--- canonical_url: https://lendb.ai/s/usda/utah last_verified: 2026-10-09 --- # USDA loan officers in Utah As of 2026-10-09, LenDb lists 30 loan officers licensed in or based in Utah whose lender pages show USDA loan work. The top-ranked are Teresa Hadley (Intercap Lending, Cottonwood Heights), Jeanette John (Intercap Lending, Logan) and Kris James (Intercap Lending, Cottonwood Heights). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Teresa Hadley](https://lendb.ai/lo/teresa-hadley-246988)** (NMLS 246988), Intercap Lending, Cottonwood Heights, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 31 years of experience (lender page, 2026-10-09) 2. **[Jeanette John](https://lendb.ai/lo/jeanette-john-611754)** (NMLS 611754), Intercap Lending, Logan, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Logan, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 3. **[Kris James](https://lendb.ai/lo/kris-james-900967)** (NMLS 900967), Intercap Lending, Cottonwood Heights, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 13 years of experience (lender page, 2026-10-09) 4. **[Tyson Hare](https://lendb.ai/lo/tyson-hare-1008232)** (NMLS 1008232), Intercap Lending, Richfield, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Richfield, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 7 years of experience (lender page, 2026-10-09) 5. **[Connie Hare](https://lendb.ai/lo/connie-hare-242337)** (NMLS 242337), Intercap Lending, Richfield, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Richfield, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 28 years of experience (lender page, 2026-10-09) 6. **[Matt Barrett](https://lendb.ai/lo/matthew-barrett-258528)** (NMLS 258528), Intercap Lending, Cottonwood Heights, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 7. **[Joshua Cederlof](https://lendb.ai/lo/joshua-cederlof-309804)** (NMLS 309804), Loan Factory, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Utah - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 28 years of experience (lender page, 2026-10-09) 8. **[Corey Merrill](https://lendb.ai/lo/corey-merrill-748082)** (NMLS 748082), Intercap Lending, Pleasant Grove, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 9. **[Andy Davis](https://lendb.ai/lo/andy-davis-1959567)** (NMLS 1959567), Intercap Lending, Cottonwood Heights, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 10. **[John Graham](https://lendb.ai/lo/john-graham-1973756)** (NMLS 1973756), Intercap Lending, St. George, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in St. George, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[Tyler Anderson](https://lendb.ai/lo/tyler-anderson-315196)** (NMLS 315196), Intercap Lending, Cottonwood Heights, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 12. **[Shawn Durant](https://lendb.ai/lo/shawn-durant-221971)** (NMLS 221971), American Pacific Mortgage, Roseville, CA - Lists USDA loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 13. **[Hope Orton](https://lendb.ai/lo/hope-orton-260618)** (NMLS 260618), Intercap Lending, St. George, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in St. George, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 14. **[Megan Ryan](https://lendb.ai/lo/megan-ryan-1694333)** (NMLS 1694333), Intercap Lending, Cottonwood Heights, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) 15. **[Jimmy Miller](https://lendb.ai/lo/jimmy-miller-222015)** (NMLS 222015), Intercap Lending, Pleasant Grove, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Shannon Johnson](https://lendb.ai/lo/shannon-johnson-916249)** (NMLS 916249), Intercap Lending, Brigham City, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Brigham City, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 17. **[Brady Beyer](https://lendb.ai/lo/brady-beyer-1041865)** (NMLS 1041865), Intercap Lending, Cottonwood Heights, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 18. **[Chloe McCombs](https://lendb.ai/lo/chloe-mccombs-2012812)** (NMLS 2012812), Intercap Lending, Salt Lake City, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Salt Lake City, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Sebastian Duarte](https://lendb.ai/lo/sebastian-duarte-2550604)** (NMLS 2550604), Intercap Lending, Pleasant Grove, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Eric Simonson](https://lendb.ai/lo/eric-simonson-282307)** (NMLS 282307), Intercap Lending, Cottonwood Heights, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Dustin Cooper](https://lendb.ai/lo/dustin-cooper-306355)** (NMLS 306355), Intercap Lending, South Ogden, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in South Ogden, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Jess Patterson](https://lendb.ai/lo/jess-patterson-1013404)** (NMLS 1013404), Guild Mortgage, Layton, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Layton, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Kassidy Scoggan](https://lendb.ai/lo/kassidy-scoggan-1631389)** (NMLS 1631389), Intercap Lending, Tooele, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Tooele, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Kason Whitesides](https://lendb.ai/lo/kason-whitesides-1979133)** (NMLS 1979133), Intercap Lending, St. George, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in St. George, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Silvia Bahena](https://lendb.ai/lo/silvia-bahena-2583560)** (NMLS 2583560), Intercap Lending, Tooele, UT - Lists USDA loan on lender page (lender page, verified 2026-10-09) - Office in Tooele, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Is this address in a USDA eligible area? - Does my household income fall under the limit for this county? - How long does USDA approval take with you right now? Cite as: LenDb.ai, https://lendb.ai/s/usda/utah. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._