{ "canonical_url": "https://lendb.ai/s/usda/washington", "summary": "As of 2026-10-09, LenDb lists 61 loan officers licensed in or based in Washington whose lender pages show USDA loan work. The top-ranked are Kevin Hassan (American Pacific Mortgage, Everett), Bill Clark (Fairway Independent Mortgage Corporation, Clackamas) and Cameron Gemoets (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "usda", "state": "WA", "total": 61, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 62, "loan_officer": { "nmls_id": 674086, "slug": "kevin-hassan-674086", "full_name": "Kevin Hassan", "canonical_url": "https://lendb.ai/lo/kevin-hassan-674086", "json_url": "https://lendb.ai/lo/kevin-hassan-674086.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "type": "imb" }, "branch": { "city": "Everett", "state": "WA" }, "licensed_states": [ "WA" ], "licenses": [ { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 25, "lender_profile_url": "https://www.apmortgage.com/kevin-hassan", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "Office in Everett, WA", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/kevin-hassan-674086", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.apmortgage.com/kevin-hassan" }, "match_status": "exact", "matched_specialties": [ "usda" ], "unconfirmed_specialties": [] }, { "rank": 2, "score": 59.8, "loan_officer": { "nmls_id": 220837, "slug": "bill-clark-220837", "full_name": "Bill Clark", "canonical_url": "https://lendb.ai/lo/bill-clark-220837", "json_url": "https://lendb.ai/lo/bill-clark-220837.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "Clackamas", "state": "OR" }, "licensed_states": [ "OR", "WA" ], "licenses": [ { "state": "OR", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 27, "lender_profile_url": "https://www.fairway.com/lo/bill-clark-220837", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 27 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/bill-clark-220837", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.fairway.com/lo/bill-clark-220837" }, "match_status": "exact", "matched_specialties": [ "usda" ], "unconfirmed_specialties": [] }, { "rank": 3, "score": 59.8, "loan_officer": { "nmls_id": 2701842, "slug": "cameron-gemoets-2701842", "full_name": "Cameron Gemoets", "canonical_url": "https://lendb.ai/lo/cameron-gemoets-2701842", "json_url": "https://lendb.ai/lo/cameron-gemoets-2701842.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Cleveland", "state": "OH" }, "licensed_states": [ "FL", "CA", "GA", "IL", "IN", "MN", "MO", "OH", "OK", "TN", "TX", "WA" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 1, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-2131/cameron-gemoets/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2025 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/cameron-gemoets-2701842", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/cleveland-oh-2131/cameron-gemoets/" }, "match_status": "exact", "matched_specialties": [ "usda" ], "unconfirmed_specialties": [] }, { "rank": 4, "score": 58.8, "loan_officer": { "nmls_id": 102076, "slug": "shelley-covington-102076", "full_name": "Shelley Covington", "canonical_url": "https://lendb.ai/lo/shelley-covington-102076", "json_url": "https://lendb.ai/lo/shelley-covington-102076.json", "lender": { "nmls_id": 190465, "name": "Intercap Lending", "canonical_url": "https://lendb.ai/lender/intercap-lending-190465", "type": "imb" }, "branch": { "city": "Kirkland", "state": "WA" }, "licensed_states": [ "AZ", "OR", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "bank-statement", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 25, "lender_profile_url": "https://www.intercaplending.com/loan-officer/shelley-covington/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "Office in Kirkland, WA", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/shelley-covington-102076", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.intercaplending.com/loan-officer/shelley-covington/" }, "match_status": "exact", "matched_specialties": [ "usda" ], "unconfirmed_specialties": [] }, { "rank": 5, "score": 58.8, "loan_officer": { "nmls_id": 229184, "slug": "amber-page-229184", "full_name": "Amber Page", "canonical_url": "https://lendb.ai/lo/amber-page-229184", "json_url": "https://lendb.ai/lo/amber-page-229184.json", "lender": { "nmls_id": 3182, "name": "Evergreen Home Loans", "canonical_url": "https://lendb.ai/lender/evergreen-home-loans-3182", "type": "imb" }, "branch": { "city": "Silverdale", "state": "WA" }, "licensed_states": [ "FL", "AZ", "CA", "CO", "GA", "ID", "MT", "NC", "NV", "OR", "SC", "TN", "TX", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 3, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://www.evergreenhomeloans.com/loan-officers/amber-page", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "Office in Silverdale, WA", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2023 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/amber-page-229184", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.evergreenhomeloans.com/loan-officers/amber-page" }, "match_status": "exact", "matched_specialties": [ "usda" ], "unconfirmed_specialties": [] }, { "rank": 6, "score": 56.8, "loan_officer": { "nmls_id": 69656, "slug": "steve-lawson-69656", "full_name": "Steve Lawson", "canonical_url": "https://lendb.ai/lo/steve-lawson-69656", "json_url": "https://lendb.ai/lo/steve-lawson-69656.json", "lender": { "nmls_id": 12007, "name": "LeaderOne Financial", "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007", "type": "imb" }, "branch": { "city": "Everett", "state": "WA" }, "licensed_states": [ "WA" ], "licenses": [ { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 24, "lender_profile_url": "https://www.leaderonefinancial.com/mlo/steve-lawson", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "Office in Everett, WA", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/steve-lawson-69656", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.leaderonefinancial.com/mlo/steve-lawson" }, "match_status": "exact", "matched_specialties": [ "usda" ], "unconfirmed_specialties": [] }, { "rank": 7, "score": 55.8, "loan_officer": { "nmls_id": 270783, "slug": "katy-canales-270783", "full_name": "Katy Canales", "canonical_url": "https://lendb.ai/lo/katy-canales-270783", "json_url": "https://lendb.ai/lo/katy-canales-270783.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Salem", "state": "OR" }, "licensed_states": [ "AZ", "OR", "WA" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 29, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/katy-canales", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 29 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/katy-canales-270783", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.churchillmortgage.com/loan-officers/katy-canales" }, "match_status": "exact", "matched_specialties": [ "usda" ], "unconfirmed_specialties": [] }, { "rank": 8, "score": 55.8, "loan_officer": { "nmls_id": 1834954, "slug": "teresa-mancinelli-ryan-1834954", "full_name": "Teresa Ryan", "canonical_url": "https://lendb.ai/lo/teresa-mancinelli-ryan-1834954", "json_url": "https://lendb.ai/lo/teresa-mancinelli-ryan-1834954.json", "lender": { "nmls_id": 1025894, "name": "Mutual of Omaha Mortgage", "canonical_url": "https://lendb.ai/lender/mutual-of-omaha-mortgage-1025894", "type": "imb" }, "branch": { "city": "San Diego", "state": "CA" }, "licensed_states": [ "FL", "WA" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "itin", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 0, "licensed_since": { "year": 2026, "state": "FL" }, "years_experience": 25, "lender_profile_url": "https://www.mutualmortgage.com/loan-officer/tryan/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2026 (per Florida records)", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/teresa-mancinelli-ryan-1834954", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.mutualmortgage.com/loan-officer/tryan/" }, "match_status": "exact", "matched_specialties": [ "usda" ], "unconfirmed_specialties": [] }, { "rank": 9, "score": 55, "loan_officer": { "nmls_id": 403897, "slug": "carol-pope-403897", "full_name": "Carol Pope", "canonical_url": "https://lendb.ai/lo/carol-pope-403897", "json_url": "https://lendb.ai/lo/carol-pope-403897.json", "lender": { "nmls_id": 1839243, "name": "Empire Home Loans", "canonical_url": "https://lendb.ai/lender/empire-home-loans-1839243", "type": "broker" }, "branch": { "city": "Fair Oaks", "state": "CA" }, "licensed_states": [ "WA" ], "licenses": [ { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "manufactured", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 25, "lender_profile_url": "https://www.empirehomeloans.com/team/carol", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/carol-pope-403897", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.empirehomeloans.com/team/carol" }, "match_status": "exact", "matched_specialties": [ "usda" ], "unconfirmed_specialties": [] }, { "rank": 10, "score": 54.8, "loan_officer": { "nmls_id": 409986, "slug": "josh-reid-409986", "full_name": "Josh Reid", "canonical_url": "https://lendb.ai/lo/josh-reid-409986", "json_url": "https://lendb.ai/lo/josh-reid-409986.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Vancouver", "state": "WA" }, "licensed_states": [ "OR", "WA" ], "licenses": [ { "state": "OR", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 27, "lender_profile_url": "https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "Office in Vancouver, WA", "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 27 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/josh-reid-409986", "license_check": { "state": "WA", "confidence": "lender_reported", "eligible": true, "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://branches.guildmortgage.com/wa/vancouver/josh-reid-205-vrjre.html" }, "match_status": "exact", "matched_specialties": [ "usda" ], "unconfirmed_specialties": [] }, { "rank": 11, "score": 54.3, "loan_officer": { "nmls_id": 2302283, "slug": "james-mcmurrey-2302283", "full_name": "James McMurrey", "canonical_url": "https://lendb.ai/lo/james-mcmurrey-2302283", "json_url": "https://lendb.ai/lo/james-mcmurrey-2302283.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Lacey", "state": "WA" }, "licensed_states": [ "FL", "CO", "AK", "AL", "AZ", "CA", "GA", "IA", "IL", "IN", "KS", "KY", "MI", "MN", "MT", "NC", "NM", "OH", "OK", "OR", "PA", "TN", "TX", "VA", "WA" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 3, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/lacey-wa-4767/james-mcmurrey/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists USDA loan on lender page (lender page, verified 2026-10-09)", "Office in Lacey, WA", "WA listed on their lender page (not yet checked with the state regulator; 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