--- canonical_url: https://lendb.ai/s/va/new-jersey last_verified: 2026-10-09 --- # VA loan officers in New Jersey As of 2026-10-09, LenDb lists 138 loan officers licensed in or based in New Jersey whose lender pages show VA loan work. The top-ranked are James McKenna (CrossCountry Mortgage, Union), Ryan George (CrossCountry Mortgage, Frederick) and Charles Naivar (CrossCountry Mortgage, Lansdale). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[James McKenna](https://lendb.ai/lo/james-mckenna-234353)** (NMLS 234353), CrossCountry Mortgage, Union, NJ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Union, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 36 years of experience (lender page, 2026-10-09) 2. **[Ryan George](https://lendb.ai/lo/ryan-george-5692)** (NMLS 5692), CrossCountry Mortgage, Frederick, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Charles Naivar](https://lendb.ai/lo/charles-naivar-111399)** (NMLS 111399), CrossCountry Mortgage, Lansdale, PA - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 4. **[Sheri Barber](https://lendb.ai/lo/sheri-barber-243041)** (NMLS 243041), Union Home Mortgage, Rehoboth Beach, DE - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 5. **[Susan McGrath](https://lendb.ai/lo/susan-mcgrath-366451)** (NMLS 366451), CrossCountry Mortgage, Naples, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 40 years of experience (lender page, 2026-10-09) 6. **[Bobby Luu](https://lendb.ai/lo/hong-luu-185192)** (NMLS 185192), American Pacific Mortgage, Reston, VA - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 7. **[Kenneth Johnson](https://lendb.ai/lo/kenneth-johnson-204926)** (NMLS 204926), CrossCountry Mortgage, Doylestown, PA - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 8. **[Barry Koven](https://lendb.ai/lo/barry-koven-404510)** (NMLS 404510), CrossCountry Mortgage, Brooklyn, NY - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 9. **[Nathan Fitzgerald](https://lendb.ai/lo/nathan-fitzgerald-369554)** (NMLS 369554), CrossCountry Mortgage, Orlando, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 10. **[John Astrologo](https://lendb.ai/lo/john-astrologo-441861)** (NMLS 441861), CrossCountry Mortgage, White Plains, NY - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 11. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 12. **[Britainy Wilkerson](https://lendb.ai/lo/britainy-wilkerson-1137924)** (NMLS 1137924), Xpert Home Lending - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 13. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 14. **[Michael Alan Wendorf](https://lendb.ai/lo/michael-wendorf-109568)** (NMLS 109568), Newrez, Columbia, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) 15. **[Rich Daesener](https://lendb.ai/lo/rich-daesener-524597)** (NMLS 524597), CrossCountry Mortgage, Allentown, NJ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Allentown, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 16. **[Jaime Laureano](https://lendb.ai/lo/jaime-laureano-257075)** (NMLS 257075), Total Mortgage Services, Milford, CT - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 17. **[Brad Zerbe](https://lendb.ai/lo/bradley-zerbe-161236)** (NMLS 161236), NFM Lending, Haddonfield, NJ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Haddonfield, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 18. **[Walter Gorman](https://lendb.ai/lo/walter-gorman-138370)** (NMLS 138370), CrossCountry Mortgage, Rutherford, NJ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Rutherford, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 19. **[Kevin Goines](https://lendb.ai/lo/kevin-goines-2233236)** (NMLS 2233236), CrossCountry Mortgage, Tinton Falls, NJ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Tinton Falls, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Ken Reagan](https://lendb.ai/lo/kenneth-reagan-231607)** (NMLS 231607), CrossCountry Mortgage, Wenonah, NJ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Wenonah, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 21. **[Patton Gade](https://lendb.ai/lo/patton-gade-1243024)** (NMLS 1243024), CrossCountry Mortgage, Scottsdale, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 22. **[Jay Bunte](https://lendb.ai/lo/jay-bunte-1957808)** (NMLS 1957808), CrossCountry Mortgage, Fort Worth, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) 23. **[Michael Deutsch](https://lendb.ai/lo/michael-deutsch-31182)** (NMLS 31182), CrossCountry Mortgage, Melville, NY - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 23 years of experience (lender page, 2026-10-09) 24. **[Chris Devin](https://lendb.ai/lo/christopher-devin-47305)** (NMLS 47305), CrossCountry Mortgage, Norwell, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 25. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists VA loan on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/new-jersey. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._