---
canonical_url: https://lendb.ai/s/va/massachusetts
last_verified: 2026-10-09
---

# VA loan officers in Massachusetts

As of 2026-10-09, LenDb lists 124 loan officers licensed in or based in Massachusetts whose lender pages show VA loan work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Joe Smith (CrossCountry Mortgage, Boston) and Joe Lombardo (Guild Mortgage, Reading). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Fred Damore](https://lendb.ai/lo/fred-damore-4395)** (NMLS 4395), Fairway Independent Mortgage Corporation, Methuen, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 30 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
2. **[Joe Smith](https://lendb.ai/lo/joseph-smith-481139)** (NMLS 481139), CrossCountry Mortgage, Boston, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 14 years licensed
   - No disciplinary actions on file at LenDb
3. **[Joe Lombardo](https://lendb.ai/lo/joe-lombardo-84881)** (NMLS 84881), Guild Mortgage, Reading, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 30 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
4. **[Natalie Malinowski](https://lendb.ai/lo/natalie-malinowski-2050805)** (NMLS 2050805), CrossCountry Mortgage, Topsfield, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 5 years licensed
   - No disciplinary actions on file at LenDb
5. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 13 years licensed
   - No disciplinary actions on file at LenDb
6. **[Susan Howe](https://lendb.ai/lo/susan-howe-848400)** (NMLS 848400), Fairway Independent Mortgage Corporation, Foxboro, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 6 years licensed
   - No disciplinary actions on file at LenDb
7. **[Bianca Cannatella](https://lendb.ai/lo/bianca-cannatella-2304332)** (NMLS 2304332), CrossCountry Mortgage, Peabody, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 1 years licensed
   - No disciplinary actions on file at LenDb
8. **[Paula Harris](https://lendb.ai/lo/paula-harris-18950)** (NMLS 18950), CrossCountry Mortgage, Beverly, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 35 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
9. **[Kathy Vasel](https://lendb.ai/lo/kathy-vasel-50076)** (NMLS 50076), CrossCountry Mortgage, Andover, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - No disciplinary actions on file at LenDb
10. **[Kerry Casey](https://lendb.ai/lo/kerry-casey-2613437)** (NMLS 2613437), CrossCountry Mortgage, Beverly, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 20 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
11. **[Joe Galvin](https://lendb.ai/lo/joseph-galvin-48834)** (NMLS 48834), Loan Factory, Andover, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 8 years licensed
   - No disciplinary actions on file at LenDb
12. **[Leon Liss](https://lendb.ai/lo/leonid-liss-105723)** (NMLS 105723), Newrez, Fort Washington, PA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 15 years licensed
   - No disciplinary actions on file at LenDb
13. **[Steven Hochrein](https://lendb.ai/lo/steven-hochrein-133559)** (NMLS 133559), Newrez, Columbia, MD
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 15 years licensed
   - No disciplinary actions on file at LenDb
14. **[Dave Gambogi](https://lendb.ai/lo/david-gambogi-121204)** (NMLS 121204), Newrez, Fort Washington, PA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 14 years licensed
   - No disciplinary actions on file at LenDb
15. **[Tony Raby](https://lendb.ai/lo/anthony-raby-3961)** (NMLS 3961), Guild Mortgage, North Attleboro, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 3 years licensed
   - No disciplinary actions on file at LenDb
16. **[Jon Libman](https://lendb.ai/lo/jonathan-libman-14174)** (NMLS 14174), Guild Mortgage, North Attleboro, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 3 years licensed
   - No disciplinary actions on file at LenDb
17. **[Mike Nadeau](https://lendb.ai/lo/michael-nadeau-20421)** (NMLS 20421), First Home Mortgage, Seekonk, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 3 years licensed
   - No disciplinary actions on file at LenDb
18. **[Gregory Tily](https://lendb.ai/lo/gregory-tily-1720774)** (NMLS 1720774), CrossCountry Mortgage, Tampa, FL
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 5 years licensed
   - No disciplinary actions on file at LenDb
19. **[Jay Bunte](https://lendb.ai/lo/jay-bunte-1957808)** (NMLS 1957808), CrossCountry Mortgage, Fort Worth, TX
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 5 years licensed
   - No disciplinary actions on file at LenDb
20. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 15 years licensed
   - No disciplinary actions on file at LenDb
21. **[Susan McGrath](https://lendb.ai/lo/susan-mcgrath-366451)** (NMLS 366451), CrossCountry Mortgage, Naples, FL
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 4 years licensed
   - No disciplinary actions on file at LenDb
22. **[Kristina Hayes](https://lendb.ai/lo/kristina-hayes-1057175)** (NMLS 1057175), Churchill Mortgage, Irvine, CA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 12 years licensed
   - No disciplinary actions on file at LenDb
23. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 4 years licensed
   - No disciplinary actions on file at LenDb
24. **[Bob Joyce](https://lendb.ai/lo/robert-joyce-196322)** (NMLS 196322), CrossCountry Mortgage, Beverly, MA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - Branch in Massachusetts
   - 9 years licensed
   - No disciplinary actions on file at LenDb
25. **[Marc Rosenberg](https://lendb.ai/lo/marc-rosenberg-810360)** (NMLS 810360), Newrez, Fort Washington, PA
   - Lists VA loan on lender page (lender page, verified 2026-10-09)
   - Licensed in MA (listed on lender page, verified 2026-10-09)
   - 11 years licensed
   - No disciplinary actions on file at LenDb

## Questions to ask

- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?

Cite as: LenDb.ai, https://lendb.ai/s/va/massachusetts.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
