---
canonical_url: https://lendb.ai/s/vacation-home/arkansas
last_verified: 2026-10-09
---

# Vacation home loan officers in Arkansas

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Arkansas whose lender pages show Vacation home work. The top-ranked are Justin Burris (Fairway Independent Mortgage Corporation, Raleigh), Sabrena Hughes (Highlands Residential Mortgage, Texarkana) and Brandi Langford (Fairway Independent Mortgage Corporation, Texarkana). Ranking is lender-neutral: specialty evidence first, then a license in AR, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Justin Burris](https://lendb.ai/lo/justin-burris-659024)** (NMLS 659024), Fairway Independent Mortgage Corporation, Raleigh, NC
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Sabrena Hughes](https://lendb.ai/lo/sabrena-hughes-1305351)** (NMLS 1305351), Highlands Residential Mortgage, Texarkana, TX
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Brandi Langford](https://lendb.ai/lo/brandi-langford-2311171)** (NMLS 2311171), Fairway Independent Mortgage Corporation, Texarkana, TX
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Amy Cummings](https://lendb.ai/lo/amy-cummings-882893)** (NMLS 882893), Highlands Residential Mortgage, Texarkana, TX
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
5. **[Paul Schmidt](https://lendb.ai/lo/paul-schmidt-2660608)** (NMLS 2660608), Loan Factory
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?

Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/arkansas.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._