---
canonical_url: https://lendb.ai/s/vacation-home/nebraska
last_verified: 2026-10-09
---

# Vacation home loan officers in Nebraska

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Nebraska whose lender pages show Vacation home work. The top-ranked are Cody Teal (First Citizens Bank, Wilmington) and Iris Legaspi (First Citizens Bank, San Diego). Ranking is lender-neutral: specialty evidence first, then a license in NE, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
2. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Vacation home on lender page (lender page, verified 2026-10-09)
   - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?

Cite as: LenDb.ai, https://lendb.ai/s/vacation-home/nebraska.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._