--- canonical_url: https://lendb.ai/s/usda/new-york last_verified: 2026-10-09 --- # USDA loan officers in New York As of 2026-10-09, LenDb lists 17 loan officers licensed in or based in New York whose lender pages show USDA loan work. The top-ranked are Todd McDermott (Homestead Funding, Goshen), Christine Intrabartola (Embrace Home Loans, Melville) and James McQuade (Embrace Home Loans, Melville). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Todd McDermott](https://lendb.ai/lo/todd-mcdermott-63690)** (NMLS 63690), Homestead Funding, Goshen, NY - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Goshen, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 2. **[Christine Intrabartola](https://lendb.ai/lo/christine-intrabartola-22783)** (NMLS 22783), Embrace Home Loans, Melville, NY - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Melville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 3. **[James McQuade](https://lendb.ai/lo/james-mcquade-62601)** (NMLS 62601), Embrace Home Loans, Melville, NY - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Melville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 23 years of experience (lender page, 2026-10-09) 4. **[Terry T. Terzakis](https://lendb.ai/lo/terry-terzakis-110369)** (NMLS 110369), Homestead Funding, North Haven, CT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) 5. **[Michael Giardina](https://lendb.ai/lo/michael-giardina-589507)** (NMLS 589507), Embrace Home Loans, Melville, NY - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Melville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 6. **[Michael Puorro](https://lendb.ai/lo/michael-puorro-267438)** (NMLS 267438), Embrace Home Loans, Basking Ridge, NJ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 7. **[Stephanie Madeux](https://lendb.ai/lo/stephanie-madeux-2251240)** (NMLS 2251240), Embrace Home Loans, Melville, NY - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Melville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 8. **[Adam Slack](https://lendb.ai/lo/justin-slack-203603)** (NMLS 203603), CrossCountry Mortgage, Wilmington, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 9. **[Dominick Angotti](https://lendb.ai/lo/dominick-angotti-202583)** (NMLS 202583), CrossCountry Mortgage, Tampa, FL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 10. **[Michael Potoczak](https://lendb.ai/lo/michael-potoczak-966993)** (NMLS 966993), Embrace Home Loans, Basking Ridge, NJ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 11. **[Richard Ricky Jarvis](https://lendb.ai/lo/richard-jarvis-1301286)** (NMLS 1301286), Embrace Home Loans, Melville, NY - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Melville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 12. **[Jitin Jay Ghai](https://lendb.ai/lo/jitin-ghai-2546787)** (NMLS 2546787), Embrace Home Loans, Melville, NY - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Melville, NY - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 13. **[Christina Thluai](https://lendb.ai/lo/christina-thluai-1471916)** (NMLS 1471916), CrossCountry Mortgage, Indianapolis, IN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 14. **[Tony Pedulla](https://lendb.ai/lo/tony-pedulla-1168414)** (NMLS 1168414), CrossCountry Mortgage, Parsippany, NJ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Matt Rossine](https://lendb.ai/lo/matthew-rossine-363603)** (NMLS 363603), Embrace Home Loans, Basking Ridge, NJ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 16. **[Manen Pan](https://lendb.ai/lo/manen-pan-1006352)** (NMLS 1006352), First Citizens Bank, Pasadena, CA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Is this address in a USDA eligible area? - Does my household income fall under the limit for this county? - How long does USDA approval take with you right now? Cite as: LenDb.ai, https://lendb.ai/s/usda/new-york. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._