613390)** (NMLS 2613390), Churchill Mortgage, Delafield, WI - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100545096), verified 2026-10-09 - Licensed since 2026 (per Colorado records) 13. **[Shelby Wardlaw](https://lendb.ai/lo/shelby-wardlaw-1458807)** (NMLS 1458807), CrossCountry Mortgage, Loveland, CO - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Loveland, CO - Licensed in CO: confirmed with the Colorado regulator (license 100513489), verified 2026-10-09 - Licensed since 2019 (per Colorado records) - States 8 years of experience (lender page, 2026-10-09) 14. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 15. **[Ricardo Pacheco](https://lendb.ai/lo/ricardo-pacheco-454956)** (NMLS 454956), CrossCountry Mortgage, Charlotte, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 16. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 17. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR - Lists USDA loan on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 18. **[George Harsh](https://lendb.ai/lo/george-harsh-237004)** (NMLS 237004), CrossCountry Mortgage, Houston, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100500323), verified 2026-10-09 - Licensed since 2015 (per Colorado records) 19. **[Roy Montero](https://lendb.ai/lo/roy-montero-351403)** (NMLS 351403), CrossCountry Mortgage, Honolulu, HI - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100500425), verified 2026-10-09 - Licensed since 2015 (per Colorado records) 20. **[Jeffrey Caballero](https://lendb.ai/lo/jeffrey-caballero-1005123)** (NMLS 1005123), CrossCountry Mortgage, Houston, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100542446), verified 2026-10-09 - Licensed since 2018 (per Florida records) 21. **[Brent Wilkerson](https://lendb.ai/lo/brent-wilkerson-488734)** (NMLS 488734), CrossCountry Mortgage, La Crosse, WI - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100534726), verified 2026-10-09 - Licensed since 2021 (per Florida records) 22. **[Rutherford Yeates](https://lendb.ai/lo/rutherford-yeates-2096232)** (NMLS 2096232), Assurance Financial, Birmingham, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100525354), verified 2026-10-09 - Licensed since 2021 (per Florida records) 23. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 24. **[PJ Mooney](https://lendb.ai/lo/pj-mooney-1078194)** (NMLS 1078194), Guild Mortgage, Bellevue, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Adam Slack](https://lendb.ai/lo/justin-slack-203603)** (NMLS 203603), CrossCountry Mortgage, Wilmington, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) ## Questions to ask - Is this address in a USDA eligible area? - Does my household income fall under the limit for this county? - How long does USDA approval take with you right now? Cite as: LenDb.ai, https://lendb.ai/s/usda/colorado. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._