---
canonical_url: https://lendb.ai/s/usda/massachusetts
last_verified: 2026-10-09
---

# USDA loan officers in Massachusetts

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in Massachusetts whose lender pages show USDA loan work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Domenic Apostolico (Total Mortgage Services, Cranston) and Sarah Haberkorn (Envoy Mortgage, Dover). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Fred Damore](https://lendb.ai/lo/fred-damore-4395)** (NMLS 4395), Fairway Independent Mortgage Corporation, Methuen, MA
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Office in Methuen, MA
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 30 years of experience (lender page, 2026-10-09)
2. **[Domenic Apostolico](https://lendb.ai/lo/domenic-apostolico-4059)** (NMLS 4059), Total Mortgage Services, Cranston, RI
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 37 years of experience (lender page, 2026-10-09)
3. **[Sarah Haberkorn](https://lendb.ai/lo/sarah-haberkorn-42492)** (NMLS 42492), Envoy Mortgage, Dover, NH
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
   - States 19 years of experience (lender page, 2026-10-09)
4. **[Jeff Crusse](https://lendb.ai/lo/jeffrey-crusse-110395)** (NMLS 110395), Newrez, Columbia, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
5. **[David Somma](https://lendb.ai/lo/david-somma-189060)** (NMLS 189060), Newrez, Columbia, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 10 years of experience (lender page, 2026-10-09)
6. **[Shannon Odom](https://lendb.ai/lo/shannon-odom-509649)** (NMLS 509649), LeaderOne Financial, Bangor, ME
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
7. **[Adam Slack](https://lendb.ai/lo/justin-slack-203603)** (NMLS 203603), CrossCountry Mortgage, Wilmington, NC
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
8. **[Beatriz Villalobos](https://lendb.ai/lo/beatriz-villalobos-2175864)** (NMLS 2175864), CrossCountry Mortgage, Sierra Vista, AZ
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?

Cite as: LenDb.ai, https://lendb.ai/s/usda/massachusetts.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._