--- canonical_url: https://lendb.ai/s/usda/iowa last_verified: 2026-10-09 --- # USDA loan officers in Iowa As of 2026-10-09, LenDb lists 15 loan officers licensed in or based in Iowa whose lender pages show USDA loan work. The top-ranked are Kathryn Pedersen (CrossCountry Mortgage, Steamboat Springs), Coley Rau (CrossCountry Mortgage, Bryan) and Dan Larkin (LeaderOne Financial, Oak Brook). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Kathryn Pedersen](https://lendb.ai/lo/kathryn-pedersen-223884)** (NMLS 223884), CrossCountry Mortgage, Steamboat Springs, CO - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 2. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 3. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 4. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 5. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 6. **[Joshua Phillips](https://lendb.ai/lo/joshua-phillips-157670)** (NMLS 157670), Churchill Mortgage, Brentwood, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 7. **[Ellie Breitbach](https://lendb.ai/lo/elizabeth-breitbach-1849568)** (NMLS 1849568), Guild Mortgage, Prior Lake, MN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 8. **[Jenna Moore](https://lendb.ai/lo/jenna-moore-890066)** (NMLS 890066), Guild Mortgage, Hannibal, MO - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 9. **[Frank Sanchez](https://lendb.ai/lo/francisco-sanchez-2290099)** (NMLS 2290099), Barrett Financial Group, Katy, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 10. **[George Harsh](https://lendb.ai/lo/george-harsh-237004)** (NMLS 237004), CrossCountry Mortgage, Houston, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Colorado records) 11. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 12. **[Brent Wilkerson](https://lendb.ai/lo/brent-wilkerson-488734)** (NMLS 488734), CrossCountry Mortgage, La Crosse, WI - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 13. **[Kevin Holmes](https://lendb.ai/lo/kevin-holmes-193246)** (NMLS 193246), NFM Lending, Linthicum, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 14. **[Erin Trescott](https://lendb.ai/lo/erin-trescott-457124)** (NMLS 457124), Guild Mortgage, Omaha, NE - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Chris Miller](https://lendb.ai/lo/chris-miller-891520)** (NMLS 891520), Xpert Home Lending - Lists USDA loan on lender page (lender page, verified 2026-10-09) - IA listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Is this address in a USDA eligible area? - Does my household income fall under the limit for this county? - How long does USDA approval take with you right now? Cite as: LenDb.ai, https://lendb.ai/s/usda/iowa. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._