---
canonical_url: https://lendb.ai/s/usda/mississippi
last_verified: 2026-10-11
---

# USDA loan officers in Mississippi

As of 2026-10-11, LenDb lists 11 loan officers licensed in or based in Mississippi whose lender pages show USDA loan work. The top-ranked are Meg Hicks (CrossCountry Mortgage, Vestavia), Coley Rau (CrossCountry Mortgage, Bryan) and Eric Todderud (Guild Mortgage, Fishers). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Meg Hicks](https://lendb.ai/lo/meg-hicks-994024)** (NMLS 994024), CrossCountry Mortgage, Vestavia, AL
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 29, 2015 (Florida), per state regulator
   - States 14 years of experience (lender page, 2026-10-09)
2. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: March 10, 2017 (Florida), per state regulator
   - States 21 years of experience (lender page, 2026-10-09)
3. **[Eric Todderud](https://lendb.ai/lo/eric-todderud-2039867)** (NMLS 2039867), Guild Mortgage, Fishers, IN
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: April 10, 2023 (Florida), per state regulator
4. **[Joshua Phillips](https://lendb.ai/lo/joshua-phillips-157670)** (NMLS 157670), Churchill Mortgage, Brentwood, TN
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: February 6, 2017 (Florida), per state regulator
5. **[Cissy Bacon](https://lendb.ai/lo/cecilia-bacon-36702)** (NMLS 36702), CrossCountry Mortgage, Mobile, AL
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: November 30, 2010 (Florida), per state regulator
6. **[Russell Hood](https://lendb.ai/lo/kenneth-hood-1538138)** (NMLS 1538138), Guild Mortgage, Madison, MS
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Office in Madison, MS
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: November 21, 2019 (Florida), per state regulator
7. **[Rutherford Yeates](https://lendb.ai/lo/rutherford-yeates-2096232)** (NMLS 2096232), Assurance Financial, Birmingham, AL
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: April 19, 2021 (Florida), per state regulator
8. **[Kristi Curling](https://lendb.ai/lo/kristi-curling-2156237)** (NMLS 2156237), CrossCountry Mortgage, Franklin, TN
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: January 25, 2024 (Florida), per state regulator
9. **[Kevin Holmes](https://lendb.ai/lo/kevin-holmes-193246)** (NMLS 193246), NFM Lending, Linthicum, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: June 22, 2026 (Florida), per state regulator
10. **[Michael Oliveri](https://lendb.ai/lo/michael-oliveri-2417420)** (NMLS 2417420), CrossCountry Mortgage, Slidell, LA
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
11. **[Kelly Hagler](https://lendb.ai/lo/kelly-hagler-583063)** (NMLS 583063), CMG Home Loans, Napa , CA
   - Lists USDA loan on lender page (lender page, verified 2026-10-11)
   - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?

Cite as: LenDb.ai, https://lendb.ai/s/usda/mississippi.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._