--- canonical_url: https://lendb.ai/s/va/mississippi last_verified: 2026-10-09 --- # VA loan officers in Mississippi As of 2026-10-09, LenDb lists 45 loan officers licensed in or based in Mississippi whose lender pages show VA loan work. The top-ranked are Aaron Sanders (CrossCountry Mortgage, Delray Beach), Melissa Bell (Atlantic Coast Mortgage, Fairfax) and Meg Hicks (CrossCountry Mortgage, Vestavia). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Melissa Bell](https://lendb.ai/lo/melissa-bell-450558)** (NMLS 450558), Atlantic Coast Mortgage, Fairfax, VA - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Meg Hicks](https://lendb.ai/lo/meg-hicks-994024)** (NMLS 994024), CrossCountry Mortgage, Vestavia, AL - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 4. **[Britainy Wilkerson](https://lendb.ai/lo/britainy-wilkerson-1137924)** (NMLS 1137924), Xpert Home Lending - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 5. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 6. **[Jacki Lemmerman](https://lendb.ai/lo/jacqueline-lemmerman-2527069)** (NMLS 2527069), Loan Factory - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 7. **[Tammy Guyse](https://lendb.ai/lo/tammy-guyse-1289958)** (NMLS 1289958), CrossCountry Mortgage, Hattiesburg, MS - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Hattiesburg, MS - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 8. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Colorado records) 9. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 10. **[Heather Lewis](https://lendb.ai/lo/heather-lewis-1876917)** (NMLS 1876917), CrossCountry Mortgage, Huntsville, AL - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 11. **[Jared Ogburn](https://lendb.ai/lo/jared-ogburn-1698451)** (NMLS 1698451), Guild Mortgage, Madison, MS - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Madison, MS - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) 12. **[Darren Gill](https://lendb.ai/lo/darren-gill-93547)** (NMLS 93547), GMFS Mortgage, Baton Rouge, LA - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 9 years of experience (lender page, 2026-10-09) 13. **[Jay Bunte](https://lendb.ai/lo/jay-bunte-1957808)** (NMLS 1957808), CrossCountry Mortgage, Fort Worth, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 14. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 15. **[Coley Rau](https://lendb.ai/lo/coley-rau-256481)** (NMLS 256481), CrossCountry Mortgage, Bryan, OH - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 16. **[AJ DiCarlo](https://lendb.ai/lo/andrew-dicarlo-2488670)** (NMLS 2488670), CrossCountry Mortgage, Fort Walton Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 17. **[Chris Hodges](https://lendb.ai/lo/christopher-hodges-1146098)** (NMLS 1146098), American Pacific Mortgage, Greenwood Village, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) - States 9 years of experience (lender page, 2026-10-09) 18. **[Eric Todderud](https://lendb.ai/lo/eric-todderud-2039867)** (NMLS 2039867), Guild Mortgage, Fishers, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 19. **[Cierra Davis](https://lendb.ai/lo/cierra-davis-2216290)** (NMLS 2216290), Guild Mortgage, Mountain Brook, AL - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 20. **[Josh Surver](https://lendb.ai/lo/joshua-surver-2459945)** (NMLS 2459945), Xpert Home Lending - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) 21. **[Joshua Phillips](https://lendb.ai/lo/joshua-phillips-157670)** (NMLS 157670), Churchill Mortgage, Brentwood, TN - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 22. **[Jonathan Crockett](https://lendb.ai/lo/jonathan-crockett-377987)** (NMLS 377987), Guild Mortgage, Henderson, NV - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 23. **[Michael Chi-Ukpai](https://lendb.ai/lo/michael-chi-ukpai-1371449)** (NMLS 1371449), CrossCountry Mortgage, Scottsdale, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Michael Murgatroy](https://lendb.ai/lo/michael-murgatroy-60099)** (NMLS 60099), CrossCountry Mortgage, Delray Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 25. **[Michelle Bobart](https://lendb.ai/lo/michelle-bobart-137164)** (NMLS 137164), CrossCountry Mortgage, Chicago, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - MS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/mississippi. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._