--- canonical_url: https://lendb.ai/s/usda/florida last_verified: 2026-10-09 --- # USDA loan officers in Florida As of 2026-10-09, LenDb lists 26 loan officers licensed in or based in Florida whose lender pages show USDA loan work. The top-ranked are Kim Ullrich (Guild Mortgage, Vero Beach), Erika Alves (CrossCountry Mortgage, Tampa) and Mark Minadeo (Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Kim Ullrich](https://lendb.ai/lo/kim-ullrich-306250)** (NMLS 306250), Guild Mortgage, Vero Beach, FL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Vero Beach, FL - Licensed in FL: confirmed with the Florida regulator (license LO8958), verified 2026-10-09 - Licensed since 2011 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 2. **[Erika Alves](https://lendb.ai/lo/erika-alves-659544)** (NMLS 659544), CrossCountry Mortgage, Tampa, FL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Tampa, FL - Licensed in FL: confirmed with the Florida regulator (license LO13353), verified 2026-10-09 - Licensed since 2012 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 3. **[Mark Minadeo](https://lendb.ai/lo/mark-minadeo-330121)** (NMLS 330121), Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek, FL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Coconut Creek, FL - Licensed in FL: confirmed with the Florida regulator (license LO673), verified 2026-10-09 - Licensed since 2010 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 4. **[Don Waters](https://lendb.ai/lo/donald-waters-82361)** (NMLS 82361), Fairway Independent Mortgage Corporation, Clayton, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO31579), verified 2026-10-09 - Licensed since 2015 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 5. **[Laura Reese](https://lendb.ai/lo/laura-reese-224067)** (NMLS 224067), First Home Mortgage, Bel Air, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO150181), verified 2026-10-09 - Licensed since 2026 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 6. **[Cameron Gemoets](https://lendb.ai/lo/cameron-gemoets-2701842)** (NMLS 2701842), CrossCountry Mortgage, Cleveland, OH - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO142821), verified 2026-10-09 - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 7. **[Cori Drudge](https://lendb.ai/lo/cori-drudge-229643)** (NMLS 229643), Ruoff Mortgage, Fishers, IN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO109293), verified 2026-10-09 - Licensed since 2022 (per Florida records) - States 27 years of experience (lender page, 2026-10-09) 8. **[Joseph Geffert](https://lendb.ai/lo/joseph-geffert-186479)** (NMLS 186479), Loan Factory, KY - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO130319), verified 2026-10-09 - Licensed since 2024 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 9. **[Craig Cusick](https://lendb.ai/lo/craig-cusick-210381)** (NMLS 210381), Fairway Independent Mortgage Corporation, Phoenix, AZ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO89585), verified 2026-10-09 - Licensed since 2021 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 10. **[Meg Hicks](https://lendb.ai/lo/meg-hicks-994024)** (NMLS 994024), CrossCountry Mortgage, Vestavia, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO31847), verified 2026-10-09 - Licensed since 2015 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 11. **[Amber Page](https://lendb.ai/lo/amber-page-229184)** (NMLS 229184), Evergreen Home Loans, Silverdale, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO119026), verified 2026-10-09 - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 12. **[James Deal](https://lendb.ai/lo/james-deal-461209)** (NMLS 461209), Homeowners Financial Group, Atlanta, GA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO85625), verified 2026-10-09 - Licensed since 2021 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 13. **[Alina Burke](https://lendb.ai/lo/alina-burke-509630)** (NMLS 509630), Success Mortgage Partners, Portland, ME - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO117890), verified 2026-10-09 - Licensed since 2023 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 14. **[Jason Inglish](https://lendb.ai/lo/jason-inglish-934863)** (NMLS 934863), ALCOVA Mortgage, Cumberland, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO111170), verified 2026-10-09 - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 15. **[Sarah Haberkorn](https://lendb.ai/lo/sarah-haberkorn-42492)** (NMLS 42492), Envoy Mortgage, Dover, NH - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO69693), verified 2026-10-09 - Licensed since 2020 (per Florida records) - States 19 years of experience (lender page, 2026-10-09) 16. **[Bruce Gibson](https://lendb.ai/lo/bruce-gibson-501286)** (NMLS 501286), Xpert Home Lending - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO115645), verified 2026-10-09 - Licensed since 2022 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 17. **[Rebecca Molnar](https://lendb.ai/lo/rebecca-molnar-185523)** (NMLS 185523), CrossCountry Mortgage, Sarasota, FL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Sarasota, FL - Licensed in FL: confirmed with the Florida regulator (license LO149464), verified 2026-10-09 - Licensed since 2026 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 18. **[Donna McGee](https://lendb.ai/lo/donna-mcgee-415418)** (NMLS 415418), Union Home Mortgage, St. Augustine, FL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in St. Augustine, FL - Licensed in FL: confirmed with the Florida regulator (license LO23128), verified 2026-10-09 - Licensed since 2014 (per Florida records) - States 38 years of experience (lender page, 2026-10-09) 19. **[Alexis Varga](https://lendb.ai/lo/alexis-varga-1473179)** (NMLS 1473179), CrossCountry Mortgage, Chicago, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO132471), verified 2026-10-09 - Licensed since 2016 (per Colorado records) - States 10 years of experience (lender page, 2026-10-09) 20. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO46200), verified 2026-10-09 - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 21. **[Ken Debus](https://lendb.ai/lo/kenneth-debus-418571)** (NMLS 418571), Union Home Mortgage, Troy, MI - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO106797), verified 2026-10-09 - Licensed since 2022 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 22. **[Amy Goss](https://lendb.ai/lo/amy-goss-194181)** (NMLS 194181), Guild Mortgage, Jacksonville, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO54041), verified 2026-10-09 - Licensed since 2018 (per Florida records) 23. **[Dianne Perkins](https://lendb.ai/lo/dianne-perkins-1410743)** (NMLS 1410743), Embrace Home Loans, Inverness, FL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Inverness, FL - Licensed in FL: confirmed with the Florida regulator (license LO37787), verified 2026-10-09 - Licensed since 2016 (per Florida records) 24. **[Zach Schwartz](https://lendb.ai/lo/zachary-schwartz-894131)** (NMLS 894131), LeaderOne Financial, Oak Brook, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO19560), verified 2026-10-09 - Licensed since 2013 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 25. **[Justin Machak](https://lendb.ai/lo/justin-machak-33158)** (NMLS 33158), CrossCountry Mortgage, Northville, MI - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL: confirmed with the Florida regulator (license LO94733), verified 2026-10-09 - Licensed since 2021 (per Florida records) ## Questions to ask - Is this address in a USDA eligible area? - Does my household income fall under the limit for this county? - How long does USDA approval take with you right now? Cite as: LenDb.ai, https://lendb.ai/s/usda/florida. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._