--- canonical_url: https://lendb.ai/s/va/florida last_verified: 2026-10-09 --- # VA loan officers in Florida As of 2026-10-09, LenDb lists 251 loan officers licensed in or based in Florida whose lender pages show VA loan work. The top-ranked are Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples), Erika Alves (CrossCountry Mortgage, Tampa) and Robert Tanner (CrossCountry Mortgage, Lakeland). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Dawn Rae Pemberton](https://lendb.ai/lo/dawn-pemberton-162320)** (NMLS 162320), Fairway Independent Mortgage Corporation, Naples, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 2. **[Erika Alves](https://lendb.ai/lo/erika-alves-659544)** (NMLS 659544), CrossCountry Mortgage, Tampa, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 14 years licensed - No disciplinary actions on file at LenDb 3. **[Robert Tanner](https://lendb.ai/lo/robert-tanner-375464)** (NMLS 375464), CrossCountry Mortgage, Lakeland, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 4. **[Lisa Holguin](https://lendb.ai/lo/lisa-holguin-1543216)** (NMLS 1543216), CrossCountry Mortgage, Delray Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 9 years licensed - No disciplinary actions on file at LenDb 5. **[Paul Weidner](https://lendb.ai/lo/paul-weidner-301434)** (NMLS 301434), Guild Mortgage, Ormond Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 6. **[Kim Ullrich](https://lendb.ai/lo/kim-ullrich-306250)** (NMLS 306250), Guild Mortgage, Vero Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 7. **[Mark Minadeo](https://lendb.ai/lo/mark-minadeo-330121)** (NMLS 330121), Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 8. **[Dan Longman](https://lendb.ai/lo/daniel-longman-369430)** (NMLS 369430), NFM Lending, Plantation, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 9. **[Matt Voutour](https://lendb.ai/lo/matthew-voutour-23347)** (NMLS 23347), CrossCountry Mortgage, Ponte Vedra Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 10. **[Tom Fazio](https://lendb.ai/lo/thomas-fazio-268035)** (NMLS 268035), American Pacific Mortgage, St. Augustine, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 11. **[Steve Butera](https://lendb.ai/lo/stephen-butera-222435)** (NMLS 222435), Loan Factory, Delray Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 12. **[Rick Maysonet](https://lendb.ai/lo/ricardo-maysonet-336281)** (NMLS 336281), Loan Factory, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 15 years licensed - No disciplinary actions on file at LenDb 13. **[Gregory Tily](https://lendb.ai/lo/gregory-tily-1720774)** (NMLS 1720774), CrossCountry Mortgage, Tampa, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 5 years licensed - No disciplinary actions on file at LenDb 14. **[Richard J English](https://lendb.ai/lo/richard-j-english-613161)** (NMLS 613161), JPMorgan Chase Bank (Chase Home Lending), Columbus, OH - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 15. **[Susan McGrath](https://lendb.ai/lo/susan-mcgrath-366451)** (NMLS 366451), CrossCountry Mortgage, Naples, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 4 years licensed - No disciplinary actions on file at LenDb 16. **[Nathan Fitzgerald](https://lendb.ai/lo/nathan-fitzgerald-369554)** (NMLS 369554), CrossCountry Mortgage, Orlando, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 4 years licensed - No disciplinary actions on file at LenDb 17. **[Donna McGee](https://lendb.ai/lo/donna-mcgee-415418)** (NMLS 415418), Union Home Mortgage, St. Augustine, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 12 years licensed - No disciplinary actions on file at LenDb 18. **[Jeffry Gay](https://lendb.ai/lo/jeffry-gay-455860)** (NMLS 455860), CrossCountry Mortgage, Sarasota, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 4 years licensed - No disciplinary actions on file at LenDb 19. **[Joe Smith](https://lendb.ai/lo/joseph-smith-481139)** (NMLS 481139), CrossCountry Mortgage, Boston, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 20. **[Bob Smith](https://lendb.ai/lo/robert-smith-518087)** (NMLS 518087), Guild Mortgage, Stuart, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 12 years licensed - No disciplinary actions on file at LenDb 21. **[William Hayden](https://lendb.ai/lo/william-hayden-2212924)** (NMLS 2212924), CrossCountry Mortgage, Naples, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 4 years licensed - No disciplinary actions on file at LenDb 22. **[Ty Downing](https://lendb.ai/lo/christopher-downing-2281948)** (NMLS 2281948), CrossCountry Mortgage, Tampa, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 4 years licensed - No disciplinary actions on file at LenDb 23. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - 13 years licensed - No disciplinary actions on file at LenDb 24. **[Shane Easton](https://lendb.ai/lo/william-easton-273004)** (NMLS 273004), CrossCountry Mortgage, Naples, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 7 years licensed - No disciplinary actions on file at LenDb 25. **[Spencer Lumia](https://lendb.ai/lo/spencer-lumia-1247908)** (NMLS 1247908), Acrisure Mortgage (formerly FBC Mortgage), Tampa, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in FL (state license, verified 2026-10-09) - Branch in Florida - 11 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/florida. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._