--- canonical_url: https://lendb.ai/s/usda/tennessee last_verified: 2026-10-09 --- # USDA loan officers in Tennessee As of 2026-10-09, LenDb lists 105 loan officers licensed in or based in Tennessee whose lender pages show USDA loan work. The top-ranked are Andrew Schmidt (Churchill Mortgage, Scottsdale), Summer Robertson (Union Home Mortgage, Ooltewah) and Kevin Holmes (NFM Lending, Linthicum). Ranking is lender-neutral: specialty evidence first, then a license in TN, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Andrew Schmidt](https://lendb.ai/lo/andrew-schmidt-201143)** (NMLS 201143), Churchill Mortgage, Scottsdale, AZ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Summer Robertson](https://lendb.ai/lo/summer-robertson-1009959)** (NMLS 1009959), Union Home Mortgage, Ooltewah, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - Branch in Tennessee - 6 years licensed - No disciplinary actions on file at LenDb 3. **[Kevin Holmes](https://lendb.ai/lo/kevin-holmes-193246)** (NMLS 193246), NFM Lending, Linthicum, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 4. **[Jolayne Craig](https://lendb.ai/lo/jolayne-craig-290277)** (NMLS 290277), Atlantic Coast Mortgage, Fredericksburg, VA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 5. **[Trevor Cobb](https://lendb.ai/lo/trevor-cobb-1582684)** (NMLS 1582684), Highlands Residential Mortgage, Brentwood, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - Branch in Tennessee - 5 years licensed - No disciplinary actions on file at LenDb 6. **[Nathan Soliday](https://lendb.ai/lo/michael-soliday-166402)** (NMLS 166402), Success Mortgage Partners, Sellersburg, IN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 13 years licensed - No disciplinary actions on file at LenDb 7. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 8. **[Gilbert Salazar](https://lendb.ai/lo/gilbert-salazar-344711)** (NMLS 344711), Guild Mortgage, Irvine, CA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 9. **[Don Waters](https://lendb.ai/lo/donald-waters-82361)** (NMLS 82361), Fairway Independent Mortgage Corporation, Clayton, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 10. **[Meg Hicks](https://lendb.ai/lo/meg-hicks-994024)** (NMLS 994024), CrossCountry Mortgage, Vestavia, AL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 11. **[Jason Black](https://lendb.ai/lo/jason-black-157556)** (NMLS 157556), Success Mortgage Partners, Cookeville, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - Branch in Tennessee - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 12. **[Matt Mieras](https://lendb.ai/lo/matthew-mieras-245686)** (NMLS 245686), Guild Mortgage, Charleston, SC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 13. **[Samuel Timlick](https://lendb.ai/lo/samuel-timlick-2776469)** (NMLS 2776469), NFM Lending, Johnson City, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - Branch in Tennessee - No disciplinary actions on file at LenDb 14. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 15. **[Amy Goss](https://lendb.ai/lo/amy-goss-194181)** (NMLS 194181), Guild Mortgage, Jacksonville, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 16. **[John Schwab](https://lendb.ai/lo/john-schwab-223945)** (NMLS 223945), Guild Mortgage, Aurora, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 17. **[Jordan Heatherly](https://lendb.ai/lo/jordan-heatherly-1312244)** (NMLS 1312244), Churchill Mortgage, Brentwood, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - Branch in Tennessee - 5 years licensed - No disciplinary actions on file at LenDb 18. **[Mea Danigelis](https://lendb.ai/lo/maria-danigelis-770981)** (NMLS 770981), Atlantic Coast Mortgage, Fairfax, VA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 19. **[Sam Klaburner](https://lendb.ai/lo/stamatia-klaburner-140132)** (NMLS 140132), Loan Factory - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 20. **[Dave Muehlbauer](https://lendb.ai/lo/dave-muehlbauer-279859)** (NMLS 279859), First Community Mortgage, Murfreesboro, TN - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Branch in Tennessee; no license list on file yet, verify at NMLS Consumer Access - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 21. **[Craig Cusick](https://lendb.ai/lo/craig-cusick-210381)** (NMLS 210381), Fairway Independent Mortgage Corporation, Phoenix, AZ - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 22. **[Beth Prickett](https://lendb.ai/lo/elizabeth-prickett-450053)** (NMLS 450053), Guild Mortgage, Aurora, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 23. **[James Deal](https://lendb.ai/lo/james-deal-461209)** (NMLS 461209), Homeowners Financial Group, Atlanta, GA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 24. **[Cari Zepeda](https://lendb.ai/lo/cari-zepeda-1939523)** (NMLS 1939523), Guild Mortgage, Aurora, IL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 25. **[Oleg Tkach](https://lendb.ai/lo/oleg-tkach-90937)** (NMLS 90937), NFM Lending, Lynnwood, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Licensed in TN (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - Is this address in a USDA eligible area? - Does my household income fall under the limit for this county? - How long does USDA approval take with you right now? Cite as: LenDb.ai, https://lendb.ai/s/usda/tennessee. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._