--- canonical_url: https://lendb.ai/s/va/arkansas last_verified: 2026-10-09 --- # VA loan officers in Arkansas As of 2026-10-09, LenDb lists 103 loan officers licensed in or based in Arkansas whose lender pages show VA loan work. The top-ranked are Alona Hayes (Guild Mortgage, Lawton), Kyrstin Zimmermann (CrossCountry Mortgage, Willow Park) and Devin Fahrner (American Pacific Mortgage, Eagle). Ranking is lender-neutral: specialty evidence first, then a license in AR, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Alona Hayes](https://lendb.ai/lo/alona-hayes-180226)** (NMLS 180226), Guild Mortgage, Lawton, OK - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Kyrstin Zimmermann](https://lendb.ai/lo/aimee-zimmermann-307963)** (NMLS 307963), CrossCountry Mortgage, Willow Park, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 3. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 4. **[Erika Alves](https://lendb.ai/lo/erika-alves-659544)** (NMLS 659544), CrossCountry Mortgage, Tampa, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 5. **[Justin Burris](https://lendb.ai/lo/justin-burris-659024)** (NMLS 659024), Fairway Independent Mortgage Corporation, Raleigh, NC - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 6. **[Dawn Rae Pemberton](https://lendb.ai/lo/dawn-pemberton-162320)** (NMLS 162320), Fairway Independent Mortgage Corporation, Naples, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 7. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 8. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 9. **[Heidi Gage](https://lendb.ai/lo/heidi-gage-213769)** (NMLS 213769), NFM Lending, Linthicum, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 10. **[Domonique Gray](https://lendb.ai/lo/domonique-gray-900558)** (NMLS 900558), Churchill Mortgage, Brentwood, TN - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 11. **[Kristina Hayes](https://lendb.ai/lo/kristina-hayes-1057175)** (NMLS 1057175), Churchill Mortgage, Irvine, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) - States 35 years of experience (lender page, 2026-10-09) 12. **[Wes Black](https://lendb.ai/lo/wes-black-2029937)** (NMLS 2029937), Guild Mortgage, Bentonville, AR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Bentonville, AR - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 6 years of experience (lender page, 2026-10-09) 13. **[Morgan Cowle](https://lendb.ai/lo/morgan-cowle-40312)** (NMLS 40312), Churchill Mortgage, Brentwood, TN - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) - States 18 years of experience (lender page, 2026-10-09) 14. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 15. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 16. **[Will Pendergraft](https://lendb.ai/lo/william-pendergraft-887706)** (NMLS 887706), Churchill Mortgage, Brentwood, TN - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 17. **[Yesenia Sanabria](https://lendb.ai/lo/yesenia-sanabria-1932716)** (NMLS 1932716), Guild Mortgage, Bentonville, AR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Bentonville, AR - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) 18. **[Cody Villano](https://lendb.ai/lo/cody-villano-2185555)** (NMLS 2185555), CrossCountry Mortgage, Meridian, ID - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 19. **[Gail Hillman](https://lendb.ai/lo/gail-hillman-312734)** (NMLS 312734), CrossCountry Mortgage, Bentonville, AR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Bentonville, AR - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 20. **[Patton Gade](https://lendb.ai/lo/patton-gade-1243024)** (NMLS 1243024), CrossCountry Mortgage, Scottsdale, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 21. **[Jay Bunte](https://lendb.ai/lo/jay-bunte-1957808)** (NMLS 1957808), CrossCountry Mortgage, Fort Worth, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 22. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 23. **[Gavin Ekstrom](https://lendb.ai/lo/gavin-ekstrom-220170)** (NMLS 220170), CrossCountry Mortgage, Greenwood Village, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 24. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 25. **[Kim Jones](https://lendb.ai/lo/kim-jones-324221)** (NMLS 324221), CrossCountry Mortgage, Houston, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 44 years of experience (lender page, 2026-10-09) ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/arkansas. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._