--- canonical_url: https://lendb.ai/s/va/texas last_verified: 2026-10-09 --- # VA loan officers in Texas As of 2026-10-09, LenDb lists 589 loan officers licensed in or based in Texas whose lender pages show VA loan work. The top-ranked are James Ward (Fairway Independent Mortgage Corporation, Houston), Kyrstin Zimmermann (CrossCountry Mortgage, Willow Park) and Bobbie Greenman (Guild Mortgage, San Antonio). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[James Ward](https://lendb.ai/lo/james-ward-168854)** (NMLS 168854), Fairway Independent Mortgage Corporation, Houston, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Houston, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 2. **[Kyrstin Zimmermann](https://lendb.ai/lo/aimee-zimmermann-307963)** (NMLS 307963), CrossCountry Mortgage, Willow Park, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Willow Park, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 3. **[Bobbie Greenman](https://lendb.ai/lo/roberta-greenman-334493)** (NMLS 334493), Guild Mortgage, San Antonio, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in San Antonio, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 4. **[Gina Zavesky](https://lendb.ai/lo/gina-zavesky-1852924)** (NMLS 1852924), Union Home Mortgage, Victoria, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Victoria, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 5. **[Andrew Postell](https://lendb.ai/lo/andrew-postell-392627)** (NMLS 392627), CrossCountry Mortgage, Bedford, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Bedford, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 6. **[Ryan George](https://lendb.ai/lo/ryan-george-5692)** (NMLS 5692), CrossCountry Mortgage, Frederick, MD - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 7. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Alona Hayes](https://lendb.ai/lo/alona-hayes-180226)** (NMLS 180226), Guild Mortgage, Lawton, OK - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) - States 20 years of experience (lender page, 2026-10-09) 9. **[John Csoka Jr.](https://lendb.ai/lo/john-csoka-212307)** (NMLS 212307), CrossCountry Mortgage, Fairfax, VA - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 10. **[Pete Mingham](https://lendb.ai/lo/steven-peter-mingham-jr-289586)** (NMLS 289586), Guild Mortgage, Walnut Creek, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 11. **[Gregory Tily](https://lendb.ai/lo/gregory-tily-1720774)** (NMLS 1720774), CrossCountry Mortgage, Tampa, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 12. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 13. **[Cameron Gemoets](https://lendb.ai/lo/cameron-gemoets-2701842)** (NMLS 2701842), CrossCountry Mortgage, Cleveland, OH - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 14. **[Carla Marchetti](https://lendb.ai/lo/carla-marchetti-993397)** (NMLS 993397), Guild Mortgage, Overland Park, KS - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 19 years of experience (lender page, 2026-10-09) 15. **[Brandon Bromley](https://lendb.ai/lo/brandon-bromley-272158)** (NMLS 272158), CrossCountry Mortgage, Cleveland, OH - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 16. **[Melinda Munoz](https://lendb.ai/lo/melinda-munoz-293463)** (NMLS 293463), Union Home Mortgage, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Texas - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 26 years of experience (lender page, 2026-10-09) 17. **[Brian Brown](https://lendb.ai/lo/brian-brown-1970490)** (NMLS 1970490), CrossCountry Mortgage, Staten Island, NY - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 18. **[Kyle Carrington](https://lendb.ai/lo/kyle-carrington-349423)** (NMLS 349423), Guild Mortgage, Austin, TX - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Austin, TX - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 16 years of experience (lender page, 2026-10-09) 19. **[Erika Alves](https://lendb.ai/lo/erika-alves-659544)** (NMLS 659544), CrossCountry Mortgage, Tampa, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 20. **[Justin Burris](https://lendb.ai/lo/justin-burris-659024)** (NMLS 659024), Fairway Independent Mortgage Corporation, Raleigh, NC - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 21. **[Cindy Olvera](https://lendb.ai/lo/cynthia-olvera-1028806)** (NMLS 1028806), Guild Mortgage, Aurora, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 22. **[Dawn Rae Pemberton](https://lendb.ai/lo/dawn-pemberton-162320)** (NMLS 162320), Fairway Independent Mortgage Corporation, Naples, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) 23. **[Habib Sadaka](https://lendb.ai/lo/habib-sadaka-339526)** (NMLS 339526), CrossCountry Mortgage, Mankato, MN - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 24. **[Nathan Fitzgerald](https://lendb.ai/lo/nathan-fitzgerald-369554)** (NMLS 369554), CrossCountry Mortgage, Orlando, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 25. **[Darik Tolnay](https://lendb.ai/lo/darik-tolnay-521445)** (NMLS 521445), CrossCountry Mortgage, Lakewood, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) - States 15 years of experience (lender page, 2026-10-09) ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/texas. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._