--- canonical_url: https://lendb.ai/s/usda/texas last_verified: 2026-10-09 --- # USDA loan officers in Texas As of 2026-10-09, LenDb lists 106 loan officers licensed in or based in Texas whose lender pages show USDA loan work. The top-ranked are Rob Parham (CrossCountry Mortgage, Plano), Gina Zavesky (Union Home Mortgage, Victoria) and Cameron Gemoets (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Rob Parham](https://lendb.ai/lo/rob-parham-195722)** (NMLS 195722), CrossCountry Mortgage, Plano, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Plano, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 26 years of experience (lender page, 2026-10-09) 2. **[Gina Zavesky](https://lendb.ai/lo/gina-zavesky-1852924)** (NMLS 1852924), Union Home Mortgage, Victoria, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Victoria, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 3. **[Cameron Gemoets](https://lendb.ai/lo/cameron-gemoets-2701842)** (NMLS 2701842), CrossCountry Mortgage, Cleveland, OH - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 4. **[Joseph Geffert](https://lendb.ai/lo/joseph-geffert-186479)** (NMLS 186479), Loan Factory, KY - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 5. **[Erika Alves](https://lendb.ai/lo/erika-alves-659544)** (NMLS 659544), CrossCountry Mortgage, Tampa, FL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 6. **[Justin Burris](https://lendb.ai/lo/justin-burris-659024)** (NMLS 659024), Fairway Independent Mortgage Corporation, Raleigh, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 7. **[Amber Page](https://lendb.ai/lo/amber-page-229184)** (NMLS 229184), Evergreen Home Loans, Silverdale, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Antonio Gutierrez](https://lendb.ai/lo/antonio-gutierrez-722537)** (NMLS 722537), Loan Factory, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Texas - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 9. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 10. **[Amy Cummings](https://lendb.ai/lo/amy-cummings-882893)** (NMLS 882893), Highlands Residential Mortgage, Texarkana, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Texarkana, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 11. **[Sabrena Hughes](https://lendb.ai/lo/sabrena-hughes-1305351)** (NMLS 1305351), Highlands Residential Mortgage, Texarkana, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Texarkana, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 12. **[Amy Goss](https://lendb.ai/lo/amy-goss-194181)** (NMLS 194181), Guild Mortgage, Jacksonville, NC - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 13. **[Christopher Cook](https://lendb.ai/lo/christopher-cook-1037205)** (NMLS 1037205), Xpert Home Lending, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Texas - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 14. **[James Green](https://lendb.ai/lo/james-green-2621826)** (NMLS 2621826), CrossCountry Mortgage, Rockwall, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Rockwall, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Justin Machak](https://lendb.ai/lo/justin-machak-33158)** (NMLS 33158), CrossCountry Mortgage, Northville, MI - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 16. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 17. **[Rebecca Molnar](https://lendb.ai/lo/rebecca-molnar-185523)** (NMLS 185523), CrossCountry Mortgage, Sarasota, FL - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 18. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 19. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 20. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 21. **[Trey Wolff](https://lendb.ai/lo/norman-wolff-331844)** (NMLS 331844), Highlands Residential Mortgage, Cartersville, GA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 22. **[Tom Spaniel](https://lendb.ai/lo/tom-spaniel-228693)** (NMLS 228693), Success Mortgage Partners, Dallas, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Dallas, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 29 years of experience (lender page, 2026-10-09) 23. **[Frank Sanchez](https://lendb.ai/lo/francisco-sanchez-2290099)** (NMLS 2290099), Barrett Financial Group, Katy, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Katy, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 24. **[George Harsh](https://lendb.ai/lo/george-harsh-237004)** (NMLS 237004), CrossCountry Mortgage, Houston, TX - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Houston, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Colorado records) 25. **[Lyndzie Thompson](https://lendb.ai/lo/lyndzie-thompson-704159)** (NMLS 704159), CrossCountry Mortgage, Seattle, WA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Is this address in a USDA eligible area? - Does my household income fall under the limit for this county? - How long does USDA approval take with you right now? Cite as: LenDb.ai, https://lendb.ai/s/usda/texas. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._