---
canonical_url: https://lendb.ai/s/vacation-home/massachusetts
last_verified: 2026-10-09
---

# Vacation home loan officers in Massachusetts

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in Massachusetts whose lender pages show Vacation home work. The top-ranked are Brendan Perry Frank (JPMorgan Chase Bank (Chase Home Lending), Boston), Rick Waldron (JPMorgan Chase Bank (Chase Home Lending), Cambridge) and Aris Dimitrakopoulos (JPMorgan Chase Bank (Chase Home Lending), Boston). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Brendan Perry Frank](https://lendb.ai/lo/brendan-perry-frank-176100)** (NMLS 176100), JPMorgan Chase Bank (Chase Home Lending), Boston, MA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Boston, MA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
2. **[Rick Waldron](https://lendb.ai/lo/rick-waldron-484107)** (NMLS 484107), JPMorgan Chase Bank (Chase Home Lending), Cambridge, MA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Cambridge, MA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
3. **[Aris Dimitrakopoulos](https://lendb.ai/lo/aris-dimitrakopoulos-121781)** (NMLS 121781), JPMorgan Chase Bank (Chase Home Lending), Boston, MA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Boston, MA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2021 (per Florida records)
4. **[Ray Goulart](https://lendb.ai/lo/raymond-goulart-4870)** (NMLS 4870), JPMorgan Chase Bank (Chase Home Lending), New Bedford, MA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in New Bedford, MA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2022 (per Florida records)
5. **[Christopher Graves](https://lendb.ai/lo/christopher-graves-56904)** (NMLS 56904), NFM Lending, Windham, NH
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
6. **[Filip J Ramil](https://lendb.ai/lo/filip-j-ramil-28520)** (NMLS 28520), JPMorgan Chase Bank (Chase Home Lending), Dedham, MA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Dedham, MA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
7. **[Eric Kuharich](https://lendb.ai/lo/eric-kuharich-10160)** (NMLS 10160), JPMorgan Chase Bank (Chase Home Lending), Boston, MA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Boston, MA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
8. **[Teodor Tijan](https://lendb.ai/lo/teodor-tijan-105185)** (NMLS 105185), JPMorgan Chase Bank (Chase Home Lending), Brookline, MA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - Office in Brookline, MA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
9. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
10. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?

Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/massachusetts.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._