---
canonical_url: https://lendb.ai/s/usda/hawaii
last_verified: 2026-10-09
---

# USDA loan officers in Hawaii

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in Hawaii whose lender pages show USDA loan work. The top-ranked are Jessica Takayesu (Guild Mortgage, Kailua), James Igbinovia (CrossCountry Mortgage, Scottsdale) and Roy Montero (CrossCountry Mortgage, Honolulu). Ranking is lender-neutral: specialty evidence first, then a license in HI, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jessica Takayesu](https://lendb.ai/lo/jessica-takayesu-1089638)** (NMLS 1089638), Guild Mortgage, Kailua, HI
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Office in Kailua, HI
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
2. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Roy Montero](https://lendb.ai/lo/roy-montero-351403)** (NMLS 351403), CrossCountry Mortgage, Honolulu, HI
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Office in Honolulu, HI
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2015 (per Colorado records)
4. **[Alex Ramirez](https://lendb.ai/lo/alexis-ramirez-450556)** (NMLS 450556), Xpert Home Lending
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 21 years of experience (lender page, 2026-10-09)
5. **[Tanny Waters](https://lendb.ai/lo/tanny-waters-892213)** (NMLS 892213), C2 Financial Corporation
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Colorado records)
   - States 19 years of experience (lender page, 2026-10-09)
6. **[Shawn Durant](https://lendb.ai/lo/shawn-durant-221971)** (NMLS 221971), American Pacific Mortgage, Roseville, CA
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Colorado records)
7. **[Lance Doiguchi](https://lendb.ai/lo/lance-doiguchi-272696)** (NMLS 272696), LeaderOne Financial, Honolulu, HI
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Office in Honolulu, HI
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
8. **[Evan Souza](https://lendb.ai/lo/evan-souza-1675909)** (NMLS 1675909), Xpert Home Lending, Sacramento, CA
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
9. **[Dane Costa](https://lendb.ai/lo/dane-costa-787138)** (NMLS 787138), Xpert Home Lending, HI
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Office in Hawaii
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 11 years of experience (lender page, 2026-10-09)
10. **[Manen Pan](https://lendb.ai/lo/manen-pan-1006352)** (NMLS 1006352), First Citizens Bank, Pasadena, CA
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?

Cite as: LenDb.ai, https://lendb.ai/s/usda/hawaii.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._