---
canonical_url: https://lendb.ai/s/vacation-home/district-of-columbia
last_verified: 2026-10-10
---

# Vacation home loan officers in District of Columbia

As of 2026-10-10, LenDb lists 5 loan officers licensed in or based in District of Columbia whose lender pages show Vacation home work. The top-ranked are Richard Johnson (Lower, Fairfax), Jason Fox (NFM Lending, Frederick) and Deb Griffin (JPMorgan Chase Bank (Chase Home Lending), Washington). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Richard Johnson](https://lendb.ai/lo/richard-johnson-455506)** (NMLS 455506), Lower, Fairfax, VA
   - Lists Vacation home on lender page (lender page, verified 2026-10-10)
   - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 25 years of experience (lender page, 2026-10-10)
2. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 18, 2018 (Florida), per state regulator
3. **[Deb Griffin](https://lendb.ai/lo/deb-griffin-481255)** (NMLS 481255), JPMorgan Chase Bank (Chase Home Lending), Washington, DC
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Washington, DC
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
4. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
5. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?

Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/district-of-columbia.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._