--- canonical_url: https://lendb.ai/s/va/indiana last_verified: 2026-10-09 --- # VA loan officers in Indiana As of 2026-10-09, LenDb lists 230 loan officers licensed in or based in Indiana whose lender pages show VA loan work. The top-ranked are Jennifer Mantai (Guild Mortgage, Merrillville), Dan Smith (Ruoff Mortgage, Bloomington) and Ken Smith (Churchill Mortgage, Colorado Springs). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jennifer Mantai](https://lendb.ai/lo/jennifer-mantai-138224)** (NMLS 138224), Guild Mortgage, Merrillville, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - 23 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Dan Smith](https://lendb.ai/lo/dan-smith-2784335)** (NMLS 2784335), Ruoff Mortgage, Bloomington, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - 15 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 3. **[Ken Smith](https://lendb.ai/lo/ken-smith-71162)** (NMLS 71162), Churchill Mortgage, Colorado Springs, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 23 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 4. **[Ron Riccitelli Jr](https://lendb.ai/lo/ron-riccitelli-jr-144907)** (NMLS 144907), CrossCountry Mortgage, Bel Air, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 21 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 5. **[Chris Drane](https://lendb.ai/lo/christopher-drane-19621)** (NMLS 19621), Guild Mortgage, Clarksville, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - 4 years licensed - No disciplinary actions on file at LenDb 6. **[Kevin Holmes](https://lendb.ai/lo/kevin-holmes-193246)** (NMLS 193246), NFM Lending, Linthicum, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 7. **[Kim Arnos](https://lendb.ai/lo/kim-arnos-236048)** (NMLS 236048), Ruoff Mortgage - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 8. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 13 years licensed - No disciplinary actions on file at LenDb 9. **[Eric Todderud](https://lendb.ai/lo/eric-todderud-2039867)** (NMLS 2039867), Guild Mortgage, Fishers, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - 3 years licensed - No disciplinary actions on file at LenDb 10. **[Connie Smith](https://lendb.ai/lo/connie-smith-62811)** (NMLS 62811), Union Home Mortgage, Lakeside Park, KY - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 16 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 11. **[Roland Gomez](https://lendb.ai/lo/roland-gomez-133724)** (NMLS 133724), CrossCountry Mortgage, Orland Park, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 12. **[Darik Tolnay](https://lendb.ai/lo/darik-tolnay-521445)** (NMLS 521445), CrossCountry Mortgage, Lakewood, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 15 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 13. **[Kristina Hayes](https://lendb.ai/lo/kristina-hayes-1057175)** (NMLS 1057175), Churchill Mortgage, Irvine, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 14. **[Jillian Brotan](https://lendb.ai/lo/jillian-brotan-1685151)** (NMLS 1685151), Fairway Independent Mortgage Corporation, Crown Point, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - 5 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 15. **[Morgan Cowle](https://lendb.ai/lo/morgan-cowle-40312)** (NMLS 40312), Churchill Mortgage, Brentwood, TN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 16. **[Don Waters](https://lendb.ai/lo/donald-waters-82361)** (NMLS 82361), Fairway Independent Mortgage Corporation, Clayton, NC - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 11 years licensed - No disciplinary actions on file at LenDb 17. **[Jon Knight](https://lendb.ai/lo/jon-knight-175955)** (NMLS 175955), Fairway Independent Mortgage Corporation, Carmel, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - 1 years licensed - No disciplinary actions on file at LenDb 18. **[Chris Martorano](https://lendb.ai/lo/christopher-martorano-130044)** (NMLS 130044), Guild Mortgage, Chicago, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 19. **[Carl Melby](https://lendb.ai/lo/carl-melby-201079)** (NMLS 201079), Guild Mortgage, Aurora, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 20. **[Lafe Ransom](https://lendb.ai/lo/lafe-ransom-404304)** (NMLS 404304), Guild Mortgage, Evansville, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - No disciplinary actions on file at LenDb 21. **[Bill Montgomery](https://lendb.ai/lo/bill-montgomery-525367)** (NMLS 525367), Guild Mortgage, Anderson, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - No disciplinary actions on file at LenDb 22. **[Christy White](https://lendb.ai/lo/christy-white-543306)** (NMLS 543306), Guild Mortgage, Indianapolis, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - 27 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 23. **[Jaime Williams](https://lendb.ai/lo/jaime-williams-826285)** (NMLS 826285), Fairway Independent Mortgage Corporation, Lafayette, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - 4 years licensed - No disciplinary actions on file at LenDb 24. **[Brad Ellett](https://lendb.ai/lo/brad-ellett-1634528)** (NMLS 1634528), Ruoff Mortgage, La Porte, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - 2 years licensed - No disciplinary actions on file at LenDb 25. **[Dan Bergman](https://lendb.ai/lo/dan-bergman-1876431)** (NMLS 1876431), Guild Mortgage, Fishers, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in IN (listed on lender page, verified 2026-10-09) - Branch in Indiana - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/indiana. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._