--- canonical_url: https://lendb.ai/s/va/utah last_verified: 2026-10-09 --- # VA loan officers in Utah As of 2026-10-09, LenDb lists 92 loan officers licensed in or based in Utah whose lender pages show VA loan work. The top-ranked are Brandon Hicken (Guild Mortgage, Heber City), Jay Garvens (Churchill Mortgage, Colorado Springs) and Jeanette John (Intercap Lending, Logan). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Brandon Hicken](https://lendb.ai/lo/brandon-hicken-2648301)** (NMLS 2648301), Guild Mortgage, Heber City, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Heber City, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 2. **[Jay Garvens](https://lendb.ai/lo/jay-garvens-368259)** (NMLS 368259), Churchill Mortgage, Colorado Springs, CO - Lists VA loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 3. **[Jeanette John](https://lendb.ai/lo/jeanette-john-611754)** (NMLS 611754), Intercap Lending, Logan, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Logan, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 4. **[Rachelle Coffey](https://lendb.ai/lo/rachelle-coffey-203664)** (NMLS 203664), Homeowners Financial Group, Scottsdale, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 5. **[Kris James](https://lendb.ai/lo/kris-james-900967)** (NMLS 900967), Intercap Lending, Cottonwood Heights, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 13 years of experience (lender page, 2026-10-09) 6. **[Tyler Carlston](https://lendb.ai/lo/tyler-carlston-1857360)** (NMLS 1857360), CrossCountry Mortgage, South Jordan, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in South Jordan, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 7. **[Marylee Gilchrist](https://lendb.ai/lo/marylee-gilchrist-242466)** (NMLS 242466), CrossCountry Mortgage, Cottonwood Heights, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Colorado records) - States 41 years of experience (lender page, 2026-10-09) 8. **[Leesa Millham](https://lendb.ai/lo/leesa-millham-288158)** (NMLS 288158), CrossCountry Mortgage, Cottonwood Heights, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 9. **[Ashlie Roe](https://lendb.ai/lo/ashlie-roe-639380)** (NMLS 639380), CrossCountry Mortgage, Eden, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Eden, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 10. **[Greg Brooks](https://lendb.ai/lo/gregory-brooks-151145)** (NMLS 151145), Guild Mortgage, San Diego, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 11. **[Brad Mabey](https://lendb.ai/lo/brad-mabey-262718)** (NMLS 262718), Guild Mortgage, Spanish Fork, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Spanish Fork, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 12. **[Aaron Morgan](https://lendb.ai/lo/aaron-morgan-299480)** (NMLS 299480), Guild Mortgage, Draper, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Draper, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 13. **[Regina Morgan](https://lendb.ai/lo/regina-morgan-2070968)** (NMLS 2070968), Loan Factory - Lists VA loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 10 years of experience (lender page, 2026-10-09) 14. **[Lydia Bell](https://lendb.ai/lo/lydia-bell-2726492)** (NMLS 2726492), Guild Mortgage, Midvale, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Midvale, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Tyson Hare](https://lendb.ai/lo/tyson-hare-1008232)** (NMLS 1008232), Intercap Lending, Richfield, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Richfield, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 7 years of experience (lender page, 2026-10-09) 16. **[Matt Shiner](https://lendb.ai/lo/matthew-shiner-1260521)** (NMLS 1260521), NFM Lending, Tempe, AZ - Lists VA loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 17. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 18. **[Bob Voeller](https://lendb.ai/lo/bob-voeller-131644)** (NMLS 131644), CrossCountry Mortgage, Cottonwood Heights, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Matt Barrett](https://lendb.ai/lo/matthew-barrett-258528)** (NMLS 258528), Intercap Lending, Cottonwood Heights, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 20. **[Danene Strand](https://lendb.ai/lo/danene-strand-442493)** (NMLS 442493), Intercap Lending, South Ogden, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in South Ogden, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 21. **[Rajat Jetley](https://lendb.ai/lo/rajat-jetley-1595897)** (NMLS 1595897), CrossCountry Mortgage, San Juan Capistrano, CA - Lists VA loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 22. **[Tyler Rowland](https://lendb.ai/lo/tyler-rowland-1832068)** (NMLS 1832068), Intercap Lending, Cedar City, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Cedar City, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) 23. **[Shelby Teeples](https://lendb.ai/lo/shelby-teeples-1889596)** (NMLS 1889596), Intercap Lending, Pleasant Grove, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) - States 3 years of experience (lender page, 2026-10-09) 24. **[Andrea Roylance](https://lendb.ai/lo/andrea-roylance-260636)** (NMLS 260636), Intercap Lending, Farmington, UT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in Farmington, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 10 years of experience (lender page, 2026-10-09) 25. **[Michael Murgatroy](https://lendb.ai/lo/michael-murgatroy-60099)** (NMLS 60099), CrossCountry Mortgage, Delray Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/utah. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._