--- canonical_url: https://lendb.ai/s/va/rhode-island last_verified: 2026-10-09 --- # VA loan officers in Rhode Island As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Rhode Island whose lender pages show VA loan work. The top-ranked are Joe Smith (CrossCountry Mortgage, Boston), Justin Bolton (Churchill Mortgage, Wakefield) and Barry Koven (CrossCountry Mortgage, Brooklyn). Ranking is lender-neutral: specialty evidence first, then a license in RI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Joe Smith](https://lendb.ai/lo/joseph-smith-481139)** (NMLS 481139), CrossCountry Mortgage, Boston, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 14 years licensed 2. **[Justin Bolton](https://lendb.ai/lo/justin-bolton-129424)** (NMLS 129424), Churchill Mortgage, Wakefield, RI - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - Branch in Rhode Island - 5 years licensed 3. **[Barry Koven](https://lendb.ai/lo/barry-koven-404510)** (NMLS 404510), CrossCountry Mortgage, Brooklyn, NY - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 7 years licensed 4. **[Lori Jule](https://lendb.ai/lo/lori-jule-190409)** (NMLS 190409), Atlantic Coast Mortgage, Fairfax, VA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 15 years licensed 5. **[Tony Raby](https://lendb.ai/lo/anthony-raby-3961)** (NMLS 3961), Guild Mortgage, North Attleboro, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 3 years licensed 6. **[Jon Libman](https://lendb.ai/lo/jonathan-libman-14174)** (NMLS 14174), Guild Mortgage, North Attleboro, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 3 years licensed 7. **[Susan Howe](https://lendb.ai/lo/susan-howe-848400)** (NMLS 848400), Fairway Independent Mortgage Corporation, Foxboro, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 6 years licensed 8. **[George Komoroski](https://lendb.ai/lo/george-komoroski-16721)** (NMLS 16721), Total Mortgage Services, Milford, CT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 9 years licensed 9. **[Terry T. Terzakis](https://lendb.ai/lo/terry-terzakis-110369)** (NMLS 110369), Homestead Funding, North Haven, CT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 10 years licensed 10. **[Colby Boppel](https://lendb.ai/lo/colby-boppel-1713611)** (NMLS 1713611), Total Mortgage Services, Bedford, NH - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 8 years licensed 11. **[Michael Murgatroy](https://lendb.ai/lo/michael-murgatroy-60099)** (NMLS 60099), CrossCountry Mortgage, Delray Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 15 years licensed 12. **[Alan Greenberg](https://lendb.ai/lo/alan-greenberg-108926)** (NMLS 108926), Revolution Mortgage, Narragansett, RI - Lists VA loan on lender page (lender page, verified 2026-10-09) - Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access - 25 years experience (stated on lender page, 2026-10-09) 13. **[Michelle Bobart](https://lendb.ai/lo/michelle-bobart-137164)** (NMLS 137164), CrossCountry Mortgage, Chicago, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 13 years licensed 14. **[Heidi Gage](https://lendb.ai/lo/heidi-gage-213769)** (NMLS 213769), NFM Lending, Linthicum, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 5 years licensed 15. **[Stacy Riley](https://lendb.ai/lo/stacy-riley-750413)** (NMLS 750413), Total Mortgage Services, Niantic, CT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 4 years licensed 16. **[Mike Nadeau](https://lendb.ai/lo/michael-nadeau-20421)** (NMLS 20421), First Home Mortgage, Seekonk, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 3 years licensed 17. **[Chad Goetz](https://lendb.ai/lo/chad-goetz-5128)** (NMLS 5128), CrossCountry Mortgage, Salem, NH - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 10 years licensed 18. **[Bob Joyce](https://lendb.ai/lo/robert-joyce-196322)** (NMLS 196322), CrossCountry Mortgage, Beverly, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 9 years licensed 19. **[Nicole Ferrara](https://lendb.ai/lo/nicole-ferrara-1520761)** (NMLS 1520761), CrossCountry Mortgage, Beverly, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 9 years licensed 20. **[Chris Devin](https://lendb.ai/lo/christopher-devin-47305)** (NMLS 47305), CrossCountry Mortgage, Norwell, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 8 years licensed 21. **[Dina Papantoniou](https://lendb.ai/lo/dina-papantoniou-45863)** (NMLS 45863), CrossCountry Mortgage, Beverly, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 9 years licensed 22. **[Steve Lennon](https://lendb.ai/lo/steve-lennon-24453)** (NMLS 24453), JPMorgan Chase Bank (Chase Home Lending), Cranston, RI - Lists VA loan on lender page (lender page, verified 2026-10-09) - Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access 23. **[Adam Workman](https://lendb.ai/lo/adam-workman-128183)** (NMLS 128183), CrossCountry Mortgage, Charlotte, NC - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 5 years licensed 24. **[Angela Thomas](https://lendb.ai/lo/angela-thomas-704476)** (NMLS 704476), JPMorgan Chase Bank (Chase Home Lending), Barrington, RI - Lists VA loan on lender page (lender page, verified 2026-10-09) - Branch in Rhode Island; no license list on file yet, verify at NMLS Consumer Access 25. **[Jordan Moore](https://lendb.ai/lo/jordan-moore-1691002)** (NMLS 1691002), CrossCountry Mortgage, Boston, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - Licensed in RI (listed on lender page, verified 2026-10-09) - 4 years licensed ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/rhode-island. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._