--- canonical_url: https://lendb.ai/s/va/oregon last_verified: 2026-10-09 --- # VA loan officers in Oregon As of 2026-10-09, LenDb lists 165 loan officers licensed in or based in Oregon whose lender pages show VA loan work. The top-ranked are Bill Clark (Fairway Independent Mortgage Corporation, Clackamas), Sam Williams (Churchill Mortgage, Salem) and Andrea Shaw Moore (Guild Mortgage, Portland). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Bill Clark](https://lendb.ai/lo/bill-clark-220837)** (NMLS 220837), Fairway Independent Mortgage Corporation, Clackamas, OR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Clackamas, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 2. **[Sam Williams](https://lendb.ai/lo/sam-williams-408639)** (NMLS 408639), Churchill Mortgage, Salem, OR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Salem, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 21 years of experience (lender page, 2026-10-09) 3. **[Andrea Shaw Moore](https://lendb.ai/lo/andrea-shaw-moore-128299)** (NMLS 128299), Guild Mortgage, Portland, OR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Portland, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 4. **[Kamile Melton](https://lendb.ai/lo/kamile-melton-1700255)** (NMLS 1700255), Churchill Mortgage, Lincoln City, OR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Lincoln City, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 5. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Daniel Patrick Nacarato](https://lendb.ai/lo/daniel-nacarato-247584)** (NMLS 247584), Barrett Financial Group, Chandler, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 7. **[Ricardo Pacheco](https://lendb.ai/lo/ricardo-pacheco-454956)** (NMLS 454956), CrossCountry Mortgage, Charlotte, NC - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 8. **[Domonique Gray](https://lendb.ai/lo/domonique-gray-900558)** (NMLS 900558), Churchill Mortgage, Brentwood, TN - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 9. **[Kim Ray](https://lendb.ai/lo/kim-ray-1314698)** (NMLS 1314698), Churchill Mortgage, Ocean Shores, WA - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 10. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 11. **[Mindy Hay](https://lendb.ai/lo/mindy-hay-292224)** (NMLS 292224), Union Home Mortgage, Tigard, OR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Tigard, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 16 years of experience (lender page, 2026-10-09) 12. **[Mark Irwin](https://lendb.ai/lo/mark-irwin-316203)** (NMLS 316203), Directors Mortgage, Lake Oswego, OR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Lake Oswego, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 40 years of experience (lender page, 2026-10-09) 13. **[Evan Luchaco](https://lendb.ai/lo/evan-luchaco-887608)** (NMLS 887608), Churchill Mortgage, Portland, OR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Portland, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) - States 12 years of experience (lender page, 2026-10-09) 14. **[Craig Cusick](https://lendb.ai/lo/craig-cusick-210381)** (NMLS 210381), Fairway Independent Mortgage Corporation, Phoenix, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 15. **[Cindy Olvera](https://lendb.ai/lo/cynthia-olvera-1028806)** (NMLS 1028806), Guild Mortgage, Aurora, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 16. **[Scott Evans](https://lendb.ai/lo/scott-evans-256163)** (NMLS 256163), CrossCountry Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 17. **[Lynn Posselt](https://lendb.ai/lo/lynn-posselt-41393)** (NMLS 41393), Intercap Lending, Vancouver, WA - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 40 years of experience (lender page, 2026-10-09) 18. **[Shelley Covington](https://lendb.ai/lo/shelley-covington-102076)** (NMLS 102076), Intercap Lending, Kirkland, WA - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 19. **[Rachelle Coffey](https://lendb.ai/lo/rachelle-coffey-203664)** (NMLS 203664), Homeowners Financial Group, Scottsdale, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 20. **[Amber Page](https://lendb.ai/lo/amber-page-229184)** (NMLS 229184), Evergreen Home Loans, Silverdale, WA - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 21. **[Mark Villano](https://lendb.ai/lo/mark-villano-1306487)** (NMLS 1306487), CrossCountry Mortgage, Lakewood, WA - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Colorado records) - States 12 years of experience (lender page, 2026-10-09) 22. **[Scott McCarty](https://lendb.ai/lo/scott-mccarty-133765)** (NMLS 133765), CrossCountry Mortgage, West Linn, OR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in West Linn, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) - States 24 years of experience (lender page, 2026-10-09) 23. **[Ryan Arzner](https://lendb.ai/lo/ryan-arzner-247157)** (NMLS 247157), CrossCountry Mortgage, McMinnville, OR - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in McMinnville, OR - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 24. **[Alexis Varga](https://lendb.ai/lo/alexis-varga-1473179)** (NMLS 1473179), CrossCountry Mortgage, Chicago, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) - States 10 years of experience (lender page, 2026-10-09) 25. **[Yanni Stefanidis](https://lendb.ai/lo/ioannis-stefanidis-1725443)** (NMLS 1725443), Churchill Mortgage, Irvine, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - OR listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/oregon. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._