--- canonical_url: https://lendb.ai/s/va/new-mexico last_verified: 2026-10-09 --- # VA loan officers in New Mexico As of 2026-10-09, LenDb lists 93 loan officers licensed in or based in New Mexico whose lender pages show VA loan work. The top-ranked are Brenda Gonzales (Guild Mortgage, Albuquerque), Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples) and Scott Evans (CrossCountry Mortgage, San Diego). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Brenda Gonzales](https://lendb.ai/lo/brenda-gonzales-2638408)** (NMLS 2638408), Guild Mortgage, Albuquerque, NM - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - Branch in New Mexico - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Dawn Rae Pemberton](https://lendb.ai/lo/dawn-pemberton-162320)** (NMLS 162320), Fairway Independent Mortgage Corporation, Naples, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 3. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 13 years licensed - No disciplinary actions on file at LenDb 4. **[Darik Tolnay](https://lendb.ai/lo/darik-tolnay-521445)** (NMLS 521445), CrossCountry Mortgage, Lakewood, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 15 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 5. **[Ken Smith](https://lendb.ai/lo/ken-smith-71162)** (NMLS 71162), Churchill Mortgage, Colorado Springs, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 23 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 6. **[Rachelle Coffey](https://lendb.ai/lo/rachelle-coffey-203664)** (NMLS 203664), Homeowners Financial Group, Scottsdale, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 27 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 7. **[Jay Bunte](https://lendb.ai/lo/jay-bunte-1957808)** (NMLS 1957808), CrossCountry Mortgage, Fort Worth, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 8. **[Jackson Thomas](https://lendb.ai/lo/jackson-thomas-1190420)** (NMLS 1190420), CrossCountry Mortgage, Dallas, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 9. **[Patton Gade](https://lendb.ai/lo/patton-gade-1243024)** (NMLS 1243024), CrossCountry Mortgage, Scottsdale, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 10. **[Mark Villano](https://lendb.ai/lo/mark-villano-1306487)** (NMLS 1306487), CrossCountry Mortgage, Lakewood, WA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 11. **[James McMurrey](https://lendb.ai/lo/james-mcmurrey-2302283)** (NMLS 2302283), CrossCountry Mortgage, Lacey, WA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 12. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 13. **[Randy Key](https://lendb.ai/lo/randall-key-190053)** (NMLS 190053), Churchill Mortgage, Dallas, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 14. **[Lisa Cummings](https://lendb.ai/lo/lisa-cummings-199679)** (NMLS 199679), Fairway Independent Mortgage Corporation, Albuquerque, NM - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - Branch in New Mexico - No disciplinary actions on file at LenDb 15. **[Heidi Valle](https://lendb.ai/lo/heidi-valle-227744)** (NMLS 227744), Guild Mortgage, Albuquerque, NM - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - Branch in New Mexico - No disciplinary actions on file at LenDb 16. **[Davin Jacquez](https://lendb.ai/lo/davin-jacquez-1198423)** (NMLS 1198423), Guild Mortgage, Farmington, NM - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - Branch in New Mexico - No disciplinary actions on file at LenDb 17. **[Timothy McGinty](https://lendb.ai/lo/timothy-mcginty-1443050)** (NMLS 1443050), LeaderOne Financial, Oak Brook, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 18. **[Josh Penland](https://lendb.ai/lo/joshua-penland-216357)** (NMLS 216357), Fairway Independent Mortgage Corporation, Round Rock, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 0 years licensed - No disciplinary actions on file at LenDb 19. **[Jay Garvens](https://lendb.ai/lo/jay-garvens-368259)** (NMLS 368259), Churchill Mortgage, Colorado Springs, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 20. **[Lance Dickson](https://lendb.ai/lo/lance-dickson-48279)** (NMLS 48279), CrossCountry Mortgage, Tucson, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 21. **[Michael Murgatroy](https://lendb.ai/lo/michael-murgatroy-60099)** (NMLS 60099), CrossCountry Mortgage, Delray Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 22. **[Mike Cook](https://lendb.ai/lo/michael-cook-232248)** (NMLS 232248), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 23. **[Kenneth Locke](https://lendb.ai/lo/kenneth-locke-87627)** (NMLS 87627), CrossCountry Mortgage, Newport Beach, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 13 years licensed - No disciplinary actions on file at LenDb 24. **[Michelle Bobart](https://lendb.ai/lo/michelle-bobart-137164)** (NMLS 137164), CrossCountry Mortgage, Chicago, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 13 years licensed - No disciplinary actions on file at LenDb 25. **[Matt Shiner](https://lendb.ai/lo/matthew-shiner-1260521)** (NMLS 1260521), NFM Lending, Tempe, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in NM (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/new-mexico. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._