--- canonical_url: https://lendb.ai/s/va/delaware last_verified: 2026-10-09 --- # VA loan officers in Delaware As of 2026-10-09, LenDb lists 81 loan officers licensed in or based in Delaware whose lender pages show VA loan work. The top-ranked are Ron Riccitelli Jr (CrossCountry Mortgage, Bel Air), Karla Melgar (Embrace Home Loans, La Plata) and Kenneth Johnson (CrossCountry Mortgage, Doylestown). Ranking is lender-neutral: specialty evidence first, then a license in DE, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Ron Riccitelli Jr](https://lendb.ai/lo/ron-riccitelli-jr-144907)** (NMLS 144907), CrossCountry Mortgage, Bel Air, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 21 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Karla Melgar](https://lendb.ai/lo/karla-melgar-186602)** (NMLS 186602), Embrace Home Loans, La Plata, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 52 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 3. **[Kenneth Johnson](https://lendb.ai/lo/kenneth-johnson-204926)** (NMLS 204926), CrossCountry Mortgage, Doylestown, PA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 19 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 4. **[Jeff Halbert](https://lendb.ai/lo/jeffrey-halbert-71222)** (NMLS 71222), First Home Mortgage, Dunkirk, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 5. **[Mark Minadeo](https://lendb.ai/lo/mark-minadeo-330121)** (NMLS 330121), Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 6. **[Mike Eastman](https://lendb.ai/lo/michael-eastman-21108)** (NMLS 21108), First Heritage Mortgage, Fairfax, VA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 7. **[Amanda Broomall](https://lendb.ai/lo/amanda-broomall-900029)** (NMLS 900029), Guild Mortgage, Middletown, DE - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - Branch in Delaware - 4 years licensed - No disciplinary actions on file at LenDb 8. **[Robert Taylor](https://lendb.ai/lo/robert-taylor-132188)** (NMLS 132188), First Home Mortgage, Baltimore, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 9. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 10. **[Sheri Barber](https://lendb.ai/lo/sheri-barber-243041)** (NMLS 243041), Union Home Mortgage, Rehoboth Beach, DE - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - Branch in Delaware - No disciplinary actions on file at LenDb 11. **[Mike Weinstein](https://lendb.ai/lo/mike-weinstein-1185158)** (NMLS 1185158), First Home Mortgage, Baltimore, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 12 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 12. **[Jerry Berry](https://lendb.ai/lo/jerry-berry-109657)** (NMLS 109657), First Heritage Mortgage - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 13. **[Sonia Hashimi](https://lendb.ai/lo/sonia-hashimi-965240)** (NMLS 965240), Loan Factory - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 14. **[Amore Azimi](https://lendb.ai/lo/amore-azimi-1045180)** (NMLS 1045180), Embrace Home Loans, Rockville, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 15. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 16. **[Brooke Villano](https://lendb.ai/lo/brooke-villano-309717)** (NMLS 309717), CrossCountry Mortgage, Fort Walton Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 17. **[Michael Haggerty](https://lendb.ai/lo/michael-haggerty-525740)** (NMLS 525740), Embrace Home Loans, Rockville, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 18. **[Chuck Butterfield](https://lendb.ai/lo/chuck-butterfield-176620)** (NMLS 176620), Churchill Mortgage - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 22 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 19. **[Matthew Fox](https://lendb.ai/lo/matthew-fox-151022)** (NMLS 151022), First Heritage Mortgage, Hanover, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 20. **[Jason Nader](https://lendb.ai/lo/jason-nader-313085)** (NMLS 313085), First Home Mortgage, Annapolis, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 21. **[Craig Miller Jr](https://lendb.ai/lo/craig-miller-686948)** (NMLS 686948), Guild Mortgage, Alexandria, VA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 22. **[Christopher Patille](https://lendb.ai/lo/christopher-patille-899769)** (NMLS 899769), CrossCountry Mortgage, Wilmington, DE - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - Branch in Delaware - 12 years licensed - No disciplinary actions on file at LenDb 23. **[Martha Pfeiffer](https://lendb.ai/lo/martha-pfeiffer-1722079)** (NMLS 1722079), CrossCountry Mortgage, Dover, DE - Lists VA loan on lender page (lender page, verified 2026-10-09) - Branch in Delaware; no license list on file yet, verify at NMLS Consumer Access - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 24. **[Heidi Gage](https://lendb.ai/lo/heidi-gage-213769)** (NMLS 213769), NFM Lending, Linthicum, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 25. **[Bill Hylind](https://lendb.ai/lo/william-hylind-284943)** (NMLS 284943), CrossCountry Mortgage, North Bethesda, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in DE (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/delaware. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._