---
canonical_url: https://lendb.ai/s/usda/north-dakota
last_verified: 2026-10-09
---

# USDA loan officers in North Dakota

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in North Dakota whose lender pages show USDA loan work. The top-ranked are Coley Rau (CrossCountry Mortgage, Bryan), James Igbinovia (CrossCountry Mortgage, Scottsdale) and Aaron Reznechek (CrossCountry Mortgage, Bloomington). Ranking is lender-neutral: specialty evidence first, then a license in ND, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
   - States 21 years of experience (lender page, 2026-10-09)
2. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Aaron Reznechek](https://lendb.ai/lo/aaron-reznechek-400959)** (NMLS 400959), CrossCountry Mortgage, Bloomington, MN
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
4. **[Chris Miller](https://lendb.ai/lo/chris-miller-891520)** (NMLS 891520), Xpert Home Lending
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?

Cite as: LenDb.ai, https://lendb.ai/s/usda/north-dakota.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._