---
canonical_url: https://lendb.ai/s/vacation-home/idaho
last_verified: 2026-10-09
---

# Vacation home loan officers in Idaho

As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in Idaho whose lender pages show Vacation home work. The top-ranked are Jacqueline Allen (CrossCountry Mortgage, El Segundo) and Nick Carter (Directors Mortgage, Eugene). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jacqueline Allen](https://lendb.ai/lo/jacqueline-allen-528786)** (NMLS 528786), CrossCountry Mortgage, El Segundo, CA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 25 years of experience (lender page, 2026-10-09)
2. **[Nick Carter](https://lendb.ai/lo/nick-carter-200547)** (NMLS 200547), Directors Mortgage, Eugene, OR
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?

Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/idaho.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._