---
canonical_url: https://lendb.ai/s/vacation-home/maryland
last_verified: 2026-10-10
---

# Vacation home loan officers in Maryland

As of 2026-10-10, LenDb lists 8 loan officers licensed in or based in Maryland whose lender pages show Vacation home work. The top-ranked are Jason Fox (NFM Lending, Frederick), Richard Johnson (Lower, Fairfax) and Dan Porto (JPMorgan Chase Bank (Chase Home Lending), Potomac). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Frederick, MD
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: September 18, 2018 (Florida), per state regulator
2. **[Richard Johnson](https://lendb.ai/lo/richard-johnson-455506)** (NMLS 455506), Lower, Fairfax, VA
   - Lists Vacation home on lender page (lender page, verified 2026-10-10)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 25 years of experience (lender page, 2026-10-10)
3. **[Dan Porto](https://lendb.ai/lo/daniel-porto-1491814)** (NMLS 1491814), JPMorgan Chase Bank (Chase Home Lending), Potomac, MD
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Potomac, MD
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Earliest state license record: February 23, 2017 (Florida), per state regulator
4. **[George Tabora](https://lendb.ai/lo/george-tabora-2049966)** (NMLS 2049966), American Pacific Mortgage, Reston, VA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: October 14, 2021 (Florida), per state regulator
5. **[Martin D Clark II](https://lendb.ai/lo/martin-d-clark-ii-205085)** (NMLS 205085), JPMorgan Chase Bank (Chase Home Lending), Westminster, MD
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Westminster, MD
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
6. **[Corey Riggs](https://lendb.ai/lo/corey-riggs-146741)** (NMLS 146741), Edge Home Finance, Swansboro, NC
   - Lists Vacation home on lender page (lender page, verified 2026-10-10)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: February 11, 2020 (Florida), per state regulator
7. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
8. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?

Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/maryland.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._