--- canonical_url: https://lendb.ai/s/va/california last_verified: 2026-10-09 --- # VA loan officers in California As of 2026-10-09, LenDb lists 712 loan officers licensed in or based in California whose lender pages show VA loan work. The top-ranked are Tonda Herndon (CrossCountry Mortgage, Vacaville), Pete Mingham (Guild Mortgage, Walnut Creek) and John Assily (CrossCountry Mortgage, Walnut Creek). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Tonda Herndon](https://lendb.ai/lo/tonda-herndon-214647)** (NMLS 214647), CrossCountry Mortgage, Vacaville, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 28 years experience (stated on lender page, 2026-10-09) 2. **[Pete Mingham](https://lendb.ai/lo/steven-peter-mingham-jr-289586)** (NMLS 289586), Guild Mortgage, Walnut Creek, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 30 years experience (stated on lender page, 2026-10-09) 3. **[John Assily](https://lendb.ai/lo/john-assily-291314)** (NMLS 291314), CrossCountry Mortgage, Walnut Creek, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 30 years experience (stated on lender page, 2026-10-09) 4. **[Eric Whitcomb](https://lendb.ai/lo/eric-whitcomb-395360)** (NMLS 395360), CrossCountry Mortgage, Cypress, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 25 years experience (stated on lender page, 2026-10-09) 5. **[Patty Grissom](https://lendb.ai/lo/patty-grissom-350159)** (NMLS 350159), Guild Mortgage, Fresno, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 18 years experience (stated on lender page, 2026-10-09) 6. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 13 years licensed 7. **[Maria Lerma](https://lendb.ai/lo/maria-lerma-344828)** (NMLS 344828), CrossCountry Mortgage, Walnut Creek, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 25 years experience (stated on lender page, 2026-10-09) 8. **[Lupe Beltran](https://lendb.ai/lo/lupe-beltran-244787)** (NMLS 244787), Guild Mortgage, Santa Maria, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 25 years experience (stated on lender page, 2026-10-09) 9. **[Oscar Campa](https://lendb.ai/lo/oscar-campa-1410235)** (NMLS 1410235), Guild Mortgage, West Covina, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 13 years experience (stated on lender page, 2026-10-09) 10. **[Greg Brooks](https://lendb.ai/lo/gregory-brooks-151145)** (NMLS 151145), Guild Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 9 years licensed 11. **[Vinesh Govindbhai](https://lendb.ai/lo/vinesh-govindbhai-2351425)** (NMLS 2351425), CrossCountry Mortgage, Fairfield, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 11 years experience (stated on lender page, 2026-10-09) 12. **[Rita Caruso](https://lendb.ai/lo/rita-caruso-278812)** (NMLS 278812), Homeowners Financial Group, Discovery Bay, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 20 years experience (stated on lender page, 2026-10-09) 13. **[Rick Bui](https://lendb.ai/lo/rick-bui-309803)** (NMLS 309803), Xpert Home Lending, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 30 years experience (stated on lender page, 2026-10-09) 14. **[Kurt R Kessler](https://lendb.ai/lo/kurt-r-kessler-365130)** (NMLS 365130), Barrett Financial Group, Carlsbad, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 30 years experience (stated on lender page, 2026-10-09) 15. **[Beth Flure](https://lendb.ai/lo/beth-flure-2663278)** (NMLS 2663278), Xpert Home Lending, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 40 years experience (stated on lender page, 2026-10-09) 16. **[Gary Forward](https://lendb.ai/lo/gary-forward-246757)** (NMLS 246757), American Pacific Mortgage, Dana Point, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 27 years experience (stated on lender page, 2026-10-09) 17. **[Gordon Weichler](https://lendb.ai/lo/gordon-weichler-308099)** (NMLS 308099), American Pacific Mortgage, Roseville, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 30 years experience (stated on lender page, 2026-10-09) 18. **[Tera Greene](https://lendb.ai/lo/tera-greene-304548)** (NMLS 304548), CrossCountry Mortgage, Yuma, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) 19. **[Cathy Sabater](https://lendb.ai/lo/catherine-sabater-373470)** (NMLS 373470), Empire Home Loans, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 14 years licensed 20. **[Ricardo Pacheco](https://lendb.ai/lo/ricardo-pacheco-454956)** (NMLS 454956), CrossCountry Mortgage, Charlotte, NC - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - 22 years experience (stated on lender page, 2026-10-09) 21. **[Austin Yagle](https://lendb.ai/lo/austin-yagle-1883319)** (NMLS 1883319), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 6 years licensed 22. **[Dawn Rae Pemberton](https://lendb.ai/lo/dawn-pemberton-162320)** (NMLS 162320), Fairway Independent Mortgage Corporation, Naples, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - 15 years licensed 23. **[Ryan George](https://lendb.ai/lo/ryan-george-5692)** (NMLS 5692), CrossCountry Mortgage, Frederick, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - 14 years licensed 24. **[Michael Quinn](https://lendb.ai/lo/michael-quinn-228210)** (NMLS 228210), American Pacific Mortgage, Ventura, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - Branch in California - 17 years experience (stated on lender page, 2026-10-09) 25. **[Joe Smith](https://lendb.ai/lo/joseph-smith-481139)** (NMLS 481139), CrossCountry Mortgage, Boston, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in CA (listed on lender page, verified 2026-10-09) - 14 years licensed ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/california. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._