---
canonical_url: https://lendb.ai/s/usda/south-dakota
last_verified: 2026-10-11
---

# USDA loan officers in South Dakota

As of 2026-10-11, LenDb lists 4 loan officers licensed in or based in South Dakota whose lender pages show USDA loan work. The top-ranked are Coley Rau (CrossCountry Mortgage, Bryan), James Igbinovia (CrossCountry Mortgage, Scottsdale) and Aaron Reznechek (CrossCountry Mortgage, Bloomington). Ranking is lender-neutral: specialty evidence first, then a license in SD, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: March 10, 2017 (Florida), per state regulator
   - States 21 years of experience (lender page, 2026-10-09)
2. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Aaron Reznechek](https://lendb.ai/lo/aaron-reznechek-400959)** (NMLS 400959), CrossCountry Mortgage, Bloomington, MN
   - Lists USDA loan on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: November 10, 2020 (Florida), per state regulator
4. **[Kelly Hagler](https://lendb.ai/lo/kelly-hagler-583063)** (NMLS 583063), CMG Home Loans, Napa , CA
   - Lists USDA loan on lender page (lender page, verified 2026-10-11)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?

Cite as: LenDb.ai, https://lendb.ai/s/usda/south-dakota.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._