---
canonical_url: https://lendb.ai/s/usda/pennsylvania
last_verified: 2026-10-09
---

# USDA loan officers in Pennsylvania

As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Pennsylvania whose lender pages show USDA loan work. The top-ranked are Jason Inglish (ALCOVA Mortgage, Cumberland), Joseph Geffert (Loan Factory) and Mark Minadeo (Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jason Inglish](https://lendb.ai/lo/jason-inglish-934863)** (NMLS 934863), ALCOVA Mortgage, Cumberland, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 69795), verified 2026-10-09
   - Licensed since 2022 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Joseph Geffert](https://lendb.ai/lo/joseph-geffert-186479)** (NMLS 186479), Loan Factory, KY
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 109800), verified 2026-10-09
   - Licensed since 2024 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
3. **[Mark Minadeo](https://lendb.ai/lo/mark-minadeo-330121)** (NMLS 330121), Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek, FL
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 119150), verified 2026-10-09
   - Licensed since 2010 (per Florida records)
   - States 10 years of experience (lender page, 2026-10-09)
4. **[Don Waters](https://lendb.ai/lo/donald-waters-82361)** (NMLS 82361), Fairway Independent Mortgage Corporation, Clayton, NC
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2015 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
5. **[Ron Riccitelli Jr](https://lendb.ai/lo/ron-riccitelli-jr-144907)** (NMLS 144907), CrossCountry Mortgage, Bel Air, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 21 years of experience (lender page, 2026-10-09)
6. **[Laura Reese](https://lendb.ai/lo/laura-reese-224067)** (NMLS 224067), First Home Mortgage, Bel Air, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2026 (per Florida records)
   - States 21 years of experience (lender page, 2026-10-09)
7. **[Wayne Palkovic](https://lendb.ai/lo/wayne-palkovic-201581)** (NMLS 201581), Embrace Home Loans, Martinsburg, WV
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 43 years of experience (lender page, 2026-10-09)
8. **[Alexis Varga](https://lendb.ai/lo/alexis-varga-1473179)** (NMLS 1473179), CrossCountry Mortgage, Chicago, IL
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 65320), verified 2026-10-09
   - Licensed since 2016 (per Colorado records)
   - States 10 years of experience (lender page, 2026-10-09)
9. **[Chad Vogel](https://lendb.ai/lo/chad-vogel-461953)** (NMLS 461953), Guild Mortgage, Columbia, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 56014), verified 2026-10-09
   - States 24 years of experience (lender page, 2026-10-09)
10. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 121022), verified 2026-10-09
   - States 20 years of experience (lender page, 2026-10-09)
11. **[Amanda Broomall](https://lendb.ai/lo/amanda-broomall-900029)** (NMLS 900029), Guild Mortgage, Middletown, DE
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 69796), verified 2026-10-09
   - Licensed since 2022 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
12. **[Jason Nader](https://lendb.ai/lo/jason-nader-313085)** (NMLS 313085), First Home Mortgage, Annapolis, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 104454), verified 2026-10-09
   - Licensed since 2019 (per Florida records)
13. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
14. **[Brad Zerbe](https://lendb.ai/lo/bradley-zerbe-161236)** (NMLS 161236), NFM Lending, Haddonfield, NJ
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
15. **[George Harsh](https://lendb.ai/lo/george-harsh-237004)** (NMLS 237004), CrossCountry Mortgage, Houston, TX
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 60435), verified 2026-10-09
   - Licensed since 2015 (per Colorado records)
16. **[Joe Gonzalez](https://lendb.ai/lo/jose-gonzalez-126036)** (NMLS 126036), CrossCountry Mortgage, Plymouth Meeting, PA
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Office in Plymouth Meeting, PA
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
17. **[Jaison Koshy](https://lendb.ai/lo/jaison-koshy-1415046)** (NMLS 1415046), Loan Factory
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 15 years of experience (lender page, 2026-10-09)
18. **[Kelly Ann Worthington](https://lendb.ai/lo/kelly-worthington-1464587)** (NMLS 1464587), CrossCountry Mortgage, Cleveland, OH
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 98905), verified 2026-10-09
   - Licensed since 2021 (per Florida records)
19. **[Sara Fenstermaker](https://lendb.ai/lo/sara-fenstermaker-1185181)** (NMLS 1185181), CrossCountry Mortgage, Lebanon, PA
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Office in Lebanon, PA
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 75164), verified 2026-10-09
20. **[Andrea Trout](https://lendb.ai/lo/andrea-trout-183903)** (NMLS 183903), Guild Mortgage, Columbia, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 61680), verified 2026-10-09
   - Licensed since 2022 (per Florida records)
21. **[Siri Calamese](https://lendb.ai/lo/siri-calamese-2075460)** (NMLS 2075460), Guild Mortgage, Tampa, FL
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 98521), verified 2026-10-09
   - Licensed since 2021 (per Florida records)
22. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
23. **[Adam Slack](https://lendb.ai/lo/justin-slack-203603)** (NMLS 203603), CrossCountry Mortgage, Wilmington, NC
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
24. **[Gage Brain](https://lendb.ai/lo/gage-brain-2676887)** (NMLS 2676887), CrossCountry Mortgage, Tampa, FL
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 113308), verified 2026-10-09
   - Licensed since 2025 (per Florida records)
25. **[Arlene Dean](https://lendb.ai/lo/arlene-dean-209987)** (NMLS 209987), First Home Mortgage, Hollywood, MD
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in PA: confirmed with the Pennsylvania regulator (license 118270), verified 2026-10-09

## Questions to ask

- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?

Cite as: LenDb.ai, https://lendb.ai/s/usda/pennsylvania.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._