--- canonical_url: https://lendb.ai/s/va/maryland last_verified: 2026-10-09 --- # VA loan officers in Maryland As of 2026-10-09, LenDb lists 266 loan officers licensed in or based in Maryland whose lender pages show VA loan work. The top-ranked are Ron Riccitelli Jr (CrossCountry Mortgage, Bel Air), Ryan George (CrossCountry Mortgage, Frederick) and Karla Melgar (Embrace Home Loans, La Plata). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Ron Riccitelli Jr](https://lendb.ai/lo/ron-riccitelli-jr-144907)** (NMLS 144907), CrossCountry Mortgage, Bel Air, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 21 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Ryan George](https://lendb.ai/lo/ryan-george-5692)** (NMLS 5692), CrossCountry Mortgage, Frederick, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 14 years licensed - No disciplinary actions on file at LenDb 3. **[Karla Melgar](https://lendb.ai/lo/karla-melgar-186602)** (NMLS 186602), Embrace Home Loans, La Plata, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 52 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 4. **[Ken Powell](https://lendb.ai/lo/ken-powell-2656628)** (NMLS 2656628), Fairway Independent Mortgage Corporation, Hughesville, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 10 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 5. **[Jeff Halbert](https://lendb.ai/lo/jeffrey-halbert-71222)** (NMLS 71222), First Home Mortgage, Dunkirk, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 15 years licensed - No disciplinary actions on file at LenDb 6. **[Bruce Rider](https://lendb.ai/lo/bruce-rider-311915)** (NMLS 311915), First Heritage Mortgage, Prince Frederick, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 7. **[Bruce Alan Dorsey](https://lendb.ai/lo/bruce-dorsey-174898)** (NMLS 174898), NFM Lending, Linthicum Heights, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 14 years licensed - No disciplinary actions on file at LenDb 8. **[Kevin Holmes](https://lendb.ai/lo/kevin-holmes-193246)** (NMLS 193246), NFM Lending, Linthicum, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 14 years licensed - No disciplinary actions on file at LenDb 9. **[Bryan Sumardi](https://lendb.ai/lo/bryan-sumardi-1984869)** (NMLS 1984869), CrossCountry Mortgage, North Bethesda, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 6 years licensed - No disciplinary actions on file at LenDb 10. **[Robert Taylor](https://lendb.ai/lo/robert-taylor-132188)** (NMLS 132188), First Home Mortgage, Baltimore, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 15 years licensed - No disciplinary actions on file at LenDb 11. **[Bill Hylind](https://lendb.ai/lo/william-hylind-284943)** (NMLS 284943), CrossCountry Mortgage, North Bethesda, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 5 years licensed - No disciplinary actions on file at LenDb 12. **[Jessica Enfinger](https://lendb.ai/lo/jessica-enfinger-513123)** (NMLS 513123), CrossCountry Mortgage, Columbia, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 5 years licensed - No disciplinary actions on file at LenDb 13. **[Mike Schuster](https://lendb.ai/lo/michael-schuster-1980879)** (NMLS 1980879), CrossCountry Mortgage, Columbia, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 5 years licensed - No disciplinary actions on file at LenDb 14. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 13 years licensed - No disciplinary actions on file at LenDb 15. **[Michael Alan Wendorf](https://lendb.ai/lo/michael-wendorf-109568)** (NMLS 109568), Newrez, Columbia, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 10 years licensed - No disciplinary actions on file at LenDb 16. **[Aimee Minnis](https://lendb.ai/lo/aimee-minnis-1403192)** (NMLS 1403192), NFM Lending, Linthicum, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 10 years licensed - No disciplinary actions on file at LenDb 17. **[Mike Weinstein](https://lendb.ai/lo/mike-weinstein-1185158)** (NMLS 1185158), First Home Mortgage, Baltimore, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 12 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 18. **[Amore Azimi](https://lendb.ai/lo/amore-azimi-1045180)** (NMLS 1045180), Embrace Home Loans, Rockville, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 9 years licensed - No disciplinary actions on file at LenDb 19. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 8 years licensed - No disciplinary actions on file at LenDb 20. **[Michael Haggerty](https://lendb.ai/lo/michael-haggerty-525740)** (NMLS 525740), Embrace Home Loans, Rockville, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 21. **[Scott Eisgrau](https://lendb.ai/lo/scott-eisgrau-139186)** (NMLS 139186), Atlantic Coast Mortgage, Owings Mills, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 9 years licensed - No disciplinary actions on file at LenDb 22. **[Matthew Fox](https://lendb.ai/lo/matthew-fox-151022)** (NMLS 151022), First Heritage Mortgage, Hanover, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 11 years licensed - No disciplinary actions on file at LenDb 23. **[Wayne Palkovic](https://lendb.ai/lo/wayne-palkovic-201581)** (NMLS 201581), Embrace Home Loans, Martinsburg, WV - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - 43 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 24. **[Jason Nader](https://lendb.ai/lo/jason-nader-313085)** (NMLS 313085), First Home Mortgage, Annapolis, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 6 years licensed - No disciplinary actions on file at LenDb 25. **[Corinne Spartana](https://lendb.ai/lo/corinne-spartana-1965019)** (NMLS 1965019), Fairway Independent Mortgage Corporation, Towson, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in MD (listed on lender page, verified 2026-10-09) - Branch in Maryland - 6 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/maryland. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._