--- canonical_url: https://lendb.ai/s/usda/illinois last_verified: 2026-10-09 --- # USDA loan officers in Illinois As of 2026-10-09, LenDb lists 47 loan officers licensed in or based in Illinois whose lender pages show USDA loan work. The top-ranked are Michael E Vogt (Guild Mortgage, Swansea), Kelly O'Connell (Guild Mortgage, Washington) and Cameron Gemoets (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Michael E Vogt](https://lendb.ai/lo/michael-e-vogt-275381)** (NMLS 275381), Guild Mortgage, Swansea, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Swansea, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 2. **[Kelly O'Connell](https://lendb.ai/lo/kelly-o-connell-279880)** (NMLS 279880), Guild Mortgage, Washington, MO - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 3. **[Cameron Gemoets](https://lendb.ai/lo/cameron-gemoets-2701842)** (NMLS 2701842), CrossCountry Mortgage, Cleveland, OH - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 4. **[Alexis Varga](https://lendb.ai/lo/alexis-varga-1473179)** (NMLS 1473179), CrossCountry Mortgage, Chicago, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) - States 10 years of experience (lender page, 2026-10-09) 5. **[Robin Thompson](https://lendb.ai/lo/robin-thompson-148063)** (NMLS 148063), Union Home Mortgage, Saint Clair, MI - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 6. **[Dan Eltman](https://lendb.ai/lo/dan-eltman-225030)** (NMLS 225030), LeaderOne Financial, Oak Brook, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Oak Brook, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 35 years of experience (lender page, 2026-10-09) 7. **[Zach Schwartz](https://lendb.ai/lo/zachary-schwartz-894131)** (NMLS 894131), LeaderOne Financial, Oak Brook, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Oak Brook, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 8. **[Andrew Schmidt](https://lendb.ai/lo/andrew-schmidt-201143)** (NMLS 201143), Churchill Mortgage, Scottsdale, AZ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 9. **[Angie Brandau](https://lendb.ai/lo/angela-brandau-417420)** (NMLS 417420), CrossCountry Mortgage, Chicago, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 10. **[Amy Goss](https://lendb.ai/lo/amy-goss-194181)** (NMLS 194181), Guild Mortgage, Jacksonville, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 11. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 12. **[Samantha Bayless](https://lendb.ai/lo/samantha-bayless-460970)** (NMLS 460970), Ruoff Mortgage - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 19 years of experience (lender page, 2026-10-09) 13. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 14. **[Chuck Butterfield](https://lendb.ai/lo/chuck-butterfield-176620)** (NMLS 176620), Churchill Mortgage - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 15. **[Jess Rielly](https://lendb.ai/lo/jessica-rielly-607876)** (NMLS 607876), Envoy Mortgage, Roscoe, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Roscoe, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 16. **[Eric Todderud](https://lendb.ai/lo/eric-todderud-2039867)** (NMLS 2039867), Guild Mortgage, Fishers, IN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 17. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 18. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 19. **[Jenna Moore](https://lendb.ai/lo/jenna-moore-890066)** (NMLS 890066), Guild Mortgage, Hannibal, MO - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Brad Ellett](https://lendb.ai/lo/brad-ellett-1634528)** (NMLS 1634528), Ruoff Mortgage, La Porte, IN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 9 years of experience (lender page, 2026-10-09) 21. **[Gregory Michael West](https://lendb.ai/lo/gregory-michael-west-1447959)** (NMLS 1447959), Loan Factory - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 22. **[Oleg Tkach](https://lendb.ai/lo/oleg-tkach-90937)** (NMLS 90937), NFM Lending, Lynnwood, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 23. **[Debbie Schmidt](https://lendb.ai/lo/debbie-schmidt-201144)** (NMLS 201144), Churchill Mortgage, Scottsdale, AZ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 24 years of experience (lender page, 2026-10-09) 24. **[Heidi Gage](https://lendb.ai/lo/heidi-gage-213769)** (NMLS 213769), NFM Lending, Linthicum, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 25. **[Victor Arreola](https://lendb.ai/lo/victor-arreola-441635)** (NMLS 441635), First Heritage Mortgage, Tampa Bay, FL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) ## Questions to ask - Is this address in a USDA eligible area? - Does my household income fall under the limit for this county? - How long does USDA approval take with you right now? Cite as: LenDb.ai, https://lendb.ai/s/usda/illinois. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._