{
  "canonical_url": "https://lendb.ai/s/va/idaho",
  "summary": "As of 2026-10-09, LenDb lists 159 loan officers licensed in or based in Idaho whose lender pages show VA loan work. The top-ranked are Whittney Curran (Guild Mortgage, Meridian), Raena Pinchuk (CrossCountry Mortgage, Coeur d'Alene) and Graeme Chesnie (CrossCountry Mortgage, Meridian). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "va",
  "state": "ID",
  "total": 159,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 62.8,
      "loan_officer": {
        "nmls_id": 47254,
        "slug": "whittney-curran-47254",
        "full_name": "Whittney Curran",
        "canonical_url": "https://lendb.ai/lo/whittney-curran-47254",
        "json_url": "https://lendb.ai/lo/whittney-curran-47254.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Meridian",
          "state": "ID"
        },
        "licensed_states": [
          "ID",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://branches.guildmortgage.com/id/meridian/whittney-curran-961-hpwc.html"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "20 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/whittney-curran-47254"
    },
    {
      "rank": 2,
      "score": 61.6,
      "loan_officer": {
        "nmls_id": 1488388,
        "slug": "raena-pinchuk-1488388",
        "full_name": "Raena Pinchuk",
        "canonical_url": "https://lendb.ai/lo/raena-pinchuk-1488388",
        "json_url": "https://lendb.ai/lo/raena-pinchuk-1488388.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Coeur d'Alene",
          "state": "ID"
        },
        "licensed_states": [
          "CA",
          "ID",
          "NV",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 17,
        "lender_profile_url": "https://crosscountrymortgage.com/coeur-dalene-id-5060/raena-pinchuk/"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "17 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/raena-pinchuk-1488388"
    },
    {
      "rank": 3,
      "score": 59.2,
      "loan_officer": {
        "nmls_id": 2830184,
        "slug": "graeme-chesnie-2830184",
        "full_name": "Graeme Chesnie",
        "canonical_url": "https://lendb.ai/lo/graeme-chesnie-2830184",
        "json_url": "https://lendb.ai/lo/graeme-chesnie-2830184.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Meridian",
          "state": "ID"
        },
        "licensed_states": [
          "ID"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 11,
        "lender_profile_url": "https://crosscountrymortgage.com/meridian-id-4544/graeme-chesnie/"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "11 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/graeme-chesnie-2830184"
    },
    {
      "rank": 4,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 41584,
        "slug": "robert-hall-41584",
        "full_name": "Robert Hall",
        "canonical_url": "https://lendb.ai/lo/robert-hall-41584",
        "json_url": "https://lendb.ai/lo/robert-hall-41584.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Nampa",
          "state": "ID"
        },
        "licensed_states": [
          "ID"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/robert-hall"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "20 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/robert-hall-41584"
    },
    {
      "rank": 5,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 46122,
        "slug": "merrick-myers-46122",
        "full_name": "Merrick Myers",
        "canonical_url": "https://lendb.ai/lo/merrick-myers-46122",
        "json_url": "https://lendb.ai/lo/merrick-myers-46122.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Coeur d'Alene",
          "state": "ID"
        },
        "licensed_states": [
          "ID",
          "MT",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 22,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/merrick-myers"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "22 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/merrick-myers-46122"
    },
    {
      "rank": 6,
      "score": 57.9,
      "loan_officer": {
        "nmls_id": 694755,
        "slug": "charles-stevenson-694755",
        "full_name": "Charles Stevenson",
        "canonical_url": "https://lendb.ai/lo/charles-stevenson-694755",
        "json_url": "https://lendb.ai/lo/charles-stevenson-694755.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Garden City",
          "state": "ID"
        },
        "licensed_states": [
          "ID"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 11,
        "lender_profile_url": "https://www.fairway.com/lo/charles-stevenson-694755"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "11 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/charles-stevenson-694755"
    },
    {
      "rank": 7,
      "score": 57.8,
      "loan_officer": {
        "nmls_id": 289586,
        "slug": "steven-peter-mingham-jr-289586",
        "full_name": "Pete Mingham",
        "canonical_url": "https://lendb.ai/lo/steven-peter-mingham-jr-289586",
        "json_url": "https://lendb.ai/lo/steven-peter-mingham-jr-289586.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Walnut Creek",
          "state": "CA"
        },
        "licensed_states": [
          "CA",
          "ID",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 30,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/walnutcreek/pete-mingham-141-nkpm.html"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "30 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/steven-peter-mingham-jr-289586"
    },
    {
      "rank": 8,
      "score": 57.2,
      "loan_officer": {
        "nmls_id": 2087253,
        "slug": "mike-teeter-2087253",
        "full_name": "Mike Teeter",
        "canonical_url": "https://lendb.ai/lo/mike-teeter-2087253",
        "json_url": "https://lendb.ai/lo/mike-teeter-2087253.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Nampa",
          "state": "ID"
        },
        "licensed_states": [
          "ID"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 16,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/mike-teeter"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "16 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/mike-teeter-2087253"
    },
    {
      "rank": 9,
      "score": 56.8,
      "loan_officer": {
        "nmls_id": 976514,
        "slug": "dawn-walp-976514",
        "full_name": "Dawn Walp",
        "canonical_url": "https://lendb.ai/lo/dawn-walp-976514",
        "json_url": "https://lendb.ai/lo/dawn-walp-976514.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Meridian",
          "state": "ID"
        },
        "licensed_states": [
          "CA",
          "ID",
          "OR"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 15,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/dawn-walp"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "15 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/dawn-walp-976514"
    },
    {
      "rank": 10,
      "score": 56.8,
      "loan_officer": {
        "nmls_id": 1982088,
        "slug": "raymond-northcutt-1982088",
        "full_name": "Raymond Northcutt",
        "canonical_url": "https://lendb.ai/lo/raymond-northcutt-1982088",
        "json_url": "https://lendb.ai/lo/raymond-northcutt-1982088.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Meridian",
          "state": "ID"
        },
        "licensed_states": [
          "AZ",
          "ID"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 4,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/meridian-id-4544/raymond-northcutt/"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "4 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/raymond-northcutt-1982088"
    },
    {
      "rank": 11,
      "score": 56.3,
      "loan_officer": {
        "nmls_id": 256163,
        "slug": "scott-evans-256163",
        "full_name": "Scott Evans",
        "canonical_url": "https://lendb.ai/lo/scott-evans-256163",
        "json_url": "https://lendb.ai/lo/scott-evans-256163.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "San Diego",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "AK",
          "AL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "DC",
          "HI",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "MS",
          "MT",
          "NC",
          "NE",
          "NJ",
          "NM",
          "NV",
          "OH",
          "OR",
          "PA",
          "SC",
          "SD",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 13,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/san-diego-ca-4018/scott-evans/"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "13 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/scott-evans-256163"
    },
    {
      "rank": 12,
      "score": 54.8,
      "loan_officer": {
        "nmls_id": 149410,
        "slug": "joe-nunley-149410",
        "full_name": "Joe Nunley",
        "canonical_url": "https://lendb.ai/lo/joe-nunley-149410",
        "json_url": "https://lendb.ai/lo/joe-nunley-149410.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Meridian",
          "state": "ID"
        },
        "licensed_states": [
          "ID",
          "OR"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/id/meridian/joe-nunley-961-hpjnu.html"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/joe-nunley-149410"
    },
    {
      "rank": 13,
      "score": 54.8,
      "loan_officer": {
        "nmls_id": 378177,
        "slug": "julie-glassco-378177",
        "full_name": "Julie Glassco",
        "canonical_url": "https://lendb.ai/lo/julie-glassco-378177",
        "json_url": "https://lendb.ai/lo/julie-glassco-378177.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Eagle",
          "state": "ID"
        },
        "licensed_states": [
          "ID",
          "NC",
          "OR",
          "TX",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
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}