--- canonical_url: https://lendb.ai/s/va/south-carolina last_verified: 2026-10-10 --- # VA loan officers in South Carolina As of 2026-10-10, LenDb lists 208 loan officers licensed in or based in South Carolina whose lender pages show VA loan work. The top-ranked are Dinky Warr (CrossCountry Mortgage, Lexington), Don Waters (Fairway Independent Mortgage Corporation, Clayton) and Bill Hylind (CrossCountry Mortgage, North Bethesda). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Dinky Warr](https://lendb.ai/lo/dinky-warr-2353237)** (NMLS 2353237), CrossCountry Mortgage, Lexington, SC - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Lexington, SC - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 18 years of experience (lender page, 2026-10-09) 2. **[Don Waters](https://lendb.ai/lo/donald-waters-82361)** (NMLS 82361), Fairway Independent Mortgage Corporation, Clayton, NC - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Bill Hylind](https://lendb.ai/lo/william-hylind-284943)** (NMLS 284943), CrossCountry Mortgage, North Bethesda, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 4. **[Jay Garvens](https://lendb.ai/lo/jay-garvens-368259)** (NMLS 368259), Churchill Mortgage, Colorado Springs, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 5. **[Melissa Kerbow](https://lendb.ai/lo/melissa-kerbow-715476)** (NMLS 715476), Fairway Independent Mortgage Corporation, Madison, GA - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Kate Redman](https://lendb.ai/lo/kathleen-redman-880676)** (NMLS 880676), CrossCountry Mortgage, Evans, GA - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 7. **[Jason Inglish](https://lendb.ai/lo/jason-inglish-934863)** (NMLS 934863), ALCOVA Mortgage, Cumberland, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Karin Gagliano](https://lendb.ai/lo/karin-gagliano-1737007)** (NMLS 1737007), CrossCountry Mortgage, Pittsford, NY - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 9. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 10. **[Kristi Kerns Farmer](https://lendb.ai/lo/kristi-farmer-989130)** (NMLS 989130), Atlantic Coast Mortgage, Spartanburg, SC - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Spartanburg, SC - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 11. **[Cori Drudge](https://lendb.ai/lo/cori-drudge-229643)** (NMLS 229643), Ruoff Mortgage, Fishers, IN - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 27 years of experience (lender page, 2026-10-09) 12. **[Melissa Bell](https://lendb.ai/lo/melissa-bell-450558)** (NMLS 450558), Atlantic Coast Mortgage, Fairfax, VA - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 13. **[Garry Berardi](https://lendb.ai/lo/garry-berardi-79139)** (NMLS 79139), CrossCountry Mortgage, Alpharetta, GA - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 14. **[Ken Byrne](https://lendb.ai/lo/kenneth-byrne-187129)** (NMLS 187129), ALCOVA Mortgage, Chantilly, VA - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 34 years of experience (lender page, 2026-10-09) 15. **[Lisa Perry](https://lendb.ai/lo/lisa-perry-276329)** (NMLS 276329), First Heritage Mortgage - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 18 years of experience (lender page, 2026-10-09) 16. **[Laura Kurtz](https://lendb.ai/lo/laura-kurtz-450352)** (NMLS 450352), Lower, Fayetteville, NC - Lists VA loan on lender page (lender page, verified 2026-10-10) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 31 years of experience (lender page, 2026-10-10) 17. **[Chris Shumate](https://lendb.ai/lo/christopher-shumate-627360)** (NMLS 627360), Fairway Independent Mortgage Corporation, Duluth, GA - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 18. **[Susan Howe](https://lendb.ai/lo/susan-howe-848400)** (NMLS 848400), Fairway Independent Mortgage Corporation, Foxboro, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 19. **[Cindy Olvera](https://lendb.ai/lo/cynthia-olvera-1028806)** (NMLS 1028806), Guild Mortgage, Aurora, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 20. **[Eric Magnus](https://lendb.ai/lo/eric-magnus-1221750)** (NMLS 1221750), Guild Mortgage, Columbia, SC - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Columbia, SC - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) - States 10 years of experience (lender page, 2026-10-09) 21. **[Brian Leiterman](https://lendb.ai/lo/brian-leiterman-237169)** (NMLS 237169), Fairway Independent Mortgage Corporation, Riverside, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 22. **[Nathan Fitzgerald](https://lendb.ai/lo/nathan-fitzgerald-369554)** (NMLS 369554), CrossCountry Mortgage, Orlando, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 23. **[John Lindberg](https://lendb.ai/lo/john-lindberg-447760)** (NMLS 447760), Guild Mortgage, Martinez, GA - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 24. **[John Astrologo](https://lendb.ai/lo/john-astrologo-441861)** (NMLS 441861), CrossCountry Mortgage, White Plains, NY - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 16 years of experience (lender page, 2026-10-09) 25. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists VA loan on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/south-carolina. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._