--- canonical_url: https://lendb.ai/s/va/vermont last_verified: 2026-10-11 --- # VA loan officers in Vermont As of 2026-10-11, LenDb lists 14 loan officers licensed in or based in Vermont whose lender pages show VA loan work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Joe Smith (CrossCountry Mortgage, Boston) and Domonique Gray (Churchill Mortgage, Brentwood). Ranking is lender-neutral: specialty evidence first, then a license in VT, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Fred Damore](https://lendb.ai/lo/fred-damore-4395)** (NMLS 4395), Fairway Independent Mortgage Corporation, Methuen, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 2. **[Joe Smith](https://lendb.ai/lo/joseph-smith-481139)** (NMLS 481139), CrossCountry Mortgage, Boston, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 19, 2012 (Florida), per state regulator - States 30 years of experience (lender page, 2026-10-09) 3. **[Domonique Gray](https://lendb.ai/lo/domonique-gray-900558)** (NMLS 900558), Churchill Mortgage, Brentwood, TN - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 26, 2023 (Florida), per state regulator - States 30 years of experience (lender page, 2026-10-09) 4. **[Sarah Haberkorn](https://lendb.ai/lo/sarah-haberkorn-42492)** (NMLS 42492), Envoy Mortgage, Dover, NH - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 23, 2020 (Florida), per state regulator - States 19 years of experience (lender page, 2026-10-09) 5. **[Justin Mead](https://lendb.ai/lo/justin-mead-1656276)** (NMLS 1656276), CrossCountry Mortgage, South Burlington, VT - Lists VA loan on lender page (lender page, verified 2026-10-09) - Office in South Burlington, VT - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 11, 2021 (Florida), per state regulator 6. **[Shannon Odom](https://lendb.ai/lo/shannon-odom-509649)** (NMLS 509649), LeaderOne Financial, Bangor, ME - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 16, 2021 (Florida), per state regulator 7. **[Chris Devin](https://lendb.ai/lo/christopher-devin-47305)** (NMLS 47305), CrossCountry Mortgage, Norwell, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 3, 2018 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 8. **[Michael Murgatroy](https://lendb.ai/lo/michael-murgatroy-60099)** (NMLS 60099), CrossCountry Mortgage, Delray Beach, FL - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 9, 2011 (Colorado), per state regulator 9. **[Michelle Bobart](https://lendb.ai/lo/michelle-bobart-137164)** (NMLS 137164), CrossCountry Mortgage, Chicago, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 17, 2011 (Colorado), per state regulator 10. **[Will Roberts](https://lendb.ai/lo/william-roberts-2539676)** (NMLS 2539676), CrossCountry Mortgage, Melville, NY - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 24, 2025 (Florida), per state regulator 11. **[Dan Gjeldum](https://lendb.ai/lo/daniel-gjeldum-686529)** (NMLS 686529), CrossCountry Mortgage, Hinsdale, IL - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 24, 2014 (Florida), per state regulator 12. **[Dina Papantoniou](https://lendb.ai/lo/dina-papantoniou-45863)** (NMLS 45863), CrossCountry Mortgage, Beverly, MA - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 31, 2017 (Florida), per state regulator 13. **[Nick Weeks](https://lendb.ai/lo/nicholas-weeks-415107)** (NMLS 415107), CrossCountry Mortgage, Overland Park, KS - Lists VA loan on lender page (lender page, verified 2026-10-09) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 12, 2023 (Florida), per state regulator 14. **[Kelly Hagler](https://lendb.ai/lo/kelly-hagler-583063)** (NMLS 583063), CMG Home Loans, Napa , CA - Lists VA loan on lender page (lender page, verified 2026-10-11) - VT listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - How many VA loans have you closed in the last year? - Can you check my remaining entitlement and funding fee status? - How do you handle a low VA appraisal or the tidewater process? Cite as: LenDb.ai, https://lendb.ai/s/va/vermont. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._