--- canonical_url: https://lendb.ai/s/vacation-home/illinois last_verified: 2026-10-09 --- # Vacation home loan officers in Illinois As of 2026-10-09, LenDb lists 49 loan officers licensed in or based in Illinois whose lender pages show Vacation home work. The top-ranked are Joanna White (Union Home Mortgage, Arlington Heights), Sheri Watkins (Ruoff Mortgage) and Ron Haddad (Union Home Mortgage, Arlington Heights). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Joanna White](https://lendb.ai/lo/joanna-white-404853)** (NMLS 404853), Union Home Mortgage, Arlington Heights, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Arlington Heights, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 24 years of experience (lender page, 2026-10-09) 2. **[Sheri Watkins](https://lendb.ai/lo/sheri-watkins-279665)** (NMLS 279665), Ruoff Mortgage - Lists Vacation home on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 3. **[Ron Haddad](https://lendb.ai/lo/ronald-haddad-204443)** (NMLS 204443), Union Home Mortgage, Arlington Heights, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Arlington Heights, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 4. **[Kurt Lorenzen](https://lendb.ai/lo/kurt-lorenzen-228680)** (NMLS 228680), JPMorgan Chase Bank (Chase Home Lending), Highland Park, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Highland Park, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 22 years of experience (lender page, 2026-10-09) 5. **[Kylie Miller](https://lendb.ai/lo/kylie-miller-562713)** (NMLS 562713), CrossCountry Mortgage, Beavercreek, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Adam Hengesbaugh](https://lendb.ai/lo/adam-hengesbaugh-444491)** (NMLS 444491), JPMorgan Chase Bank (Chase Home Lending), Winnetka, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Winnetka, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 7. **[BethAnn Ericson](https://lendb.ai/lo/bethann-ericson-612521)** (NMLS 612521), JPMorgan Chase Bank (Chase Home Lending), Vernon Hills, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Vernon Hills, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 8. **[Ruslan Raskin](https://lendb.ai/lo/ruslan-raskin-1948626)** (NMLS 1948626), JPMorgan Chase Bank (Chase Home Lending), Lake Forest, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Lake Forest, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 9. **[Tony Pogrelis](https://lendb.ai/lo/tony-pogrelis-392067)** (NMLS 392067), Guild Mortgage, Troy, MO - Lists Vacation home on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 15 years of experience (lender page, 2026-10-09) 10. **[Jesse Byrer](https://lendb.ai/lo/jesse-byrer-728876)** (NMLS 728876), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2016 (per Florida records) 11. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists Vacation home on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 12. **[Patrick McCormick](https://lendb.ai/lo/patrick-mccormick-755882)** (NMLS 755882), JPMorgan Chase Bank (Chase Home Lending), Orland Park, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Orland Park, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) 13. **[Rex Grasz](https://lendb.ai/lo/rex-grasz-245451)** (NMLS 245451), Union Home Mortgage, Upper Sandusky, OH - Lists Vacation home on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Maricela Luna](https://lendb.ai/lo/maricela-luna-503574)** (NMLS 503574), JPMorgan Chase Bank (Chase Home Lending), Aurora, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Aurora, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2024 (per Florida records) 15. **[Nabila Wadwani](https://lendb.ai/lo/nabila-wadwani-443577)** (NMLS 443577), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Antonio Alvarez](https://lendb.ai/lo/antonio-alvarez-443817)** (NMLS 443817), JPMorgan Chase Bank (Chase Home Lending), Orland Park, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Orland Park, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Vince Bartolome](https://lendb.ai/lo/vince-bartolome-444636)** (NMLS 444636), JPMorgan Chase Bank (Chase Home Lending), Schaumburg, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Schaumburg, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[Lisa D'Amico-Finch](https://lendb.ai/lo/lisa-d-amico-finch-503141)** (NMLS 503141), JPMorgan Chase Bank (Chase Home Lending), Willowbrook, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Willowbrook, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[George Sanchez](https://lendb.ai/lo/george-sanchez-848177)** (NMLS 848177), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 20. **[Sylvia Hernandez](https://lendb.ai/lo/sylvia-hernandez-979453)** (NMLS 979453), JPMorgan Chase Bank (Chase Home Lending), Park Ridge, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Park Ridge, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 21. **[Joel Valenzuela](https://lendb.ai/lo/joel-valenzuela-1732888)** (NMLS 1732888), JPMorgan Chase Bank (Chase Home Lending), Huntley, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Huntley, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 22. **[Magdalena Skoczen](https://lendb.ai/lo/magdalena-skoczen-2033665)** (NMLS 2033665), JPMorgan Chase Bank (Chase Home Lending), Lemont, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Lemont, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 23. **[Tony H Tutaj](https://lendb.ai/lo/tony-h-tutaj-195384)** (NMLS 195384), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 24. **[Gretchen A. Wnukowski](https://lendb.ai/lo/gretchen-a-wnukowski-202964)** (NMLS 202964), JPMorgan Chase Bank (Chase Home Lending), Carol Stream, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Carol Stream, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 25. **[Daniel Chookaszian](https://lendb.ai/lo/daniel-chookaszian-227832)** (NMLS 227832), JPMorgan Chase Bank (Chase Home Lending), Wilmette, IL - Lists Vacation home on lender page (lender page, verified 2026-10-09) - Office in Wilmette, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS ## Questions to ask - Will this qualify as a second home or an investment property? - Can I rent it out part time and keep second home pricing? - How do you treat short-term rental income? Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/illinois. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._