--- canonical_url: https://lendb.ai/s/usda/north-carolina last_verified: 2026-10-09 --- # USDA loan officers in North Carolina As of 2026-10-09, LenDb lists 122 loan officers licensed in or based in North Carolina whose lender pages show USDA loan work. The top-ranked are Justin Burris (Fairway Independent Mortgage Corporation, Raleigh), Don Waters (Fairway Independent Mortgage Corporation, Clayton) and Amy Goss (Guild Mortgage, Jacksonville). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Justin Burris](https://lendb.ai/lo/justin-burris-659024)** (NMLS 659024), Fairway Independent Mortgage Corporation, Raleigh, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 20 years experience (stated on lender page, 2026-10-09) 2. **[Don Waters](https://lendb.ai/lo/donald-waters-82361)** (NMLS 82361), Fairway Independent Mortgage Corporation, Clayton, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 11 years licensed 3. **[Amy Goss](https://lendb.ai/lo/amy-goss-194181)** (NMLS 194181), Guild Mortgage, Jacksonville, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 8 years licensed 4. **[Tom Thuss](https://lendb.ai/lo/tom-thuss-69769)** (NMLS 69769), CrossCountry Mortgage, Lenoir, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 20 years experience (stated on lender page, 2026-10-09) 5. **[John Schmidlin](https://lendb.ai/lo/john-schmidlin-69847)** (NMLS 69847), Guild Mortgage, High Point, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 29 years experience (stated on lender page, 2026-10-09) 6. **[Gregory Michael West](https://lendb.ai/lo/gregory-michael-west-1447959)** (NMLS 1447959), Loan Factory - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - 10 years licensed 7. **[Colin Joseph Tommerson](https://lendb.ai/lo/colin-joseph-tommerson-93404)** (NMLS 93404), Fairway Independent Mortgage Corporation, Raleigh, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina 8. **[Kevin Holmes](https://lendb.ai/lo/kevin-holmes-193246)** (NMLS 193246), NFM Lending, Linthicum, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - 14 years licensed 9. **[Jolayne Craig](https://lendb.ai/lo/jolayne-craig-290277)** (NMLS 290277), Atlantic Coast Mortgage, Fredericksburg, VA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) 10. **[Mike Travis](https://lendb.ai/lo/michael-travis-177511)** (NMLS 177511), First Heritage Mortgage, Wake Forest, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 12 years licensed 11. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - 15 years licensed 12. **[Ray Ward](https://lendb.ai/lo/ray-ward-264957)** (NMLS 264957), Atlantic Coast Mortgage - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - 26 years experience (stated on lender page, 2026-10-09) 13. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - 3 years licensed 14. **[Alex Macklin](https://lendb.ai/lo/alex-macklin-500343)** (NMLS 500343), First Citizens Bank, Fuquay-Varina, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 30 years experience (stated on lender page, 2026-10-09) 15. **[Candace B. Roney](https://lendb.ai/lo/candace-b-roney-561164)** (NMLS 561164), First Citizens Bank, Morehead City, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 31 years experience (stated on lender page, 2026-10-09) 16. **[Adam Slack](https://lendb.ai/lo/justin-slack-203603)** (NMLS 203603), CrossCountry Mortgage, Wilmington, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 7 years licensed 17. **[Marilyn Mikan](https://lendb.ai/lo/marilyn-mikan-589352)** (NMLS 589352), Southern Trust Mortgage, Fayetteville, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 25 years experience (stated on lender page, 2026-10-09) 18. **[Lacey Hood](https://lendb.ai/lo/lacey-hood-86949)** (NMLS 86949), Allied Mortgage Group, Charlotte, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 14 years licensed 19. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - 8 years licensed 20. **[Summer Robertson](https://lendb.ai/lo/summer-robertson-1009959)** (NMLS 1009959), Union Home Mortgage, Ooltewah, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - 6 years licensed 21. **[Missy Eason](https://lendb.ai/lo/missy-eason-2168977)** (NMLS 2168977), First Citizens Bank, Greenville, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina - 15 years experience (stated on lender page, 2026-10-09) 22. **[Eric Apple](https://lendb.ai/lo/eric-apple-457614)** (NMLS 457614), First Heritage Mortgage, Durham, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina 23. **[Tiffany Arnold](https://lendb.ai/lo/tiffany-arnold-646417)** (NMLS 646417), NFM Lending, Richmond, VA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - 5 years licensed 24. **[T Patrick Moore](https://lendb.ai/lo/t-patrick-moore-91608)** (NMLS 91608), Highlands Residential Mortgage, Wilmington, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - Branch in North Carolina 25. **[Oleg Tkach](https://lendb.ai/lo/oleg-tkach-90937)** (NMLS 90937), NFM Lending, Lynnwood, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in NC (listed on lender page, verified 2026-10-09) - 4 years licensed ## Questions to ask - Is this address in a USDA eligible area? - Does my household income fall under the limit for this county? - How long does USDA approval take with you right now? Cite as: LenDb.ai, https://lendb.ai/s/usda/north-carolina. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._